Bank of Charles Town

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

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Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mybct.bank

304-725-8431

111 East Washington Street
Charles Town, WV 25414

Bank of Charles Town is headquartered in CHARLES TOWN and is the 5^th largest bank in the state of West Virginia. It is also the 1,147^th largest bank in the nation. It was established in 1870 and as of March of 2025, it had grown to 127 employees at 9 locations. Bank of Charles Town has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	9023
Year Established	1870
Employees	127
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.06%
Return on Equity - YTD	11.29%
Annual Interest Income	$10.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$894.9MM$854.3MM
Loans	Q1 2025vs Q1 2024	$711.4MM$651MM
Deposits	Q1 2025vs Q1 2024	$772.5MM$763MM
Equity Capital	Q1 2025vs Q1 2024	$84.7MM$76.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.2MM$6.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$2.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Bank of Charles Town.

Locations

Bank of Charles Town Locations
Bank Of Charles Town	111 E Washington St	Charles Town, WV 25414
Hedgesville Branch	119 Cowardly Lion Drive	Hedgesville, WV 25427
Harpers Ferry Branch	1366 Washington Street	Harpers Ferry, WV 25425
Kearneysville Branch	5480 Charles Town Road	Kearneysville, WV 25430
Martinsburg Branch	9738 Tuscarora Pike	Martinsburg, WV 25403
Hagerstown Branch	1101 Frederick Street	Hagerstown, MD 21740
Middleburg Branch	115 The Plains Road, Suite 150	Middleburg, VA 20117
Bct-Purcellville	1201 Wolf Rock Drive Suite 125	Purcellville, VA 20132
Leesburg Office	446 Madison Trade Plaza Se	Leesburg, VA 20175

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