Bank of Colorado

Overview / Commentary
1609 East Harmony Road
Fort Collins, CO 80525

Bank of Colorado is headquartered in Fort Collins and is the 3rd largest bank in the state of Colorado. It is also the 225th largest bank in the nation. It was established in 1900 and as of December of 2021, it had grown to 703 employees at 56 locations. Bank of Colorado has an A health rating.

Reviews (2)

Pleasantly surprised by Bank of Colorado.

A few years ago I was a customer of Chase Bank. The problem was they ended up changing the policies on my accounts to be more strict. I had to have minimum balances in both of my accounts or they were going to charge me a monthly fee to "manage" both of my accounts. That's when I started looking for more viable options. I found Bank of Colorado (BoC) online. They offered me a free checking account with no minimum balance. I've had the account for about 5 years now and the policies have never changed. I don't live particularly close to the two branches in town so I use the mobile phone app to deposit checks that I receive which is convenient for me. I also use the online banking a lot on my desktop where I can balance my checking account and check my balance. Overall I've had a great experience with Bank of Colorado, and I would highly recommend them.


Posted by: |

Take your business elsewhere. Their customer service is non existent, they hire people who have no idea how to do their job and their technologies are sub-par. You will be better served at Wells Fargo across the street. Your balances will never be up-to-date in the app and you have to wait all weekend for things to post. They render your money inaccessible.

After having a dispute with a deceitful merchant, Bank of Colorado does not stand behind its customers. Ivan Esteves, a teller continued to email me wrong information, did not understand how to simply process a chargeback and had absolutely zero people skills. I trusted my hard earned money with this institution to find that they do not defend consumers against fraud . They will put temporary funds into your account and pull them back out with no notice.

This bank is a joke, just take a look at their BBB profile.


Health Grade Components

FDIC Certificate #16980
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD14.53%
Annual Interest Income$191.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$6.57B$5.62B
LoansQ4 2021vs Q4 2020$3.56B$3.24B
DepositsQ4 2021vs Q4 2020$5.77B$4.84B
Equity CapitalQ4 2021vs Q4 2020$565.9MM$527.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$45.8MM$43.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$12.1MM$25.4MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Colorado Savings Account Rates

0.03%--Savings Account
0.03%--Health Savings Account

Bank of Colorado Money Market Rates

0.03%*$1m*-Money Market Account
OTHER TIERS: 0.01% $1k - $1m

Bank of Colorado Checking Account Rates

0.01%$1k-Interest Checking Account
0.01%$1k-Relationship Account


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