Bank of Erath

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankoferath.com

337-937-5816

105 W. Edwards Street
Erath, LA 70533

Bank of Erath is headquartered in ERATH and is the 94^th largest bank in the state of Louisiana. It is also the 3,738^th largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 27 employees at 3 locations. Bank of Erath has a B health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	8532
Year Established	1910
Employees	27
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	3.4%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$109.3MM$113.6MM
Loans	Q1 2025vs Q1 2024	$54.1MM$59MM
Deposits	Q1 2025vs Q1 2024	$95.1MM$97MM
Equity Capital	Q1 2025vs Q1 2024	$13.5MM$12.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$718K$847K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.5MM$1.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Locations

Bank of Erath Locations
Bank Of Erath	105 W Edward St	Erath, LA 70533
Abbeville Branch	1309 Charity Street	Abbeville, LA 70510
Delcambre Branch	Railroad and Main Streets	Delcambre, LA 70528

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