Bank of Hawaii
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.20% | 5-year CD | 60 Month TDA 2.25% - Bank of Internet USA 60 Month CD |
| 0.20% | 1-year CD | 12 Month TDA |
| 0.02% | Savings | Bonus Rate Savings |
Bank of Hawaii is the primary subsidiary of Bank of Hawaii Corporation, a regional financial services company. Bank of Hawaii Corporation and its subsidiaries provide varied financial services to businesses, consumers and governments in Hawaii, American Samoa and the Pacific Islands. The company is listed on the New York Stock Exchange as "BOH." In the community, Bank of Hawaii is also affectionately known as "Bankoh."
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Bank of Hawaii
I have used Bank of Hawaii for basic banking needs without difficulty such as savings, ATM, etc. The ATM has been out of order sometimes or has long lines. Their branches are located in convenient locations and the ATMs can be found in lots of different places like fast food restaurants. Their customer service is only average and not one of their better benefits. I really like Bank of Hawaii and cannot see us changing banks for our day-to-day needs.
Just the average bank.
Like many local banks what they do more than the big banks is provide great customer service. My first experience with them was for a checking account. I was looking for one that provided an interest rate like anyone else in the world but they didnt provide one. They did give me free check though and was also set up with a savings account because they had an offer of a free $50 credit to my account if I opened one so why not! Their mobile app is not very good. It reminds me of websites back when the web first came out in the 1990's. As soon as I had seen how outdated the fonts and other graphics were I was immediately turned away and have never used it since. People associate old and outdated software with something that doesn't work or that they didn't really don't care to give you a good product.
More Tellers Please! MAHALO
Bank of Hawaii has a high number of clients and has a lot of great services: quick deposits without envelopes at the ATMs, easy online banking,card-less cash as well as other services such as Notary Public. However, they don't ever have enough tellers. They usually only have two tellers open for regular accounts during high traffic times, such as Fridays (pay day), lunch time or at the end of the day when most people usually get off work. The line can reach all the way outside of the bank. They have wonderful tellers with great customer service, just not enough of them. They are friendly and personal with me. It's nice being recognized and greeted as they always remember my face. I just can't handle the extremely large lines. Also, one of the two ATMs for use after hours in out of service. Because of this, I am finding myself heading over to another local bank. Sad because they are so conveniently close to me.
a so so bank
I use this bank to deposit my paychecks from my office (we are only paid in checks) since this office banks with Bank of Hawaii and the transfers are immediate if you have a Bank of Hawaii account. I have a savings account with Bank of Hawaii which I mainly use. I used to have a checking account but closed it after finding out the minimum balance required in the checking account is $100 otherwise they give you a fee, which I think is ridiculous. So I closed my checking account and only have a savings account now.
Lawsuit Claims Bank Of Hawaii Rearranged Debit Card Transactions To Maximize Overdrafts
Lawsuit claims Bank of Hawaii rearranged debit card transactions to maximize overdrafts
http://www.staradvertiser.com/business/20110217_Bankoh_accused_of_manipulating_fees.html
Bank of Hawaii has been sued by customers alleging the bank used "unfair and deceptive overdraft fee practices."
The complaint, filed as a class action Tuesday in state Circuit Court on behalf of Honolulu residents Lodley and Tehani Taulava, accuses Bank of Hawaii of engaging in a systematic policy of re-ordering debit card transactions from highest dollar amount to lowest dollar amount. The suit said this practice allowed the bank to deplete the customer's available funds as quickly as possible while maximizing the number of overdraft fees.
Bank of Hawaii spokes-man Stafford Kiguchi said yesterday that the bank changed its policy last month and now generally posts transactions from lowest dollar amount to highest. "This minimizes overdraft fees paid by customers," Kiguchi said.
The suit cited an example involving the Taulavas in which they were charged four overdraft fees of $26 each, or a total of $104, from debits that were posted on the same day (Aug. 18, 2010). The Taulavas had five transactions that day, including an ATM withdrawal, totaling $115.11. The debits were processed from highest to lowest. The suit said that if the bank had processed the transactions from lowest to highest or chronologically (based on time of day), the Taulavas would have been assessed only one overdraft fee of $26.
