Bank of Ocean City

Overview / Commentary
10005 Golf Course Road
Ocean City, MD 21842

Bank of Ocean City is headquartered in Ocean City and is the 19th largest bank in the state of Maryland. It is also the 1,520th largest bank in the nation. It was established in 1916 and as of June of 2021, it had grown to 62 employees at 5 locations. Bank of Ocean City has an A health rating.


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Health Grade Components

FDIC Certificate #5867
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD13.84%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$582.3MM$449.7MM
LoansQ2 2021vs Q2 2020$299.4MM$294.8MM
DepositsQ2 2021vs Q2 2020$535.1MM$406.3MM
Equity CapitalQ2 2021vs Q2 2020$46.4MM$41.6MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.3MM$2.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$0$0
Real Estate OwnedQ2 2021vs Q2 2020$0$0

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Bank of Ocean City Locations
Bank Of Ocean City10005 Golf Course RoadOcean City, MD 21842
Ocean Pines Branch11001 Nicholas LaneBerlin, MD 21811
59th Street Branch5900 Coastal HighwayOcean City, MD 21842
Williams Street Branch627 Williams StreetBerlin, MD 21811
Fenwick Island Branch904 Coastal HwyFenwick Island, DE 19944

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