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Bank of Holland


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankofhollandny.com
716-537-2264
12 South Main Street
Holland, NY 14080

Bank of Holland is headquartered in HOLLAND and is the 94th largest bank in the state of New York. It is also the 2,808th largest bank in the nation. It was established in 1893 and as of March of 2025, it had grown to 37 employees at 3 locations. Bank of Holland's money market rates are 59% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1464
Year Established1893
Employees37
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD14.7%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$240.6MM$234.9MM
LoansQ1 2025vs Q1 2024$178.3MM$165.6MM
DepositsQ1 2025vs Q1 2024$217.8MM$214.1MM
Equity CapitalQ1 2025vs Q1 2024$17MM$14.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.7MM$1.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$950K$567K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Holland Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$0$25kAdvantage Savings
OTHER TIERS: 0.35% → $25k+
0.05%$0-Health Savings
0.05%$0-Passbook Savings
0.05%$0-Statement Savings
0.05%$0-Christmas Club
0.05%$0-Holiday Club

Bank of Holland Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$200k*-Money Market
OTHER TIERS: 0.05% → $0 - $2.5k | 0.15% → $2.5k - $25k | 0.40% → $25k - $100k | 0.50% → $100k - $200k
0.70%*$200k*-Business Relationship Money Market
OTHER TIERS: 0.05% → $0 - $2.5k | 0.15% → $2.5k - $25k | 0.40% → $25k - $100k | 0.50% → $100k - $200k

Bank of Holland Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$15kAdvantage Plus Checking
OTHER TIERS: 0.10% → $15k+
0.05%$0-NOW Checking

Bank of Holland CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-6 Month CD
2.49%$500-36 - 47 Month CD
2.49%$500-48 Month CD
2.49%$500-60 Month CD
2.00%$500-24 - 35 Month CD
0.10%$500-12 - 23 Month CD
0.10%$500-7 - 11 Month CD
0.05%$500-3 - 5 Month CD

Bank of Holland IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.49%$500-30 - 48 Month IRA
2.49%$500-60 Month IRA
2.00%$500-18 - 29 Month IRA
0.10%$500-12 - 17 Month IRA
Locations


Bank of Holland Locations
Bank Of Holland12 S Main StHolland, NY 14080
East Aurora Office Branch250 Quaker RoadEast Aurora, NY 14052
Elma Branch2341 Bowen RoadElma, NY 14059

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