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Overview / Commentary
214 South Franklin Street
Kirksville, MO 63501

Bank of Kirksville is headquartered in Kirksville and is the 50th largest bank in the state of Missouri. It is also the 1,540th largest bank in the nation. It was established in 1913 and as of September of 2017, it had grown to 73 employees at 8 locations. Bank of Kirksville has an A+ health rating.

Reviews (1)

Good local bank for Kirksville residents

I once studied in Kirksville, a small town in Missouri. I had the chance to use Bank of Kirksville, and they are surprisingly good. Every time I came to the bank, I was greeted with welcoming atmosphere. People there are friendly, attentive and helpful. I usually got my work done and fast. I had a checking account and saving account at Bank of Kirksville. It was easy to create accounts. The service that I used the most was wire transfer, and transfer between 2 accounts that I had. Both of them had reasonable fees. However, Bank of Kirksville offered limited internet banking or mobile banking services. There was internet banking, but it was hard to create an account online. As of the time I used Bank of Kirksville, mobile banking was not existed. Overall, I think they are good enough for local people.


Health Grade Components

FDIC Certificate #1635
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD11.61%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$462.9MM$435.7MM
LoansQ3 2017vs Q3 2016$176.4MM$189.6MM
DepositsQ3 2017vs Q3 2016$380.3MM$338.8MM
Equity CapitalQ3 2017vs Q3 2016$45.9MM$46.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.9MM$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$580.00K$758.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$147.00K

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Bank of Kirksville Locations
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