Bank of Pontiac
REVIEWS
Based on 1 review
HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.42% APY
26 Month FUNRates CD Special
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.56% | 5-year CD | 60 Month CD |
| 0.50% | 1-year CD | 12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.07% | Savings | Savings 1.65% - Barclays Online Savings Account |
Overview / Commentary
Bank of Pontiac is headquartered in Pontiac and is the 77th largest bank in the state of Illinois. It is also the 1,322nd largest bank in the nation. It was established in 1947 and as of March of 2018, it had grown to 93 employees at 9 locations. Bank of Pontiac's money market rates are 3X the national average, and it has a B+ health rating.
Reviews (1)
Excellent Bank To Keep Your Money In.
Posted by: JackHan | Sep 17, 2012
This bank is really good. They people who helped me with my accounts are exceptional.
Health
B+
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16982 |
| Year Established | 1947 |
| Employees | 93 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 9.96% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $540.0MM$516.5MM |
| Loans | Q1 2018vs Q1 2017 | $384.6MM$352.3MM |
| Deposits | Q1 2018vs Q1 2017 | $463.1MM$441.5MM |
| Equity Capital | Q1 2018vs Q1 2017 | $65.3MM$64.5MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $4.0MM$3.6MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $2.1MM$1.7MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $1.5MM$2.1MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bank of Pontiac Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $10k* | - | Health Savings | ||
| OTHER TIERS: 0.20% → Up to $2,500 | 0.35% → $2,500 - $10k | |||||
| 0.07% | - | - | Savings | ||
| 0.05% | $25 | - | Easy Savers - Vacation | ||
| 0.05% | $25 | - | Easy Savers - Christmas Club | ||
Bank of Pontiac Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11%* | $2,500k* | - | Investment Money Market | ||
| OTHER TIERS: 0.30% → Up to $75k | 0.35% → $75k - $150k | 0.50% → $150k - $250k | 0.80% → $250k - $2,500k | |||||
| 0.20%* | $2,500* | - | Money Market | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
Bank of Pontiac Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $2,500* | - | Interest Checking | ||
| OTHER TIERS: 0.02% → Up to $2,500 | |||||
Bank of Pontiac CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.42% | $10k | - | 26 Month FUNRates CD Special | |
| 2.37% | $10k | - | 26 Month CD Special | |
| 1.86% | $10k | - | 17 Month FUNRates CD Special | |
| 1.81% | $10k | - | 17 Month CD Special | |
| 1.56% | $500 | - | 60 Month FunTimers FunRates CD | |
| 1.56% | $500 | - | 60 Month CD | |
| 1.21% | $500 | - | 36 Month FunTimers FunRates CD | |
| 1.21% | $500 | - | 36 Month CD | |
| 1.00% | $500 | - | 30 Month FunTimers FunRates CD | |
| 1.00% | $500 | - | 30 Month CD | |
| 0.80% | $500 | - | 24 Month FunTimers FunRates CD | |
| 0.80% | $500 | - | 24 Month CD | |
| 0.60% | $500 | - | 18 Month FunTimers FunRates CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | 12 Month FunTimers FunRates CD | |
| 0.50% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 15 Month FunTimers FunRates CD | |
| 0.40% | $500 | - | 15 Month CD | |
| 0.30% | $2,500 | - | 6 Month FunTimers FunRates CD | |
| 0.30% | $2,500 | - | 6 Month CD | |
| 0.10% | $5k | - | 31 Day FunTimers FunRates CD | |
| 0.10% | $2,500 | - | 3 Month FunTimers FunRates CD | |
| 0.10% | $5k | - | 31 Day CD | |
| 0.10% | $2,500 | - | 3 Month CD |
Locations
| Bank of Pontiac Locations | ||
|---|---|---|
| Fairbury Branch | 104 East Locust Street | Fairbury, IL 61739 |
| Dwight Branch | 132 East Main | Dwight, IL 60420 |
| Bank Of Pontiac West | 1703 West Reynolds Street | Pontiac, IL 61764 |
| Odell State Bank Branch | 200 South Waupansie | Odell, IL 60460 |
| Bank Of Pontiac | 300 West Washington Street | Pontiac, IL 61764 |
| Forrest Branch | 500 South Center Street | Forrest, IL 61741 |
| Drive-Up Facility | 101 East Oak Street | Fairbury, IL 61739 |
| Motor Facility | East Chippewa And Franklin | Dwight, IL 60420 |
| Coal City Branch | 85 South Broadway | Coal City, IL 60416 |