"Banks should not be allowed to gouge customers by unfairly manipulating the manner in which transactions are posted and overdrafts are charged," said John Perkin, a partner with Perkin & Faria LLLC, which represents the plaintiffs. "Such practices make it more difficult for thousands of Hawaii families to make ends meet. We are continuing to investigate other banks in Hawaii."
Kiguchi said the bank is aware of customers' concerns about overdraft fees. He said that until the bank changed its policy that this had been a common practice based on the belief that the higher debits were someone's mortgage, tuition or car payments.
Kiguchi said there are also many other ways customers can avoid overdraft fees.
"To ensure that customers know how much money they have to spend without overdrawing their account, Bank of Hawaii provides account balances through Internet banking, mobile banking, Bankoh by Phone and at ATMs," Kiguchi said.
"The bank provides ways to avoid having transactions denied and offers customers the ability to avoid overdrafts by linking a line of credit or savings account to their checking account."
This is the first such lawsuit against a Hawaii bank, but several mainland banks were recently sued over similar practices, Perkin & Faria said in a news release.
In August 2010, a California judge awarded Wells Fargo customers in that state $203 million in damages related to the bank's overdraft fee practices. Last month, a judge in Washington, D.C., approved a settlement in which National City Bank agreed to pay its customers $12.5 million. Earlier this month, Bank of America agreed to pay its customers $410 million.
The three mainland firms that are assisting Perkin & Faria in the Honolulu suit — Tycko & Zavareei LLP, Kopelowitz Ostrow and Chitwood Harley Harnes LLP — also were involved in one or all of those other recent settlements.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 18053 |
| Year Established | 1897 |
| Employees | 2142 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 15.66% |
| Annual Interest Income | $246.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $16.95B$15.89B |
| Loans | Q2 2017vs Q2 2016 | $9.30B$8.33B |
| Deposits | Q2 2017vs Q2 2016 | $14.83B$13.70B |
| Equity Capital | Q2 2017vs Q2 2016 | $1.15B$1.09B |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $106.4MM$103.9MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $21.4MM$23.3MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $2.0MM$1.7MM |
Always verify rates and promotions with the bank or credit union. We are not Bank of Hawaii; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Bank of Hawaii Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.21%* | $100k* | - | Bankohana Bonus Rate Savings Plus - With Bonus Rate | ||
| OTHER TIERS: 0.12% → Up to $10k | 0.13% → $10k - $25k | 0.15% → $25k - $100k | |||||
| 0.16%* | $100k* | - | Bankohana Bonus Rate Savings - With Bonus Rate | ||
| OTHER TIERS: 0.11% → $25k - $100k | |||||
