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Overview / Commentary
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 85th largest bank in the state of Illinois. It is also the 1,379th largest bank in the nation. It was established in 1947 and as of December of 2016, it had grown to 92 employees at 8 locations. Bank of Pontiac's money market rates are 70% higher than the national average, and it has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: JackHan | Sep 17, 2012

This bank is really good.  They people who helped me with my accounts are exceptional.


Health Grade Components

FDIC Certificate #16982
Year Established1947
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD8.13%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$510.3MM$483.5MM
LoansQ4 2016vs Q4 2015$341.3MM$336.7MM
DepositsQ4 2016vs Q4 2015$437.3MM$411.4MM
Equity CapitalQ4 2016vs Q4 2015$63.2MM$62.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.6MM$3.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.1MM$3.1MM
Real Estate OwnedQ4 2016vs Q4 2015$2.2MM$1.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

0.50%*$10k*-Health Savings Account
OTHER TIERS: 0.20% Up to $2,500 | 0.35% $2,500 - $10k
0.08%--Easy Savers Account
0.07%--Personal Savings Account
0.07%--Business Savings Account

Bank of Pontiac Money Market Rates

0.75%*$250k*-Investment Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $75k | 0.30% $75k - $150k | 0.45% $150k - $250k
0.75%*$250k*-Business Investment Money Market Account
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $75k | 0.30% $75k - $150k | 0.45% $150k - $250k
0.15%*$2,500*-Money Market Account
OTHER TIERS: 0.10% Up to $2,500
0.15%*$2,500*-Business Money Market Account
OTHER TIERS: 0.10% Up to $2,500

Bank of Pontiac Checking Account Rates

0.05%*$2,500*-Interest Checking Account
OTHER TIERS: 0.02% Up to $2,500
0.05%*$2,500*-Business Interest Checking Account
OTHER TIERS: 0.02% Up to $2,500

Bank of Pontiac CD Rates

1.05%$500-60 Month FunTimers FunRates CD
1.05%$500-60 Month CD
1.05%$10k-26 Month FUNRates CD Special
1.00%$10k-26 Month CD Special
0.80%$10k-17 Month FUNRates CD Special
0.75%$10k-17 Month CD Special
0.65%--30 Month FunTimers FunRates CD
0.65%--30 Month CD
0.65%$500-30 Month "Step Up" CD Special
0.65%$500-30 Month FUNRates "Step Up" CD Special
0.55%$500-36 Month FunTimers FunRates CD
0.55%$500-36 Month CD
0.45%$1k-13 Month Special Fun Rates CD
0.40%$500-24 Month FunTimers FunRates CD
0.40%$500-24 Month CD
0.40%$1k-13 Month Special CD
0.30%$500-18 Month FunTimers FunRates CD
0.30%$500-18 Month CD
0.25%$500-12 Month FunTimers FunRates CD
0.25%$500-15 Month FunTimers FunRates CD
0.25%$500-12 Month CD
0.25%$500-15 Month CD
0.15%$2,500-6 Month FunTimers FunRates CD
0.15%$2,500-6 Month CD
0.10%$5k-31 Day FunTimers FunRates CD
0.10%$2,500-3 Month FunTimers FunRates CD
0.10%$5k-31 Day CD
0.10%$2,500-3 Month CD

Bank of Pontiac Locations
Fairbury Branch104 East Locust StreetFairbury, IL 61739
Dwight Branch132 East MainDwight, IL 60420
Bank Of Pontiac West1703 West Reynolds StreetPontiac, IL 61764
Odell State Bank Branch200 South WaupansieOdell, IL 60460
Bank Of Pontiac300 West Washington StreetPontiac, IL 61764
Forrest Branch500 South Center StreetForrest, IL 61741
Drive-Up Facility101 East Oak StreetFairbury, IL 61739
Motor FacilityEast Chippewa and FranklinDwight, IL 60420