Bank of Pontiac is headquartered in PONTIAC and is the 52nd largest bank in the state of Illinois. It is also the 1,042nd largest bank in the nation. It was established in 1947 and as of March of 2023, it had grown to 121 employees at 11 locations. Bank of Pontiac's money market rates are 48% higher than the national average, and it has a B+ health rating.
This bank is really good. They people who helped me with my accounts are exceptional.
Overall | |
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FDIC Certificate # | 16982 |
Year Established | 1947 |
Employees | 121 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.45% |
Return on Equity - YTD | 15.55% |
Annual Interest Income | $10.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2023vs Q1 2022 | $942.1MM$950.1MM |
Loans | Q1 2023vs Q1 2022 | $671.7MM$536.1MM |
Deposits | Q1 2023vs Q1 2022 | $797.6MM$830.6MM |
Equity Capital | Q1 2023vs Q1 2022 | $91.9MM$98.0MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $7.7MM$6.6MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $1.7MM$2.5MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $249.00K$587.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $10k* | - | Health Savings | ||
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $10k | |||||
0.05% | - | - | Savings | ||
0.03% | $25 | - | Easy Savers - Vacation | ||
0.03% | $25 | - | Easy Savers - Christmas Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $2.5k* | - | Interest Checking | ||
OTHER TIERS: 0.02% → Up to $2.5k |