| 0.12%* | $100k* | - | Bankohana Bonus Rate Savings Plus | ||
| OTHER TIERS: 0.03% → Up to $10k | 0.04% → $10k - $25k | 0.06% → $25k - $100k | |||||
| 0.11%* | $100k* | - | Bankohana Bonus Rate Savings | ||
| OTHER TIERS: 0.06% → $25k - $100k | |||||
| 0.08% | $10k | - | Bonus Rate Savings Online Accounts (State of Hawaii only) - With Bonus Rate | ||
| 0.07% | - | - | Bonus Rate Savings - With Bonus Rate | ||
| 0.06% | - | - | Bankohana - Level II Savings | ||
| 0.06% | - | - | Bankohana - Level III Savings | ||
| 0.04% | - | - | Regular Savings | ||
| 0.04% | - | - | Kids Only Savings | ||
| 0.04% | - | - | Bankohana - Level I Savings | ||
| 0.04% | - | - | Regular Savings Online Accounts (State of Hawaii only) | ||
| 0.03% | $10k | - | Bonus Rate Savings Online Accounts (State of Hawaii only) | ||
| 0.03% | - | - | Retirement Savings | ||
| 0.03% | - | - | Bankohana Retirement Savings | ||
| 0.02% | - | - | Bonus Rate Savings | ||
Bank of Hawaii Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $1m* | - | Bankohana - Level II Money Market Savings | ||
| OTHER TIERS: 0.04% → Up to $2,500 | 0.05% → $2,500 - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $100k | 0.12% → $100k - $1mm | |||||
| 0.15%* | $1m* | - | Bankohana - Level III Money Market Savings | ||
| OTHER TIERS: 0.04% → Up to $2,500 | 0.05% → $2,500 - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $100k | 0.12% → $100k - $1mm | |||||
| 0.15%* | $1m* | - | Bankohana - Cash Advantage Money Market Savings | ||
| OTHER TIERS: 0.04% → Up to $2,500 | 0.05% → $2,500 - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $100k | 0.12% → $100k - $1mm | |||||
| 0.14%* | $1m* | - | Money Market Savings | ||
| OTHER TIERS: 0.03% → Up to $2,500 | 0.04% → $2,500 - $10k | 0.06% → $10k - $25k | 0.07% → $25k - $100k | 0.11% → $100k - $1mm | |||||
| 0.14%* | $1m* | - | Bankohana - Level I Money Market Savings | ||
| OTHER TIERS: 0.03% → Up to $2,500 | 0.04% → $2,500 - $10k | 0.07% → $10k - $25k | 0.08% → $25k - $100k | 0.11% → $100k - $1mm | |||||
Bank of Hawaii Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.07%* | $50k* | - | Bankohana - Level III Checking | ||
| OTHER TIERS: 0.03% → Up to $5k | 0.04% → $5k - $10k | 0.05% → $10k - $50k | |||||
| 0.07%* | $50k* | - | Bankohana Cash Advantage Checking (State of Hawaii only) | ||
| OTHER TIERS: 0.03% → Up to $5k | 0.04% → $5k - $10k | 0.05% → $10k - $50k | |||||
| 0.05%* | $50k* | - | Bankohana - Level II Checking | ||
| OTHER TIERS: 0.03% → Up to $10k | 0.04% → $10k - $50k | |||||
| 0.03% | - | - | Personal Money Management Checking | ||
| 0.03% | - | - | Bankohana - Level I Checking | ||
Bank of Hawaii CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40%*† | $500k* | - | 60 Month Jumbo TDA | ||
| OTHER TIERS: 1.30% → $100k - $250k | 1.35% → $250k - $500k | |||||
| 1.40%*† | $500k* | - | Business 60 Month Jumbo TDA | ||
| OTHER TIERS: 1.30% → $100k - $250k | 1.35% → $250k - $500k | |||||
| 1.40%*† | $500k* | - | Bankohana 60 Month Jumbo TDA | ||
