Bank of Holland

Overview / Commentary

www.bankofhollandny.com

716-537-2264

12 South Main Street
Holland, NY 14080

Bank of Holland is headquartered in Holland and is the 114^th largest bank in the state of New York. It is also the 3,275^th largest bank in the nation. It was established in 1893 and as of March of 2021, it had grown to 30 employees at 3 locations. Bank of Holland has a B+ health rating.

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Health

B+

Data as of Q1 2021

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Health Grade Components

Overall
FDIC Certificate #	1464
Year Established	1893
Employees	30
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	14.68%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$179.7MM$148.5MM
Loans	Q1 2021vs Q1 2020	$107.5MM$97.7MM
Deposits	Q1 2021vs Q1 2020	$165.1MM$135.9MM
Equity Capital	Q1 2021vs Q1 2020	$13.9MM$12.0MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$1.4MM$1.2MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$947.00K$860.00K
Real Estate Owned	Q1 2021vs Q1 2020	$148.00K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Bank of Holland; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Holland Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$25k	Advantage Savings
OTHER TIERS: 0.15% → $25k+
0.05%	-	-	Health Savings
0.05%	-	-	Passbook Savings
0.05%	-	-	Statement Savings
0.05%	-	-	Christmas Club
0.05%	-	-	Holiday Club

Bank of Holland Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$50k^*	-	Money Market
OTHER TIERS: 0.05% → Up to $50k

Bank of Holland Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^*	-	$15k	Advantage Plus Checking
OTHER TIERS: 0.15% → $15k+
0.05%	-	-	NOW Checking

Bank of Holland CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$500	-	36 - 47 Month CD
0.25%	$500	-	48 Month CD
0.25%	$500	-	60 Month CD
0.20%	$500	-	24 - 35 Month CD
0.10%	$500	-	12 - 23 Month CD
0.05%	$500	-	3 - 5 Month CD
0.05%	$500	-	6 - 11 Month CD

Bank of Holland IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$500	-	30 - 48 Month IRA
0.25%	$500	-	60 Month IRA
0.20%	$500	-	18 - 29 Month IRA
0.10%	$500	-	12 - 17 Month IRA

Locations

Bank of Holland Locations
Bank Of Holland	12 South Main Street	Holland, NY 14080
East Aurora Office Branch	250 Quaker Road	East Aurora, NY 14052
Elma Branch	2341 Bowen Road	Elma, NY 14059

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