Bank of Pontiac

Overview / Commentary
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 57th largest bank in the state of Illinois. It is also the 1,087th largest bank in the nation. It was established in 1947 and as of June of 2021, it had grown to 120 employees at 11 locations. Bank of Pontiac has an A+ health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: |

This bank is really good.  They people who helped me with my accounts are exceptional.


Health Grade Components

FDIC Certificate #16982
Year Established1947
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD11.12%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$879.8MM$595.7MM
LoansQ2 2021vs Q2 2020$566.0MM$439.2MM
DepositsQ2 2021vs Q2 2020$749.2MM$502.0MM
Equity CapitalQ2 2021vs Q2 2020$104.5MM$77.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.3MM$5.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.7MM$3.7MM
Real Estate OwnedQ2 2021vs Q2 2020$871.00K$1.5MM
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Always verify rates and promotions with the bank or credit union. We are not Bank of Pontiac; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

0.40%*$10k*-Health Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k
0.03%$25-Easy Savers - Vacation
0.03%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

0.35%*$2.5m*-Investment Money Market
OTHER TIERS: 0.10% Up to $75k | 0.20% $75k - $150k | 0.25% $150k - $250k | 0.30% $250k - $2.5m
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k

Bank of Pontiac Checking Account Rates

0.05%*$2.5k*-Interest Checking
OTHER TIERS: 0.02% Up to $2.5k

Bank of Pontiac CD Rates

0.50%$500-60 Month FunTimers FunRates CD
0.50%$500-60 Month CD
0.50%$10k-28 Month CD Special
0.45%$10k-28 Month FunTimers FunRates CD Special
0.35%$500-36 Month FunTimers FunRates CD
0.35%$500-36 Month CD
0.35%$1k-13 Month CD Special
0.30%$500-30 Month FunTimers FunRates CD
0.30%$1k-13 Month FunTimers FUNRates CD Special
0.30%$500-30 Month CD
0.25%$500-24 Month FunTimers FunRates CD
0.25%$500-24 Month CD
0.20%$500-15 Month FunTimers FunRates CD
0.20%$500-18 Month FunTimers FunRates CD
0.20%$500-15 Month CD
0.20%$500-18 Month CD
0.15%$500-12 Month FunTimers FunRates CD
0.15%$500-12 Month CD
0.10%$2.5k-3 Month FunTimers FunRates CD
0.10%$2.5k-6 Month FunTimers FunRates CD
0.10%$2.5k-3 Month CD
0.10%$2.5k-6 Month CD
0.05%$5k-31 Day FunTimers FunRates CD
0.05%$5k-31 Day CD


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