| OTHER TIERS: 1.30% → $100k - $250k | 1.35% → $250k - $500k | |||||
| 1.40%* | $500k* | - | Business Bankohana 60 Month Jumbo TDA | ||
| OTHER TIERS: 1.30% → $100k - $250k | 1.35% → $250k - $500k | |||||
| 1.25%† | $2,500 | $100k | Bankohana 60 Month TDA | ||
| 1.25%† | $2,500 | $100k | Business Bankohana 60 Month TDA | ||
| 1.20%† | $2,500 | $100k | 60 Month TDA | ||
| 1.20%† | $2,500 | $100k | Business 60 Month TDA | ||
| 1.05% | $100k | - | 12 Month Jumbo TDA Special | ||
| 1.05% | $100k | - | Bankohana 12 Month Jumbo TDA Special | ||
| 1.05% | $25k | - | Bankohana 12 Month TDA Special | ||
| 1.05% | $100k | - | Business 12 Month Jumbo TDA Special | ||
| 1.05% | $100k | - | Business Bankohana 12 Month Jumbo TDA Special | ||
| 1.05% | $25k | - | Business Bankohana 12 Month TDA Special | ||
| 0.95%*† | $500k* | - | 48 Month Jumbo TDA | ||
| OTHER TIERS: 0.85% → $100k - $250k | 0.90% → $250k - $500k | |||||
| 0.95%*† | $500k* | - | Business 48 Month Jumbo TDA | ||
| OTHER TIERS: 0.85% → $100k - $250k | 0.90% → $250k - $500k | |||||
| 0.95%*† | $500k* | - | Bankohana 48 Month Jumbo TDA | ||
| OTHER TIERS: 0.85% → $100k - $250k | 0.90% → $250k - $500k | |||||
| 0.95%*† | $500k* | - | Business Bankohana 48 Month Jumbo TDA | ||
| OTHER TIERS: 0.85% → $100k - $250k | 0.90% → $250k - $500k | |||||
| 0.85% | $25k | - | 12 Month TDA Special | ||
| 0.85% | $25k | - | Business 12 Month TDA Special | ||
| 0.75%† | $2,500 | - | Bankohana 48 Month TDA | ||
| 0.75%† | $2,500 | - | Business Bankohana 48 Month TDA | ||
| 0.70%† | $2,500 | - | 48 Month TDA | ||
| 0.70%† | $2,500 | - | Business 48 Month TDA | ||
| 0.65%*† | $500k* | - | 36 Month Jumbo TDA | ||
| OTHER TIERS: 0.55% → $100k - $250k | 0.60% → $250k - $500k | |||||
| 0.65%*† | $500k* | - | Business 36 Month Jumbo TDA | ||
| OTHER TIERS: 0.55% → $100k - $250k | 0.60% → $250k - $500k | |||||
| 0.65%*† | $500k* | - | Bankohana 36 Month Jumbo TDA | ||
| OTHER TIERS: 0.55% → $100k - $250k | 0.60% → $250k - $500k | |||||
| 0.65%*† | $500k* | - | Business Bankohana 36 Month Jumbo TDA | ||
| OTHER TIERS: 0.55% → $100k - $250k | 0.60% → $250k - $500k | |||||
| 0.60% | $100k | - | 6 Month Jumbo TDA Special | ||
| 0.60% | $100k | - | Bankohana 6 Month Jumbo TDA Special | ||
| 0.60% | $25k | - | Bankohana 6 Month TDA Special | ||
| 0.60% | $100k | - | Business 6 Month Jumbo TDA Special | ||
| 0.60% | $100k | - | Business Bankohana 6 Month Jumbo TDA Special | ||
| 0.60% | $25k | - | Business Bankohana 6 Month TDA Special | ||
| 0.55% | $25k | - | 6 Month TDA Special | ||
| 0.55% | $25k | - | Business 6 Month TDA Special | ||
| 0.50%† | $2,500 | - | Bankohana 36 Month TDA | ||
| 0.50%† | $2,500 | - | Business Bankohana 36 Month TDA | ||
| 0.45%† | $2,500 | - | 36 Month TDA | ||
| 0.45%† | $2,500 | - | Business 36 Month TDA | ||
| 0.45%*† | $500k* | - | 24 Month Jumbo TDA | ||
| OTHER TIERS: 0.35% → $100k - $250k | 0.40% → $250k - $500k | |||||
| 0.45%*† | $500k* | - | Business 24 Month Jumbo TDA | ||
| OTHER TIERS: 0.35% → $100k - $250k | 0.40% → $250k - $500k | |||||
