Bank of Pontiac
REVIEWS
Based on 1 review
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.05% APY
60 Month FunTimers FunRates CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.05% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.25% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.07% | Savings | Personal Savings Account 1.00% - Ally Bank Online Savings Account |
Overview / Commentary
Bank of Pontiac is headquartered in Pontiac and is the 86th largest bank in the state of Illinois. It is also the 1,399th largest bank in the nation. It was established in 1947 and as of June of 2016, it had grown to 92 employees at 8 locations. Bank of Pontiac's money market rates are 70% higher than the national average, and it has an A health rating.
Reviews (1)
Excellent Bank To Keep Your Money In.
Posted by: JackHan | Sep 17, 2012
This bank is really good. They people who helped me with my accounts are exceptional.
Health
A
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16982 |
| Year Established | 1947 |
| Employees | 92 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 7.46% |
| Annual Interest Income | $9.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $498.5MM$476.9MM |
| Loans | Q2 2016vs Q2 2015 | $335.4MM$324.0MM |
| Deposits | Q2 2016vs Q2 2015 | $423.3MM$402.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $65.1MM$62.5MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $3.8MM$4.1MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.3MM$1.7MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $1.4MM$1.8MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bank of Pontiac Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $10k* | - | Health Savings Account | ||
| OTHER TIERS: 0.20% → Up to $2,500 | 0.35% → $2,500 - $10k | |||||
| 0.10% | - | - | Easy Savers Account | ||
| 0.07% | - | - | Personal Savings Account | ||
| 0.07% | - | - | Business Savings Account | ||
Bank of Pontiac Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $250k* | - | Investment Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $25k | 0.25% → $25k - $75k | 0.30% → $75k - $150k | 0.45% → $150k - $250k | |||||
| 0.75%* | $250k* | - | Business Investment Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $25k | 0.25% → $25k - $75k | 0.30% → $75k - $150k | 0.45% → $150k - $250k | |||||
| 0.15%* | $2,500* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $2,500 | |||||
| 0.15%* | $2,500* | - | Business Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $2,500 | |||||
Bank of Pontiac Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $2,500* | - | Interest Checking Account | ||
| OTHER TIERS: 0.02% → Up to $2,500 | |||||
| 0.05%* | $2,500* | - | Business Interest Checking Account | ||
| OTHER TIERS: 0.02% → Up to $2,500 | |||||
Bank of Pontiac CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | $500 | - | 60 Month FunTimers FunRates CD | |
| 1.05% | $500 | - | 60 Month CD | |
| 1.05% | $10k | - | 26 Month FUNRates CD Special | |
| 1.00% | $10k | - | 26 Month CD Special | |
| 0.80% | $10k | - | 17 Month FUNRates CD Special | |
| 0.75% | $10k | - | 17 Month CD Special | |
| 0.65% | - | - | 30 Month FunTimers FunRates CD | |
| 0.65% | - | - | 30 Month CD | |
| 0.65% | $500 | - | 30 Month "Step Up" CD Special | |
| 0.65% | $500 | - | 30 Month FUNRates "Step Up" CD Special | |
| 0.55% | $500 | - | 36 Month FunTimers FunRates CD | |
| 0.55% | $500 | - | 36 Month CD | |
| 0.45% | $1k | - | 13 Month Special Fun Rates CD | |
| 0.40% | $500 | - | 24 Month FunTimers FunRates CD | |
| 0.40% | $500 | - | 24 Month CD | |
| 0.40% | $1k | - | 13 Month Special CD | |
| 0.30% | $500 | - | 18 Month FunTimers FunRates CD | |
| 0.30% | $500 | - | 18 Month CD | |
| 0.25% | $500 | - | 12 Month FunTimers FunRates CD | |
| 0.25% | $500 | - | 15 Month FunTimers FunRates CD | |
| 0.25% | $500 | - | 12 Month CD | |
| 0.25% | $500 | - | 15 Month CD | |
| 0.15% | $2,500 | - | 6 Month FunTimers FunRates CD | |
| 0.15% | $2,500 | - | 6 Month CD | |
| 0.10% | $5k | - | 31 Day FunTimers FunRates CD | |
| 0.10% | $2,500 | - | 3 Month FunTimers FunRates CD | |
| 0.10% | $5k | - | 31 Day CD | |
| 0.10% | $2,500 | - | 3 Month CD |
Locations
| Bank of Pontiac Locations | ||
|---|---|---|
| Fairbury Branch | 104 East Locust Street | Fairbury, IL 61739 |
| Dwight Branch | 132 East Main | Dwight, IL 60420 |
| Bank Of Pontiac West | 1703 West Reynolds Street | Pontiac, IL 61764 |
| Odell State Bank Branch | 200 South Waupansie | Odell, IL 60460 |
| Bank Of Pontiac | 300 West Washington Street | Pontiac, IL 61764 |
| Forrest Branch | 500 South Center Street | Forrest, IL 61741 |
| Drive-Up Facility | 101 East Oak Street | Fairbury, IL 61739 |
| Motor Facility | East Chippewa and Franklin | Dwight, IL 60420 |