Overview / Commentary
Bank of Hydro is headquartered in Hydro and is the 111th largest bank in the state of Oklahoma. It is also the 3,696th largest bank in the nation. It was established in 1903 and as of March of 2019, it had grown to 21 employees at 3 locations. Bank of Hydro's CD rates are 2X the national average, and it has an A health rating.
Health
A
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10674 |
| Year Established | 1903 |
| Employees | 21 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.68% |
| Return on Equity - YTD | 24.44% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $127.4MM$126.8MM |
| Loans | Q1 2019vs Q1 2018 | $112.2MM$114.4MM |
| Deposits | Q1 2019vs Q1 2018 | $110.3MM$110.6MM |
| Equity Capital | Q1 2019vs Q1 2018 | $14.0MM$13.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.1MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $87.00K$389.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bank of Hydro Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | - | - | Traditional Savings Account |
Bank of Hydro Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.75%* | $250k* | - | Money Market Checking Account | ||
| OTHER TIERS: 0.35% → Up to $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $250k | |||||
Bank of Hydro Checking Account Rates
Bank of Hydro CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 5 Year CD | |
| 2.79% | $1k | - | 4 Year CD | |
| 2.53% | $1k | - | 3 Year CD | |
| 2.28% | $1k | - | 2 Year CD | |
| 2.02% | $1k | - | 1 Year CD | |
| 1.77% | $1k | - | 6 Month CD |
Bank of Hydro IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.04% | $1k | - | 5 Year IRA | |
| 2.79% | $1k | - | 4 Year IRA | |
| 2.53% | $1k | - | 3 Year IRA | |
| 2.28% | $1k | - | 2 Year IRA | |
| 2.02% | $1k | - | 1 Year IRA |
Locations
| Bank of Hydro Locations | ||
|---|---|---|
| Bank Of Hydro | 146 West Main Street | Hydro, OK 73048 |
| Weatherford Branch | 406 North Washington Avenue | Weatherford, OK 73096 |
| Eakly Branch | 432 West Main Street | Eakly, OK 73033 |