Overview / Commentary
815-844-6155
300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in Pontiac and is the 74th largest bank in the state of Illinois. It is also the 1,294th largest bank in the nation. It was established in 1947 and as of September of 2018, it had grown to 97 employees at 9 locations. Bank of Pontiac's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

Excellent Bank To Keep Your Money In.

Posted by: JackHan | Sep 17, 2012

This bank is really good.  They people who helped me with my accounts are exceptional.



Health

Health Grade Components

Overall
FDIC Certificate #16982
Year Established1947
Employees97
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD9.56%
Annual Interest Income$16.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$558.6MM$521.3MM
LoansQ3 2018vs Q3 2017$402.2MM$355.6MM
DepositsQ3 2018vs Q3 2017$480.4MM$442.2MM
Equity CapitalQ3 2018vs Q3 2017$68.0MM$68.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$4.2MM$3.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.4MM$2.1MM
Real Estate OwnedQ3 2018vs Q3 2017$1.0MM$1.6MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of Pontiac; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Pontiac Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Health Savings
OTHER TIERS: 0.20% Up to $2.5k | 0.35% $2.5k - $10k
0.07%--Savings
0.05%$25-Easy Savers - Vacation
0.05%$25-Easy Savers - Christmas Club

Bank of Pontiac Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$2.5m*-Investment Money Market
OTHER TIERS: 0.30% Up to $75k | 0.35% $75k - $150k | 0.50% $150k - $250k | 0.80% $250k - $2.5m
0.20%*$2.5k*-Money Market
OTHER TIERS: 0.15% Up to $2.5k

Bank of Pontiac Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2.5k*-Interest Checking
OTHER TIERS: 0.02% Up to $2.5k

Bank of Pontiac CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.83%$10k-28 Month FunRates CD Special
2.78%$10k-28 Month CD Special
2.02%$10k-20 Month FunRates CD Special
2.01%$500-60 Month FunTimers FunRates CD
2.01%$500-60 Month CD
1.96%$10k-20 Month CD Special
1.41%$500-36 Month FunTimers FunRates CD
1.41%$500-36 Month CD
1.26%$500-30 Month FunTimers FunRates CD
1.26%$500-30 Month CD
0.90%$500-24 Month FunTimers FunRates CD
0.80%$500-24 Month CD
0.75%$500-18 Month FunTimers FunRates CD
0.75%$500-18 Month CD
0.65%$500-12 Month FunTimers FunRates CD
0.65%$500-12 Month CD
0.40%$2.5k-6 Month FunTimers FunRates CD
0.40%$500-15 Month FunTimers FunRates CD
0.40%$2.5k-6 Month CD
0.40%$500-15 Month CD
0.20%$2.5k-3 Month FunTimers FunRates CD
0.20%$2.5k-3 Month CD
0.10%$5k-31 Day FunTimers FunRates CD
0.10%$5k-31 Day CD
Locations


Bank of Pontiac Locations
Fairbury Branch104 East Locust StreetFairbury, IL 61739
Dwight Branch132 East MainDwight, IL 60420
Bank Of Pontiac West1703 West Reynolds StreetPontiac, IL 61764
Odell State Bank Branch200 South WaupansieOdell, IL 60460
Bank Of Pontiac300 West Washington StreetPontiac, IL 61764
Forrest Branch500 South Center StreetForrest, IL 61741
Drive-Up Facility101 East Oak StreetFairbury, IL 61739
Motor FacilityEast Chippewa And FranklinDwight, IL 60420
Coal City Branch85 South BroadwayCoal City, IL 60416

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