Featured Savings Rates
Featured Accounts

Bank of Charles Town

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.50%Reward CheckingSmart Checking
1.26%5-year CD60 Month CD
0.25%1-year CD12 Month CD

Overview / Commentary
304-725-8431
111 East Washington Street
Charles Town, WV 25414

Bank of Charles Town is headquartered in Charles Town and is the 12th largest bank in the state of West Virginia. It is also the 1,704th largest bank in the nation. It was established in 1870 and as of March of 2017, it had grown to 96 employees at 7 locations. Bank of Charles Town has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #9023
Year Established1870
Employees96
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD17.38%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$407.7MM$356.2MM
LoansQ1 2017vs Q1 2016$338.5MM$293.2MM
DepositsQ1 2017vs Q1 2016$353.7MM$310.3MM
Equity CapitalQ1 2017vs Q1 2016$33.2MM$31.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.3MM$2.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.9MM$1.1MM
Real Estate OwnedQ1 2017vs Q1 2016$635.00K$1.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Charles Town Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Statement Savings
0.05%--Centsables Savings Accounts
0.05%--Christmas Club Savings

Bank of Charles Town Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Personal Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k
0.20%*$100k*-Community Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k
0.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k

Bank of Charles Town Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$15kSmart Checking
OTHER TIERS: 0.10% $15k+
0.10%*$25k*-Active Plus Checking
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Experience Plus Checking
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Community Plus Checking
OTHER TIERS: 0.05% Up to $25k
0.05%--Business Smart Choice

Bank of Charles Town CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-60 Month CD
1.00%$1k-48 Month CD
0.80%$1k-36 Month CD
0.60%$1k-30 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.25%$1k-12 Month CD
0.15%$1k-182 Day CD
0.10%$1k-91 Day CD

Bank of Charles Town IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60 Month IRA
1.00%$500-48 Month IRA
0.80%$500-36 Month IRA
0.60%$500-30 Month IRA
0.50%$500-24 Month IRA
0.40%$500-18 Month IRA
0.25%$500-12 Month IRA
Locations


Bank of Charles Town Locations
Hagerstown Branch1101 Frederick StreetHagerstown, MD 21740
Bank Of Charles Town111 East Washington StreetCharles Town, WV 25414
Hedgesville Branch119 Cowardly Lion DriveHedgesville, WV 25427
Harpers Ferry Branch1318 Washington StreetHarpers Ferry, WV 25425
Kearneysville Branch5480 Charles Town RoadKearneysville, WV 25430
Martinsburg Branch9738 Tuscarora PikeMartinsburg, WV 25403