| 0.45%*† | $500k* | - | Bankohana 24 Month Jumbo TDA | ||
| OTHER TIERS: 0.35% → $100k - $250k | 0.40% → $250k - $500k | |||||
| 0.45%*† | $500k* | - | Business Bankohana 24 Month Jumbo TDA | ||
| OTHER TIERS: 0.35% → $100k - $250k | 0.40% → $250k - $500k | |||||
| 0.35%† | $2,500 | - | Bankohana 24 Month TDA | ||
| 0.35%† | $2,500 | - | Business Bankohana 24 Month TDA | ||
| 0.35%*† | $500k* | - | 12 Month Jumbo TDA | ||
| OTHER TIERS: 0.30% → $100k - $500k | |||||
| 0.35%*† | $500k* | - | Business 12 Month Jumbo TDA | ||
| OTHER TIERS: 0.30% → $100k - $500k | |||||
| 0.35%*† | $500k* | - | Bankohana 12 Month Jumbo TDA | ||
| OTHER TIERS: 0.30% → $100k - $500k | |||||
| 0.35%*† | $500k* | - | Business Bankohana 12 Month Jumbo TDA | ||
| OTHER TIERS: 0.30% → $100k - $500k | |||||
| 0.30%† | $2,500 | - | 24 Month TDA | ||
| 0.30%† | $2,500 | - | Business 24 Month TDA | ||
| 0.25%† | $2,500 | - | Bankohana 12 Month TDA | ||
| 0.25%† | $2,500 | - | Business Bankohana 12 Month TDA | ||
| 0.20%† | $2,500 | - | 12 Month TDA | ||
| 0.20%† | $2,500 | - | Business 12 Month TDA | ||
| 0.17%† | $100k | - | 9 Month Jumbo TDA | ||
| 0.17%† | $100k | - | Business 9 Months Jumbo TDA | ||
| 0.17%† | $100k | - | Bankohana 9 Month Jumbo TDA | ||
| 0.17%† | $100k | - | Business Bankohana 9 Month Jumbo TDA | ||
| 0.15%† | $100k | - | 6 Month Jumbo TDA | ||
| 0.15%† | $100k | - | Business 6 Month Jumbo TDA | ||
| 0.15%† | $100k | - | Bankohana 6 Month Jumbo TDA | ||
| 0.15%† | $100k | - | Business Bankohana 6 Month Jumbo TDA | ||
| 0.14%† | $2,500 | - | Bankohana 9 Month TDA | ||
| 0.14%† | $2,500 | - | Business Bankohana 9 Month TDA | ||
| 0.13%† | $2,500 | - | Bankohana 6 Month TDA | ||
| 0.13%† | $2,500 | - | Business Bankohana 6 Month TDA | ||
| 0.10%† | $100k | - | 1 Month Jumbo TDA | ||
| 0.10%† | $100k | - | 3 Month Jumbo TDA | ||
| 0.10%† | $100k | - | Business 1 Month Jumbo TDA | ||
| 0.10%† | $100k | - | Business 3 Month Jumbo TDA | ||
| 0.10%† | $100k | - | Bankohana 1 Month Jumbo TDA | ||
| 0.10%† | $100k | - | Business Bankohana 1 Month Jumbo TDA | ||
| 0.10%† | $100k | - | Bankohana 3 Month Jumbo TDA | ||
| 0.10%† | $100k | - | Business Bankohana 3 Month Jumbo TDA | ||
| 0.09%† | $2,500 | - | 9 Month TDA | ||
| 0.09%† | $2,500 | - | Business 9 Months TDA | ||
| 0.08%† | $2,500 | - | 6 Month TDA | ||
| 0.08%† | $2,500 | - | Bankohana 3 Month TDA | ||
| 0.08%† | $2,500 | - | Business Bankohana 3 Month TDA | ||
| 0.08%† | $2,500 | - | Business 6 Month TDA | ||
| 0.07%† | $25k | - | Bankohana 1 Month TDA | ||
| 0.07%† | $25k | - | Business Bankohana 1 Month TDA | ||
| 0.06%† | $2,500 | - | 3 Month TDA | ||
| 0.06%† | $2,500 | - | Business 3 Month TDA | ||
| 0.05%† | $25k | - | 1 Month TDA | ||
| 0.05%† | $25k | - | Business 1 Month TDA | ||
Bank of Hawaii IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $1k | - | 6 Year IRA TD | |
| 0.29% | $1k | - | 3 Year IRA TD | |
| 0.14% | $25 | - | 18 Month Add-On IRA TD | |
| 0.09% | $1k | - | 6 Month IRA TD |
