The Bank of Greene County

Overview / Commentary
425 Main Street
Catskill, NY 12414

The Bank of Greene County is headquartered in Catskill and is the 39th largest bank in the state of New York. It is also the 546th largest bank in the nation. It was established in 1974 and as of September of 2020, it had grown to 189 employees at 18 locations. The Bank of Greene County's savings rates are 8X the national average, and it has an A health rating.

Reviews (8)

Outstanding Service!

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Nothing can beat a community bank that is focused on the local youth and community activities. Customer service is fast and easy. Great rates. No complaints on the Bank of Greene County.

Amazing Service!

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This is the bank to go to! My wife and I got a loan here recently. We had a few knicks on our credit scores, but tbogc helped us out with advice on how to fix that, and did everything they could to get us approved for our loan. Everytime I called, someone always got back to me within the day.

10/10 would recommend if you want good and easy service

The Best Customer Service

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I recently left a bank due to several name changes. Staff at Bank of Greene County were helpful and professional. I even brought my laptop into the branch and they assisted me in signing in to my account. I cannot say enough. I am finally an individual again and not just a number.

Local Gem In The Hudson Valley

Bank of Greene county pays much better interest rates than my NYC bank. Their staff is always friendly, and does not have a high-pressure sales approach. I have been transitioning more and more of my relationship to BOGC, and hopefully they will help me refinance my home from Wells Fargo.

The Bank Of Greene County (A Community Bank) Is The Way To Go !

I have had many accounts over the years with numberous banks, nearly all of which were held at large national banks such as B of A and Citizens Bank.

I stumbled upon The Bank of Greene County due to a friend and never thought I would bank there, just hadn't crossed my mind as an option I guess.

Not only did I get a free IPOD during the IPOD promo give-away, The Bank of Greene County gives me 5.00% on my checking and savings account(s) up to a total balance of 1000.00 per account (allowed to have 4). Free checking accounts at many national banks are starting to vanish, but not at Greene County - still completely free.

In addition to a totally free account that earns 5.00% interest, I also earn hundreds of bonus points through the VISA rewards program associated with my debit card  that Greene County participates in. I earn 100 points for each account, and for things like direct deposit, using online banking, bill pay, etc - up to a total of 1000 bonus points per month on top of points for using my debit card.

The only downside is there aren't many branches in my area but all in all, its a very rewarding relationship and I'm glad I came across The Bank of Greene County -

Great Small Town Bank

Posted by: |

The Bank offers competitive products and always attempts to offer services to assist its customers. The website is easy to use and allows me to monitor my account 24/7. As long as I maintain my check register, I avoid overdraft fees. The Bank employees are always willing to work with me anytime I make an error.

BEWARE Of Bank Of Greene County

Posted by: |

In addition to a non-customer ATM bank fee of $3 (to which I agreed to), I was charged $2,00 in order to view/print my checking account balance. This is a BLATANT money grab. This rating should be a ZERO, not a one.

Incompetent And Negligent

Posted by: |

In the summer of 2017 my Ex-Wife had herself removed from my account. I followed up her removal with a call of my own to verify that I was the only account holder.

My online account and statements also reflected this.

On October 19th my accounts were completely cleaned out and I immediately reported the missing funds and the unauthorized use of my account and information.

I spoke with customer service twice and filed a fraud form. The bank informed me that my ex-wife was in-fact still listed on the account and she was entitled to withdraw the funds and that the case was now closed.

I am absolutely disgusted with this bank.


Health Grade Components

FDIC Certificate #21591
Year Established1974
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD13.39%
Annual Interest Income$41.2MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.80B$1.41B
LoansQ3 2020vs Q3 2019$1.03B$805.9MM
DepositsQ3 2020vs Q3 2019$1.63B$1.27B
Equity CapitalQ3 2020vs Q3 2019$140.3MM$112.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$17.6MM$13.4MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$4.3MM$3.5MM
Real Estate OwnedQ3 2020vs Q3 2019$0$303.00K
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Always verify rates and promotions with the bank or credit union. We are not The Bank of Greene County; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Greene County Savings Account Rates

