Bank of Cadiz and Trust Company

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankofcadiz.com

270-522-6066

79 Main Street
Cadiz, KY 42211

Bank of Cadiz and Trust Company is headquartered in CADIZ and is the 99^th largest bank in the state of Kentucky. It is also the 3,564^th largest bank in the nation. It was established in 1970 and as of December of 2024, it had grown to 33 employees at 5 locations. Bank of Cadiz and Trust Company has a B health rating.

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Health

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	20239
Year Established	1970
Employees	33
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	91.07%
Annual Interest Income	$6.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$132.2MM$135.4MM
Loans	Q4 2024vs Q4 2023	$67.8MM$64.4MM
Deposits	Q4 2024vs Q4 2023	$130.2MM$133.5MM
Equity Capital	Q4 2024vs Q4 2023	$1.2MM$1.1MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$809K$759K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$0$236K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Bank of Cadiz and Trust Company are currently being reviewed.

Locations

Bank of Cadiz and Trust Company Locations
Lakota Branch	106 Lakota Drive	Cadiz, KY 42211
Hopkinsville Branch	2808 Fort Campbell Boulevard	Hopkinsville, KY 42240
Murray Branch	630 N 12th St	Murray, KY 42071
Bank Of Cadiz and Trust Company	79 Main Street	Cadiz, KY 42211
Cadiz Branch	Highway 139 and Brown Street	Cadiz, KY 42211

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