Bank First


Overview / Commentary
920-652-3100
402 N 8Th St
Manitowoc, WI 54220

Bank First is headquartered in MANITOWOC and is the 4th largest bank in the state of Wisconsin. It is also the 305th largest bank in the nation. It was established in 1894 and as of December of 2024, it had grown to 357 employees at 26 locations. Bank First's money market rates are 5X the national average, and it boasts an A+ health rating.

Reviews (1)

Sucks No One Knows

Posted by: |

They switch from Denmark state bank to Bank First. No one knows what’s going on will not let anybody know what’s going on looking for a new bank. This one just sucks.



Health
A+

Health Grade Components

Overall
FDIC Certificate #5304
Year Established1894
Employees357
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD11.59%
Annual Interest Income$206.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$4.49B$4.22B
LoansQ4 2024vs Q4 2023$3.48B$3.3B
DepositsQ4 2024vs Q4 2023$3.73B$3.47B
Equity CapitalQ4 2024vs Q4 2023$580.5MM$598MM
Loan Loss AllowanceQ4 2024vs Q4 2023$44.2MM$43.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$8.5MM$6.6MM
Real Estate OwnedQ4 2024vs Q4 2023$741K$2.6MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank First; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank First Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%*$250k*-Investment Savings
OTHER TIERS: 2.78% $50k - $150k | 3.09% $150k - $250k
1.76%*$100k*-Savings Elite
OTHER TIERS: 0.50% $2.5k - $10k | 1.00% $10k - $25k | 1.51% $25k - $100k
0.50%*$25k*-Health Savings Account
OTHER TIERS: 0.15% $0 - $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k
0.30%*$10k*-Kids Club
OTHER TIERS: 0.25% $0 - $10k
0.25%*$25k*-First Savings
OTHER TIERS: 0.10% $0 - $2.5k | 0.15% $2.5k - $25k
0.20%*$25k*-Holiday Savings
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k
0.20%*$25k*-First Savings Business
OTHER TIERS: 0.10% $0 - $10k | 0.15% $10k - $25k

Bank First Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-Money Market Elite
OTHER TIERS: 1.26% $10k - $50k | 1.76% $50k - $100k
1.26%*$100k*-Business Money Market Elite
OTHER TIERS: 0.10% $0 - $10k | 0.50% $10k - $50k | 1.00% $50k - $100k
0.15%*$25k*-Money Market
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Business Money Market
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k

Bank First Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Military First Checking
OTHER TIERS: 0.15% $0 - $2.5k | 0.20% $2.5k - $10k
0.20%*$25k*-First Rate Checking
OTHER TIERS: 0.10% $0 - $2.5k | 0.15% $2.5k - $25k

Bank First CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.18%$5k-7 Month Relationship CD Special
4.03%$5k-17 Month Relationship CD Special
3.02%$1k-6 Month CD
3.02%$1k-12 Month CD
2.78%$1k-24 Month CD
2.78%$1k-36 Month CD
2.78%$1k-48 Month CD
2.78%$1k-60 Month CD
2.78%$1k-18 Month CD

Bank First IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-IRA Savings
OTHER TIERS: 0.10% $0 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $25k
Locations

Availability



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