Overview / Commentary
518-943-2600
425 Main Street
Catskill, NY 12414

The Bank of Greene County is headquartered in Catskill and is the 46th largest bank in the state of New York. It is also the 657th largest bank in the nation. It was established in 1974 and as of September of 2018, it had grown to 162 employees at 16 locations. The Bank of Greene County's savings rates are 8X the national average, and it has an A health rating.

Related Posts

View all posts from:


Reviews (4)

Local Gem In The Hudson Valley

Bank of Greene county pays much better interest rates than my NYC bank. Their staff is always friendly, and does not have a high-pressure sales approach. I have been transitioning more and more of my relationship to BOGC, and hopefully they will help me refinance my home from Wells Fargo.

The Bank Of Greene County (A Community Bank) Is The Way To Go !

I have had many accounts over the years with numberous banks, nearly all of which were held at large national banks such as B of A and Citizens Bank.

I stumbled upon The Bank of Greene County due to a friend and never thought I would bank there, just hadn't crossed my mind as an option I guess.

Not only did I get a free IPOD during the IPOD promo give-away, The Bank of Greene County gives me 5.00% on my checking and savings account(s) up to a total balance of 1000.00 per account (allowed to have 4). Free checking accounts at many national banks are starting to vanish, but not at Greene County - still completely free.

In addition to a totally free account that earns 5.00% interest, I also earn hundreds of bonus points through the VISA rewards program associated with my debit card  that Greene County participates in. I earn 100 points for each account, and for things like direct deposit, using online banking, bill pay, etc - up to a total of 1000 bonus points per month on top of points for using my debit card.

The only downside is there aren't many branches in my area but all in all, its a very rewarding relationship and I'm glad I came across The Bank of Greene County -

Great Small Town Bank

Posted by: kpinnella | Dec 4, 2018

The Bank offers competitive products and always attempts to offer services to assist its customers. The website is easy to use and allows me to monitor my account 24/7. As long as I maintain my check register, I avoid overdraft fees. The Bank employees are always willing to work with me anytime I make an error.

Incompetent And Negligent

Posted by: CBrac | Oct 25, 2017

In the summer of 2017 my Ex-Wife had herself removed from my account. I followed up her removal with a call of my own to verify that I was the only account holder.

My online account and statements also reflected this.

On October 19th my accounts were completely cleaned out and I immediately reported the missing funds and the unauthorized use of my account and information.

I spoke with customer service twice and filed a fraud form. The bank informed me that my ex-wife was in-fact still listed on the account and she was entitled to withdraw the funds and that the case was now closed.

I am absolutely disgusted with this bank.



Health

Health Grade Components

Overall
FDIC Certificate #21591
Year Established1974
Employees162
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD15.96%
Annual Interest Income$31.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.19B$1.04B
LoansQ3 2018vs Q3 2017$725.0MM$638.8MM
DepositsQ3 2018vs Q3 2017$1.00B$921.7MM
Equity CapitalQ3 2018vs Q3 2017$96.6MM$83.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$12.3MM$11.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.4MM$3.4MM
Real Estate OwnedQ3 2018vs Q3 2017$79.00K$752.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Bank of Greene County; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Greene County Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1$1ke-Savings Account
OTHER TIERS: 0.15% $1k+
4.00%*$1$101Student e-Next Generation Savings
OTHER TIERS: 0.20% $101+
4.00%*$1$1kBusiness e-Savings Account
OTHER TIERS: 0.15% $1k+
0.50%$1-Risk Free IRA Savings
0.40%--e-Holiday Club Savings Account
0.30%*$25k*-More Yield Passbook Savings Account
OTHER TIERS: 0.10% $1 - $25k
0.30%*$25k*-More Yield Statement Savings Account
OTHER TIERS: 0.10% $1 - $25k
0.30%*$25k*-Business More Yield Savings Account
OTHER TIERS: 0.10% $1 - $25k
0.25%--Statement Holiday Club Savings Account
0.25%--Passbook Holiday Club Savings Account
0.20%--Statement Savings Account
0.20%--Student Savings - Passbook
0.20%--Passbook Savings Account
0.20%--Business Passbook Savings Account
0.20%--Business Statement Savings Account

The Bank of Greene County Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$2m*-Business Money Market Account
OTHER TIERS: 0.15% $1 - $25k | 0.35% $25k - $50k | 0.40% $50k - $1m | 0.60% $1m - $2m
0.50%*$1m*-Money Market Account
OTHER TIERS: 0.10% $1 - $25k | 0.35% $25k - $1m

The Bank of Greene County Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1$1kFree e-Checking Account
OTHER TIERS: 0.15% $1k+
4.00%*$1$1kBusiness Free e-Checking
OTHER TIERS: 0.15% $1k+
0.35%*$50k*-Premiere Checking Account
OTHER TIERS: 0.01% $1 - $10k | 0.05% $10k - $25k | 0.30% $25k - $50k
0.35%*$50k*-Business Premiere Checking
OTHER TIERS: 0.01% $1 - $10k | 0.05% $10k - $25k | 0.30% $25k - $50k
0.10%--Nifty-Fifty Checking Account

The Bank of Greene County CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-5 Year 5-Star CD
2.25%$1k-Business 5 Year 5-Star CD
2.00%$1k-3 Year Triple Protection CD
2.00%$1k-Business 3 Year Triple Protection CD
1.50%$1k-20 Month Relationship CD-with active Checking Account
1.50%$1k-Business 20 Month Relationship CD-with active Checking Account
1.35%$1k-15 Month Relationship CD-with active checking account
1.35%$1k-Business 15 Month Relationship CD-with active checking account
1.10%$1k-1 Year Relationship CD-with active checking account
1.10%$1k-Business 1 Year Relationship CD-with active checking account
1.00%$1k-15 Month CD
1.00%$1k-20 Month CD
1.00%$1k-Business 15 Month CD
1.00%$1k-Business 20 Month CD
0.85%$1k-1 Year CD
0.85%$1k-Business 1 Year CD
0.75%$1k-4 Year CD
0.75%$1k-Business 4 Year CD
0.60%$1k-3 Year CD
0.60%$1k-Business 3 Year CD
0.55%$1k-2 1/2 Year CD
0.55%$1k-Business 2 1/2 Year CD
0.50%$1k-2 Year CD
0.50%$1k-Business 2 Year CD
0.25%$1k-5 Month CD
0.25%$1k-6 Month CD
0.25%$1k-7 Month CD
0.25%$1k-8 Month CD
0.25%$1k-9 Month CD
0.25%$1k-18 Month CD
0.25%$1k-Business 5 Month CD
0.25%$1k-Business 6 Month CD
0.25%$1k-Business 7 Month CD
0.25%$1k-Business 8 Month CD
0.25%$1k-Business 9 Month CD
0.25%$1k-Business 18 Month CD

The Bank of Greene County IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-20 Month Relationship IRA-with active checking
1.35%$500-15 Month Relationship IRA-with active checking
1.10%$500-1 Year Relationship IRA-with active checking
1.00%$500-15 Month IRA
1.00%$500-20 Month IRA
0.85%$500-1 Year IRA
0.75%$500-4 Year IRA
0.60%$500-3 Year IRA
0.55%$500-2 1/2 Year IRA
0.50%$500-2 Year IRA
0.25%$500-5 Month IRA
0.25%$500-6 Month IRA
0.25%$500-7 Month IRA
0.25%$500-8 Month IRA
0.25%$500-9 Month IRA
0.25%$500-18 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.