Bank of Pontiac

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.12%	5-year CD	3.00% - Discover Bank 5 Year CD
0.80%	1-year CD	2.65% - Discover Bank 12 Month CD
0.07%	Savings	2.20% - Barclays Online Savings Account

View all Bank of Pontiac rates »

Overview / Commentary

www.bankofpontiac.com

815-844-6155

300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 75^th largest bank in the state of Illinois. It is also the 1,311^th largest bank in the nation. It was established in 1947 and as of December of 2018, it had grown to 93 employees at 9 locations. Bank of Pontiac's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

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Featured Account Options

Excellent Bank To Keep Your Money In.

Posted by: JackHan | Sep 17, 2012

This bank is really good. They people who helped me with my accounts are exceptional.

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	16982
Year Established	1947
Employees	93
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.21%
Return on Equity - YTD	9.82%
Annual Interest Income	$21.8MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$547.5MM$514.5MM
Loans	Q4 2018vs Q4 2017	$412.6MM$367.7MM
Deposits	Q4 2018vs Q4 2017	$469.8MM$438.6MM
Equity Capital	Q4 2018vs Q4 2017	$67.4MM$64.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$4.4MM$3.9MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$3.2MM$2.2MM
Real Estate Owned	Q4 2018vs Q4 2017	$1.3MM$1.5MM

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$10k^*	-	Health Savings
OTHER TIERS: 0.20% → Up to $2.5k \| 0.35% → $2.5k - $10k
0.07%	-	-	Savings
0.05%	$25	-	Easy Savers - Vacation
0.05%	$25	-	Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%^*	$2.5m^*	-	Investment Money Market
OTHER TIERS: 0.40% → Up to $75k \| 0.50% → $75k - $150k \| 0.75% → $150k - $250k \| 1.11% → $250k - $2.5m
0.20%^*	$2.5k^*	-	Money Market
OTHER TIERS: 0.15% → Up to $2.5k

Bank of Pontiac Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$2.5k^*	-	Interest Checking
OTHER TIERS: 0.02% → Up to $2.5k

Bank of Pontiac CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.68%	$10k	-	28 Month FunRates CD Special
2.63%	$10k	-	28 Month CD Special
2.42%	$1k	-	13 Month FunTimers FUNRates CD Special
2.37%	$1k	-	13 Month CD Special
2.12%	$500	-	60 Month FunTimers FunRates CD
2.12%	$500	-	60 Month CD
1.76%	$500	-	36 Month FunTimers FunRates CD
1.76%	$500	-	36 Month CD
1.46%	$500	-	30 Month FunTimers FunRates CD
1.46%	$500	-	30 Month CD
1.41%	$500	-	24 Month FunTimers FunRates CD
1.41%	$500	-	24 Month CD
1.00%	$500	-	18 Month FunTimers FunRates CD
1.00%	$500	-	18 Month CD
0.85%	$500	-	15 Month FunTimers FunRates CD
0.85%	$500	-	15 Month CD
0.80%	$500	-	12 Month FunTimers FunRates CD
0.80%	$500	-	12 Month CD
0.40%	$2.5k	-	6 Month FunTimers FunRates CD
0.40%	$2.5k	-	6 Month CD
0.30%	$2.5k	-	3 Month FunTimers FunRates CD
0.30%	$2.5k	-	3 Month CD
0.10%	$5k	-	31 Day FunTimers FunRates CD
0.10%	$5k	-	31 Day CD

Locations

Bank of Pontiac Locations
Fairbury Branch	104 East Locust Street	Fairbury, IL 61739
Dwight Branch	132 East Main	Dwight, IL 60420
Bank Of Pontiac West	1703 West Reynolds Street	Pontiac, IL 61764
Odell State Bank Branch	200 South Waupansie	Odell, IL 60460
Bank Of Pontiac	300 West Washington Street	Pontiac, IL 61764
Forrest Branch	500 South Center Street	Forrest, IL 61741
Drive-Up Facility	101 East Oak Street	Fairbury, IL 61739
Motor Facility	East Chippewa And Franklin	Dwight, IL 60420
Coal City Branch	85 South Broadway	Coal City, IL 60416

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