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  2. Bank of Pontiac

Bank of Pontiac


Overview / Commentary
www.bankofpontiac.com
815-844-6155
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 77th largest bank in the state of Illinois. It is also the 1,335th largest bank in the nation. It was established in 1947 and as of March of 2021, it had grown to 89 employees at 8 locations. Bank of Pontiac has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: |

This bank is really good.  They people who helped me with my accounts are exceptional.

1


Health
A

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16982
Year Established1947
Employees89
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.87%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$673.8MM$555.4MM
LoansQ1 2021vs Q1 2020$428.7MM$422.5MM
DepositsQ1 2021vs Q1 2020$584.3MM$470.7MM
Equity CapitalQ1 2021vs Q1 2020$74.4MM$72.7MM
Loan Loss AllowanceQ1 2021vs Q1 2020$6.2MM$4.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$4.0MM$2.5MM
Real Estate OwnedQ1 2021vs Q1 2020$1.3MM$1.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of Pontiac; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Health Savings
OTHER TIERS: 0.15% → Up to $2.5k | 0.25% → $2.5k - $10k
0.07%--Savings
0.05%$25-Easy Savers - Vacation
0.05%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$2.5m*-Investment Money Market
OTHER TIERS: 0.10% → Up to $75k | 0.20% → $75k - $150k | 0.25% → $150k - $250k | 0.30% → $250k - $2.5m
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% → Up to $2.5k

Bank of Pontiac Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2.5k*-Interest Checking
OTHER TIERS: 0.02% → Up to $2.5k

Bank of Pontiac CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month FunTimers FunRates CD
0.50%$500-60 Month CD
0.50%$10k-28 Month CD Special
0.45%$10k-28 Month FunTimers FunRates CD Special
0.40%$1k-13 Month CD Special
0.35%$500-36 Month FunTimers FunRates CD
0.35%$1k-13 Month FunTimers FUNRates CD Special
0.35%$500-36 Month CD
0.30%$500-30 Month FunTimers FunRates CD
0.30%$500-30 Month CD
0.25%$500-24 Month FunTimers FunRates CD
0.25%$500-24 Month CD
0.20%$500-15 Month FunTimers FunRates CD
0.20%$500-18 Month FunTimers FunRates CD
0.20%$500-15 Month CD
0.20%$500-18 Month CD
0.15%$500-12 Month FunTimers FunRates CD
0.15%$500-12 Month CD
0.10%$2.5k-3 Month FunTimers FunRates CD
0.10%$2.5k-6 Month FunTimers FunRates CD
0.10%$2.5k-3 Month CD
0.10%$2.5k-6 Month CD
0.05%$5k-31 Day FunTimers FunRates CD
0.05%$5k-31 Day CD
Locations

Availability



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