Bank of Kirksville

Overview / Commentary
214 South Franklin Street
Kirksville, MO 63501

Bank of Kirksville is headquartered in Kirksville and is the 60th largest bank in the state of Missouri. It is also the 1,641st largest bank in the nation. It was established in 1913 and as of December of 2019, it had grown to 69 employees at 8 locations. Bank of Kirksville's money market rates are 25% higher than the national average, and it has a B+ health rating.

Reviews (1)

Good local bank for Kirksville residents

I once studied in Kirksville, a small town in Missouri. I had the chance to use Bank of Kirksville, and they are surprisingly good. Every time I came to the bank, I was greeted with welcoming atmosphere. People there are friendly, attentive and helpful. I usually got my work done and fast. I had a checking account and saving account at Bank of Kirksville. It was easy to create accounts. The service that I used the most was wire transfer, and transfer between 2 accounts that I had. Both of them had reasonable fees. However, Bank of Kirksville offered limited internet banking or mobile banking services. There was internet banking, but it was hard to create an account online. As of the time I used Bank of Kirksville, mobile banking was not existed. Overall, I think they are good enough for local people.


Health Grade Components

FDIC Certificate #1635
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD9.82%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$439.5MM$459.5MM
LoansQ4 2019vs Q4 2018$142.8MM$161.4MM
DepositsQ4 2019vs Q4 2018$377.8MM$391.6MM
Equity CapitalQ4 2019vs Q4 2018$52.9MM$49.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.8MM$2.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.7MM$2.4MM
Real Estate OwnedQ4 2019vs Q4 2018$82.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Bank of Kirksville; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Kirksville Savings Account Rates

0.25%$100-Savings Account
0.25%$500-Pal Savings

Bank of Kirksville Money Market Rates

0.55%*$75k*-Money Market High
OTHER TIERS: 0.31% $5k - $25k | 0.44% $25k - $75k
0.44%*$75k*-Money Market Low
OTHER TIERS: 0.15% Up to $25k | 0.31% $25k - $75k

Bank of Kirksville Checking Account Rates

0.15%$1k-Interest Bearing Checking Account

Bank of Kirksville CD Rates

0.80%$100-60 Month CD
0.70%$100-48 Month CD
0.60%$100-36 Month CD
0.50%$100-24 Month CD
0.45%$100-18 Month CD
0.40%$100-12 Month CD
0.25%$100-6 Month CD
0.15%$100-3 Month CD

Bank of Kirksville IRA Rates

0.80%$500-60 Month IRA
0.70%$500-48 Month IRA
0.60%$500-36 Month IRA
0.50%$500-24 Month IRA
0.40%$500-12 Month TDOA IRA

Bank of Kirksville Locations
Bank Of LA Plata-A Division Of Bank Of Kirksville 1200 North BrownLA Plata, MO 63549
Bank Of Memphis - A Division Of Bank Of Kirksville124 North ClayMemphis, MO 63555
Bank Of Moberly, A Division Of Bank Of Kirksville1324 Highway 24 EastMoberly, MO 65270
Bank Of Macon-A Division Of Bank Of Kirksville1512 North MissouriMacon, MO 63552
Bank Of Kirksville214 South Franklin StreetKirksville, MO 63501
Wal-Mart Supercenter Branch2206 North BaltimoreKirksville, MO 63501
Drive-In BranchHighways 6 and 63 NorthKirksville, MO 63501
Bank Of Downing, A Division Of Bank Of KirksvilleHwy 136 EastDowning, MO 63536

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