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Overview / Commentary
815-844-6155
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 82nd largest bank in the state of Illinois. It is also the 1,378th largest bank in the nation. It was established in 1947 and as of September of 2017, it had grown to 88 employees at 8 locations. Bank of Pontiac's money market rates are 70% higher than the national average, and it has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: JackHan | Sep 17, 2012

This bank is really good.  They people who helped me with my accounts are exceptional.



Health

Health Grade Components

Overall
FDIC Certificate #16982
Year Established1947
Employees88
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD8.81%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$521.3MM$511.4MM
LoansQ3 2017vs Q3 2016$355.6MM$336.0MM
DepositsQ3 2017vs Q3 2016$442.2MM$434.6MM
Equity CapitalQ3 2017vs Q3 2016$68.1MM$66.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.8MM$3.7MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.1MM$3.3MM
Real Estate OwnedQ3 2017vs Q3 2016$1.6MM$1.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Health Savings
OTHER TIERS: 0.20% Up to $2,500 | 0.35% $2,500 - $10k
0.07%--Savings
0.05%$25-Easy Savers - Vacation
0.05%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Investment Money Market
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $75k | 0.30% $75k - $150k | 0.45% $150k - $250k
0.15%*$2,500*-Money Market
OTHER TIERS: 0.10% Up to $2,500

Bank of Pontiac Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2,500*-Interest Checking
OTHER TIERS: 0.02% Up to $2,500

Bank of Pontiac CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$10k-22 Month FUNRates CD Special
1.41%$10k-22 Month CD Special
1.26%$500-60 Month FunTimers FunRates CD
1.26%$500-60 Month CD
1.15%$10k-26 Month FUNRates CD Special
1.10%$10k-26 Month CD Special
0.80%$500-36 Month FunTimers FunRates CD
0.80%$500-36 Month CD
0.80%$10k-17 Month FUNRates CD Special
0.75%$500-30 Month FunTimers FunRates CD
0.75%$500-30 Month CD
0.75%$10k-17 Month CD Special
0.55%$500-24 Month FunTimers FunRates CD
0.55%$1k-13 Month FUNRates CD Special
0.55%$500-24 Month CD
0.50%$1k-13 Month CD Special
0.45%$500-18 Month FunTimers FunRates CD
0.45%$500-18 Month CD
0.40%$500-15 Month FunTimers FunRates CD
0.40%$500-15 Month CD
0.35%$500-12 Month FunTimers FunRates CD
0.35%$500-12 Month CD
0.15%$2,500-6 Month FunTimers FunRates CD
0.15%$2,500-6 Month CD
0.10%$5k-31 Day FunTimers FunRates CD
0.10%$2,500-3 Month FunTimers FunRates CD
0.10%$5k-31 Day CD
0.10%$2,500-3 Month CD
Locations


Bank of Pontiac Locations
Fairbury Branch104 East Locust StreetFairbury, IL 61739
Dwight Branch132 East MainDwight, IL 60420
Bank Of Pontiac West1703 West Reynolds StreetPontiac, IL 61764
Odell State Bank Branch200 South WaupansieOdell, IL 60460
Bank Of Pontiac300 West Washington StreetPontiac, IL 61764
Forrest Branch500 South Center StreetForrest, IL 61741
Drive-Up Facility101 East Oak StreetFairbury, IL 61739
Motor FacilityEast Chippewa and FranklinDwight, IL 60420