Overview / Commentary
540-254-1721
19747 Main Street
Buchanan, VA 24066

Bank of Botetourt is headquartered in Buchanan and is the 43rd largest bank in the state of Virginia. It is also the 1,602nd largest bank in the nation. It was established in 1899 and as of December of 2018, it had grown to 102 employees at 12 locations. Bank of Botetourt has a B+ health rating.

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Reviews (1)

Bank of Botetourt

This community bank is very "down-home" and comfortable. Everyone I've interacted with in this branch has been friendly and, whenever I had questions about my account or some other financial concern, they took the time to explain it until I was confident that I understood what was involved. Their website isn't always the greatest or the easiest to navigate. I've had problems in the past of my username and password not working and being forced to wait a couple days while the system reset so I could try again. Other times, I've been forced to re-register because my online account was deactivated without letting me know. They're very proactive about sending new debit/credit cards when there's been a breach in security.



Health
B+

Health Grade Components

Overall
FDIC Certificate #6137
Year Established1899
Employees102
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD11.21%
Annual Interest Income$18.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$435.8MM$388.6MM
LoansQ4 2018vs Q4 2017$380.7MM$338.1MM
DepositsQ4 2018vs Q4 2017$386.3MM$341.9MM
Equity CapitalQ4 2018vs Q4 2017$46.3MM$35.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.4MM$3.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.1MM$2.4MM
Real Estate OwnedQ4 2018vs Q4 2017$4.2MM$3.6MM
Rates

Rates for Bank of Botetourt are currently being reviewed.

Locations

Availability



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