Bank of Ocean City

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankofoceancity.com

410-213-0173

10005 Golf Course Road
Ocean City, MD 21842

Bank of Ocean City is headquartered in OCEAN CITY and is the 16^th largest bank in the state of Maryland. It is also the 1,452^nd largest bank in the nation. It was established in 1916 and as of March of 2025, it had grown to 78 employees at 6 locations. Bank of Ocean City has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5867
Year Established	1916
Employees	78
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	9.35%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$657.9MM$611.5MM
Loans	Q1 2025vs Q1 2024	$469.9MM$424.9MM
Deposits	Q1 2025vs Q1 2024	$588MM$545.4MM
Equity Capital	Q1 2025vs Q1 2024	$67.3MM$61.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$2.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1,000$2K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Bank of Ocean City.

Locations

Bank of Ocean City Locations
Bank Of Ocean City	10005 Golf Course Rd	Ocean City, MD 21842
Ocean Pines Branch	11001 Nicholas Lane	Berlin, MD 21811
59th Street Branch	5900 Coastal Highway	Ocean City, MD 21842
Williams Street Branch	627 Williams Street	Berlin, MD 21811
Fenwick Island Branch	904 Coastal Hwy	Fenwick Island, DE 19944

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