Bank of Pontiac

Overview / Commentary
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 53rd largest bank in the state of Illinois. It is also the 1,047th largest bank in the nation. It was established in 1947 and as of June of 2022, it had grown to 117 employees at 11 locations. Bank of Pontiac's money market rates are 48% higher than the national average, and it has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: |

This bank is really good.  They people who helped me with my accounts are exceptional.


Health Grade Components

FDIC Certificate #16982
Year Established1947
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.29%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$924.6MM$879.8MM
LoansQ2 2022vs Q2 2021$569.4MM$566.0MM
DepositsQ2 2022vs Q2 2021$820.6MM$749.2MM
Equity CapitalQ2 2022vs Q2 2021$89.7MM$104.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.9MM$6.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.9MM$3.7MM
Real Estate OwnedQ2 2022vs Q2 2021$317.00K$871.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bank of Pontiac; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

0.15%*$10k*-Health Savings
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k
0.03%$25-Easy Savers - Vacation
0.03%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

0.65%*$2.5m*-Investment Money Market
OTHER TIERS: 0.25% Up to $75k | 0.35% $75k - $150k | 0.40% $150k - $250k | 0.55% $250k - $2.5m
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k

Bank of Pontiac Checking Account Rates

0.05%*$2.5k*-Interest Checking
OTHER TIERS: 0.02% Up to $2.5k

Bank of Pontiac CD Rates

3.39%$10k-28 Month FunTimers FunRates CD Special
3.34%$10k-28 Month CD Special
2.93%$2.5k-9 Month FunTimers FunRates CD Special
2.88%$2.5k-9 Month CD Special
1.10%$500-60 Month FunTimers FunRates CD
1.10%$500-60 Month CD
0.70%$500-36 Month FunTimers FunRates CD
0.70%$500-36 Month CD
0.60%$500-30 Month FunTimers FunRates CD
0.60%$500-30 Month CD
0.50%$500-24 Month FunTimers FunRates CD
0.50%$500-24 Month CD
0.45%$500-18 Month FunTimers FunRates CD
0.45%$500-18 Month CD
0.40%$500-15 Month FunTimers FunRates CD
0.40%$500-15 Month CD
0.35%$500-12 Month FunTimers FunRates CD
0.35%$500-12 Month CD
0.30%$2.5k-6 Month FunTimers FunRates CD
0.30%$2.5k-6 Month CD
0.20%$2.5k-3 Month FunTimers FunRates CD
0.20%$2.5k-3 Month CD
0.10%$5k-31 Day FunTimers FunRates CD
0.10%$5k-31 Day CD


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.