Bank of New Hampshire

Overview / Commentary
62 Pleasant Street
Laconia, NH 03246

Bank of New Hampshire is headquartered in Laconia and is the 2nd largest bank in the state of New Hampshire. It is also the 491st largest bank in the nation. It was established in 1831 and as of September of 2021, it had grown to 270 employees at 24 locations. Bank of New Hampshire has an A health rating.

The best bank I've been with

Bank of New Hampshire has been wonderful to work with and are always extremely willing to go the extra mile. The online experience is also very streamlined and up to date. Most banks have less than functional websites to work with, but Bank of NH isn't one of them. I have a checking account, a business account and a savings account with this bank, and I have never experienced any problems with any of them. From my experience, everything here is conducted in the most professional manner, while still remaining warm and a part of this small community. When I come into the bank, the staff recognizes me and treats me very well. There are also no fees for opening the accounts; they may only ask for a small deposit into the account which is great! Overall, this is most definitely the best bank in NH, and probably in the surrounding states.

Support local banking

I needed to open an account and wanted to support a small local bank. I am glad that I chose this bank. It was for a non-profit that I am part of. The paperwork took a little longer because of a non-profit. She was apologetic and polite the entire time. When I go into the bank to make a deposit, there was no line and the teller was very friendly.

Your Average Bank

I have been with Bank of NH for a few years and have been pleased with their service so far. Their fees are average if not a bit more competitive with other banks. I am always greeted when I walk in to do my banking. They make sure my needs are met and usually tell me of any updates that I can make to my account to make it more productive for me. I enjoy their phone app. It is easy to navigate and manage my accounts. I can also keep an eye on my kids accounts and make transfers over to them if they need it. Drive through service always is a pleasant experience, especially when I have a lot of errands to run, it is nice that I can get the same service at a drive through then I do inside.

10 Calendar Day Hold On Cashiers Check

Posted by: |

The branch staff are nice and I have had several "Prestige" accounts here for some time.

BUT after selling my boat I received a Bank of America, CASHIERS check.

Bank of New Hampshire put a 6 business day hold on the CASHIERS check which in effect is a 10 day hold.

I called many times and offices but BoNH follows their software application which recommended the hold.

Their local competitors all said they MAX out on a 2 DAY hold for even an out of state CASHIERS check.




Health Grade Components

FDIC Certificate #18012
Year Established1831
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.4%
Annual Interest Income$51.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$2.26B$1.98B
LoansQ3 2021vs Q3 2020$1.55B$1.58B
DepositsQ3 2021vs Q3 2020$1.94B$1.70B
Equity CapitalQ3 2021vs Q3 2020$219.4MM$199.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$22.6MM$22.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$3.8MM$5.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Bank of New Hampshire; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of New Hampshire Savings Account Rates

0.03%$100-Variable Rate IRA

Bank of New Hampshire Money Market Rates

0.05%*$100k*-Premier Money Market
OTHER TIERS: 0.01% $1k - $100k
0.05%$1k-Prestige Money Market

Bank of New Hampshire Checking Account Rates

0.15%*$25k*-ECO Checking
OTHER TIERS: 0.10% Up to $25k
0.05%$1k-Prestige Checking

Bank of New Hampshire CD Rates

0.40%$500-5 Year Prestige CD
0.35%$500-5 Year CD
0.35%$500-4 Year Prestige CD
0.30%$500-4 Year CD
0.30%$500-3 Year Prestige CD
0.25%$500-3 Year CD
0.25%$500-2 Year Prestige CD
0.20%$500-2 Year CD
0.20%$500-1 Year Prestige CD
0.15%$500-1 Year CD
0.15%$500-6 Month Prestige CD
0.10%$500-6 Month CD

Bank of New Hampshire IRA Rates

0.40%$500-5 Year Prestige IRA
0.35%$500-4 Year Prestige IRA
0.35%$500-5 Year IRA
0.30%$500-3 Year Prestige IRA
0.30%$500-4 Year IRA
0.25%$500-2 Year Prestige IRA
0.25%$500-3 Year IRA
0.20%$500-1 Year Prestige IRA
0.20%$500-2 Year IRA
0.15%$500-6 Month Prestige IRA
0.15%$500-1 Year IRA
0.10%$500-6 Month IRA


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