Bank of Odessa Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankofodessa.us.com

816-633-5331

301 West Highway 40
Odessa, MO 64076

Bank of Odessa is headquartered in ODESSA and is the 59^th largest bank in the state of Missouri. It is also the 1,482^nd largest bank in the nation. It was established in 1880 and as of March of 2025, it had grown to 57 employees at 4 locations. Bank of Odessa has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	9803
Year Established	1880
Employees	57
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.94%
Return on Equity - YTD	14.83%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$640.6MM$574MM
Loans	Q1 2025vs Q1 2024	$443.1MM$435.8MM
Deposits	Q1 2025vs Q1 2024	$525.7MM$466.3MM
Equity Capital	Q1 2025vs Q1 2024	$80.8MM$74.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.2MM$6.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$10.1MM$6.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$130K$225K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Bank of Odessa.

Locations

Bank of Odessa Locations
Bank Of Odessa	301 West Highway 40	Odessa, MO 64076
Drive-In Facility	201 South Second Street	Odessa, MO 64076

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