Bank of Pontiac

Overview / Commentary
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 78th largest bank in the state of Illinois. It is also the 1,351st largest bank in the nation. It was established in 1947 and as of September of 2020, it had grown to 90 employees at 8 locations. Bank of Pontiac's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: |

This bank is really good.  They people who helped me with my accounts are exceptional.


Health Grade Components

FDIC Certificate #16982
Year Established1947
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD10.99%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$620.6MM$559.6MM
LoansQ3 2020vs Q3 2019$445.0MM$418.2MM
DepositsQ3 2020vs Q3 2019$525.5MM$473.9MM
Equity CapitalQ3 2020vs Q3 2019$79.3MM$75.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$5.3MM$4.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$4.5MM$2.9MM
Real Estate OwnedQ3 2020vs Q3 2019$1.3MM$1.8MM
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Always verify rates and promotions with the bank or credit union. We are not Bank of Pontiac; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

0.40%*$10k*-Health Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k
0.05%$25-Easy Savers - Vacation
0.05%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

0.50%*$2.5m*-Investment Money Market
OTHER TIERS: 0.10% Up to $75k | 0.25% $75k - $150k | 0.30% $150k - $250k | 0.40% $250k - $2.5m
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k

Bank of Pontiac Checking Account Rates

0.05%*$2.5k*-Interest Checking
OTHER TIERS: 0.02% Up to $2.5k

Bank of Pontiac CD Rates

0.80%$10k-28 Month FunTimers FunRates CD Special
0.75%$10k-28 Month CD Special
0.70%$500-60 Month FunTimers FunRates CD
0.70%$500-60 Month CD
0.55%$500-36 Month FunTimers FunRates CD
0.55%$500-36 Month CD
0.50%$500-30 Month FunTimers FunRates CD
0.50%$1k-13 Month FunTimers FUNRates CD Special
0.50%$500-30 Month CD
0.45%$500-24 Month FunTimers FunRates CD
0.45%$500-24 Month CD
0.45%$1k-13 Month CD Special
0.30%$500-18 Month FunTimers FunRates CD
0.30%$500-18 Month CD
0.20%$500-15 Month FunTimers FunRates CD
0.20%$500-15 Month CD
0.15%$500-12 Month FunTimers FunRates CD
0.15%$500-12 Month CD
0.10%$5k-31 Day FunTimers FunRates CD
0.10%$2.5k-3 Month FunTimers FunRates CD
0.10%$2.5k-6 Month FunTimers FunRates CD
0.10%$5k-31 Day CD
0.10%$2.5k-3 Month CD
0.10%$2.5k-6 Month CD

Bank of Pontiac Locations
Fairbury Branch104 East Locust StreetFairbury, IL 61739
Bank Of Pontiac West1703 West Reynolds StreetPontiac, IL 61764
Odell State Bank Branch200 South WaupansieOdell, IL 60460
Bank Of Pontiac300 West Washington StreetPontiac, IL 61764
Forrest Branch500 South Center StreetForrest, IL 61741
Drive-Up Facility101 East Oak StreetFairbury, IL 61739
Motor Facility201 East ChippewaDwight, IL 60420
Coal City Branch85 South BroadwayCoal City, IL 60416

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