4.00%*$1$1ke-Savings Account Special
OTHER TIERS: 0.15% $1k+
4.00%*$1$101Student e-Next Generation Savings
OTHER TIERS: 0.15% $101+
4.00%*$1$1kBusiness e-Savings Account
OTHER TIERS: 0.15% $1k+
0.30%--e-Holiday Club Savings Account
0.25%$1-Risk Free IRA Savings
0.20%--Student Savings - Passbook
0.20%--Statement Holiday Club Savings Account
0.20%--Passbook Holiday Club Savings Account
0.15%--Statement Savings Account
0.15%*$25k*-More Yield Passbook Savings Account
OTHER TIERS: 0.05% $1 - $25k
0.15%*$25k*-More Yield Statement Savings Account
OTHER TIERS: 0.05% $1 - $25k
0.15%--Passbook Savings Account
0.15%*$25k*-Business More Yield Savings Account
OTHER TIERS: 0.05% $1 - $25k
0.15%--Business Passbook Savings Account
0.15%--Business Statement Savings Account

The Bank of Greene County Money Market Rates

0.15%*$50k*-Money Market Account
OTHER TIERS: 0.01% $1 - $25k | 0.10% $25k - $50k
0.15%*$50k*-Business Money Market Account
OTHER TIERS: 0.01% $1 - $25k | 0.10% $25k - $50k

The Bank of Greene County Checking Account Rates

4.00%*$1$1kFree e-Checking Account Special
OTHER TIERS: 0.15% $1k+
4.00%*$1$1kBusiness Free e-Checking
OTHER TIERS: 0.15% $1k+
0.20%*$25k*-Premiere Checking Account
OTHER TIERS: 0.01% $1 - $10k | 0.05% $10k - $25k
0.10%--Nifty-Fifty Checking Account

The Bank of Greene County CD Rates

0.50%$1k-3 Year Triple Protection CD Special
0.50%$1k-Business 3 Year Triple Protection CD Special
0.45%$1k-5 Year 5-Star CD Special
0.45%$1k-Business 5 Year 5-Star CD Special
0.40%$1k-4 Year CD
0.40%$1k-Business 4 Year CD
0.35%$1k-2 Year CD
0.35%$1k-2 1/2 Year CD
0.35%$1k-3 Year CD
0.35%$1k-20 Month Relationship CD-with active Checking Account
0.35%$1k-Business 20 Month Relationship CD-with active Checking Account
0.35%$1k-Business 2 Year CD
0.35%$1k-Business 2 1/2 Year CD
0.35%$1k-Business 3 Year CD
0.30%$1k-18 Month CD
0.30%$1k-20 Month CD
0.30%$1k-Business 18 Month CD
0.30%$1k-Business 20 Month CD
0.30%$1k-15 Month Relationship CD-with active checking account
0.30%$1k-Business 15 Month Relationship CD-with active checking account
0.25%$1k-15 Month CD
0.25%$1k-1 Year Relationship CD-with active checking account
0.25%$1k-Business 1 Year Relationship CD-with active checking account
0.25%$1k-Business 15 Month CD
0.20%$1k-7 Month CD
0.20%$1k-8 Month CD
0.20%$1k-9 Month CD
0.20%$1k-1 Year CD
0.20%$1k-Business 7 Month CD
0.20%$1k-Business 8 Month CD
0.20%$1k-Business 9 Month CD
0.20%$1k-Business 1 Year CD
0.15%$1k-6 Month CD
0.15%$1k-Business 6 Month CD
0.10%$1k-5 Month CD
0.10%$1k-Business 5 Month CD

The Bank of Greene County IRA Rates

0.40%$500-4 Year IRA
0.35%$500-2 Year IRA
0.35%$500-2 1/2 Year IRA
0.35%$500-3 Year IRA
0.35%$500-20 Month Relationship IRA-with active checking
0.30%$500-18 Month IRA
0.30%$500-20 Month IRA
0.30%$500-15 Month Relationship IRA-with active checking
0.25%$500-15 Month IRA
0.25%$500-1 Year Relationship IRA-with active checking
0.20%$500-7 Month IRA
0.20%$500-8 Month IRA
0.20%$500-9 Month IRA
0.20%$500-1 Year IRA
0.15%$500-6 Month IRA
0.10%$500-5 Month IRA


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