Bank of Ocean City


Overview / Commentary
410-213-0173
10005 Golf Course Road
Ocean City, MD 21842

Bank of Ocean City is headquartered in OCEAN CITY and is the 16th largest bank in the state of Maryland. It is also the 1,452nd largest bank in the nation. It was established in 1916 and as of March of 2025, it had grown to 78 employees at 6 locations. Bank of Ocean City has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #5867
Year Established1916
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD9.35%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$657.9MM$611.5MM
LoansQ1 2025vs Q1 2024$469.9MM$424.9MM
DepositsQ1 2025vs Q1 2024$588MM$545.4MM
Equity CapitalQ1 2025vs Q1 2024$67.3MM$61.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$2.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1,000$2K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Bank of Ocean City Locations
Bank Of Ocean City10005 Golf Course RdOcean City, MD 21842
Ocean Pines Branch11001 Nicholas LaneBerlin, MD 21811
59th Street Branch5900 Coastal HighwayOcean City, MD 21842
Williams Street Branch627 Williams StreetBerlin, MD 21811
Fenwick Island Branch904 Coastal HwyFenwick Island, DE 19944

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