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Overview / Commentary
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 83rd largest bank in the state of Illinois. It is also the 1,389th largest bank in the nation. It was established in 1947 and as of December of 2017, it had grown to 91 employees at 8 locations. Bank of Pontiac's money market rates are 82% higher than the national average, and it has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: JackHan | Sep 17, 2012

This bank is really good.  They people who helped me with my accounts are exceptional.


Health Grade Components

FDIC Certificate #16982
Year Established1947
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD8.85%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$515.1MM$510.4MM
LoansQ4 2017vs Q4 2016$367.7MM$341.3MM
DepositsQ4 2017vs Q4 2016$438.6MM$437.3MM
Equity CapitalQ4 2017vs Q4 2016$65.7MM$62.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.9MM$3.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.2MM$3.1MM
Real Estate OwnedQ4 2017vs Q4 2016$1.5MM$2.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

0.50%*$10k*-Health Savings
OTHER TIERS: 0.20% Up to $2,500 | 0.35% $2,500 - $10k
0.05%$25-Easy Savers - Vacation
0.05%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

0.80%*$250k*-Investment Money Market
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $75k | 0.35% $75k - $150k | 0.50% $150k - $250k
0.20%*$2,500*-Money Market
OTHER TIERS: 0.15% Up to $2,500

Bank of Pontiac Checking Account Rates

0.05%*$2,500*-Interest Checking
OTHER TIERS: 0.02% Up to $2,500

Bank of Pontiac CD Rates

2.12%$10k-26 Month FUNRates CD Special
2.07%$10k-26 Month CD Special
1.86%$10k-17 Month FUNRates CD Special
1.81%$10k-17 Month CD Special
1.56%$500-60 Month FunTimers FunRates CD
1.56%$500-60 Month CD
1.21%$500-36 Month FunTimers FunRates CD
1.21%$500-36 Month CD
1.00%$500-30 Month FunTimers FunRates CD
1.00%$500-30 Month CD
0.80%$500-24 Month FunTimers FunRates CD
0.80%$500-24 Month CD
0.60%$500-18 Month FunTimers FunRates CD
0.60%$500-18 Month CD
0.50%$500-12 Month FunTimers FunRates CD
0.50%$500-12 Month CD
0.40%$500-15 Month FunTimers FunRates CD
0.40%$500-15 Month CD
0.30%$2,500-6 Month FunTimers FunRates CD
0.30%$2,500-6 Month CD
0.10%$5k-31 Day FunTimers FunRates CD
0.10%$2,500-3 Month FunTimers FunRates CD
0.10%$5k-31 Day CD
0.10%$2,500-3 Month CD

Bank of Pontiac Locations
Fairbury Branch104 East Locust StreetFairbury, IL 61739
Dwight Branch132 East MainDwight, IL 60420
Bank Of Pontiac West1703 West Reynolds StreetPontiac, IL 61764
Odell State Bank Branch200 South WaupansieOdell, IL 60460
Bank Of Pontiac300 West Washington StreetPontiac, IL 61764
Forrest Branch500 South Center StreetForrest, IL 61741
Drive-Up Facility101 East Oak StreetFairbury, IL 61739
Motor FacilityEast Chippewa and FranklinDwight, IL 60420
Coal City Branch85 South BroadwayCoal City, IL 60416