Bank First

Overview / Commentary
402 N 8Th St
Manitowoc, WI 54220

Bank First is headquartered in Manitowoc and is the 5th largest bank in the state of Wisconsin. It is also the 389th largest bank in the nation. It was established in 1894 and as of December of 2021, it had grown to 287 employees at 23 locations. Bank First's money market rates are 14% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #5304
Year Established1894
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD14.45%
Annual Interest Income$98.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.94B$2.72B
LoansQ4 2021vs Q4 2020$2.22B$2.17B
DepositsQ4 2021vs Q4 2020$2.53B$2.32B
Equity CapitalQ4 2021vs Q4 2020$334.7MM$312.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$20.3MM$17.7MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$8.7MM$11.1MM
Real Estate OwnedQ4 2021vs Q4 2020$150.00K$1.9MM
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Always verify rates and promotions with the bank or credit union. We are not Bank First; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank First Savings Account Rates

0.60%*$100k*-Savings Elite
OTHER TIERS: 0.25% $2.5k - $10k | 0.40% $10k - $25k | 0.50% $25k - $100k
0.50%*$25k*-Health Savings Account
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k
0.40%*$25k*-IRA Savings
OTHER TIERS: 0.10% Up to $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k
0.30%*$10k*-Kids Club
OTHER TIERS: 0.25% Up to $10k
0.25%*$25k*-First Savings
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $25k
0.20%*$25k*-Holiday Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.20%*$25k*-First Savings Business
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k

Bank First Money Market Rates

0.50%*$100k*-Money Market Elite
OTHER TIERS: 0.30% $10k - $50k | 0.40% $50k - $100k
0.25%*$50k*-Business Money Market Elite
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.15%*$25k*-Money Market
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k

Bank First Checking Account Rates

0.25%*$10k*-Military First Checking
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $10k
0.20%*$25k*-First Rate Checking
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $25k

Bank First CD Rates

2.01%$5k-23 Month Relationship Special CD
1.10%$1k-60 Month CD
1.05%$5k-13 Month Relationship CD Special
1.00%$1k-48 Month CD
0.90%$1k-36 Month CD
0.80%$1k-24 Month CD
0.80%$1k-30 Month CD
0.70%$1k-18 Month CD
0.60%$1k-12 Month CD
0.50%$1k-6 Month CD


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