Overview / Commentary
Bank of Hydro is headquartered in Hydro and is the 110th largest bank in the state of Oklahoma. It is also the 3,719th largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 21 employees at 3 locations. Bank of Hydro's CD rates are 2X the national average, and it has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10674 |
| Year Established | 1903 |
| Employees | 21 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.76% |
| Return on Equity - YTD | 25.9% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $126.3MM$126.3MM |
| Loans | Q4 2018vs Q4 2017 | $115.9MM$118.9MM |
| Deposits | Q4 2018vs Q4 2017 | $109.4MM$104.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $13.8MM$12.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $214.00K$92.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bank of Hydro Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | - | - | Traditional Savings Account |
Bank of Hydro Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.75%* | $250k* | - | Money Market Checking Account | ||
| OTHER TIERS: 0.35% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $250k | |||||
Bank of Hydro Checking Account Rates
Bank of Hydro CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 5 Year CD | |
| 2.79% | $1k | - | 4 Year CD | |
| 2.53% | $1k | - | 3 Year CD | |
| 2.28% | $1k | - | 2 Year CD | |
| 2.02% | $1k | - | 1 Year CD | |
| 1.77% | $1k | - | 6 Month CD |
Bank of Hydro IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 5 Year IRA | |
| 2.79% | $1k | - | 4 Year IRA | |
| 2.53% | $1k | - | 3 Year IRA | |
| 2.28% | $1k | - | 2 Year IRA | |
| 2.02% | $1k | - | 1 Year IRA |
Locations
| Bank of Hydro Locations | ||
|---|---|---|
| Bank Of Hydro | 146 West Main Street | Hydro, OK 73048 |
| Weatherford Branch | 406 North Washington Avenue | Weatherford, OK 73096 |
| Eakly Branch | 432 West Main Street | Eakly, OK 73033 |