Bank of Lake Mills

Overview / Commentary

www.bankoflakemills.com

920-648-8336

136 East Madison Street
Lake Mills, WI 53551

Bank of Lake Mills is headquartered in Lake Mills and is the 97^th largest bank in the state of Wisconsin. It is also the 2,510^th largest bank in the nation. It was established in 1893 and as of March of 2020, it had grown to 42 employees at 2 locations. Bank of Lake Mills has an A+ health rating.

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Health

A+

Data as of Q1 2020

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Health Grade Components

Overall
FDIC Certificate #	8695
Year Established	1893
Employees	42
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.57%
Return on Equity - YTD	20.76%
Annual Interest Income	$3.0MM

Assets and Liabilities
Assets	Q1 2020vs Q1 2019	$248.7MM$217.2MM
Loans	Q1 2020vs Q1 2019	$202.6MM$185.2MM
Deposits	Q1 2020vs Q1 2019	$190.9MM$178.2MM
Equity Capital	Q1 2020vs Q1 2019	$30.2MM$26.6MM
Loan Loss Allowance	Q1 2020vs Q1 2019	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q1 2020vs Q1 2019	$364.00K$1.1MM
Real Estate Owned	Q1 2020vs Q1 2019	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Lake Mills Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$25	-	Statement Savings
0.10%	$25	-	Business Savings

Bank of Lake Mills Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.30%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

Bank of Lake Mills Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Interest Bearing Checking
OTHER TIERS: 0.50% → $10k+

Bank of Lake Mills CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$500	-	4 Year CD
1.15%	$500	-	30 Month CD Special
1.05%	$2.5k	-	14 Month CD Special
0.90%	$500	-	3 Year CD
0.60%	$500	-	2 Year CD
0.45%	$500	-	18 Month CD
0.35%	$500	-	1 Year CD
0.30%	$500	-	1 Year SuperSaver CD
0.25%	$2.5k	-	182 Day CD
0.20%	$2.5k	-	91 Day CD

Bank of Lake Mills IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$500	-	4 Year IRA
1.15%	$500	-	30 Month IRA Special
1.05%	$2.5k	-	14 Month IRA Special
0.90%	$500	-	3 Year IRA
0.60%	$500	-	2 Year IRA
0.45%	$100	-	18 Month Variable Rate IRA
0.45%	$500	-	18 Month IRA
0.35%	$500	-	1 Year IRA

Locations

Bank of Lake Mills Locations
Bank Of Lake Mills	136 East Madison Street	Lake Mills, WI 53551
Watertown Branch	400 Bernard Street	Watertown, WI 53094

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