Bank of Pontiac

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankofpontiac.com

815-844-6155

300 West Washington Street
Pontiac, IL 61764

Bank of Pontiac is headquartered in PONTIAC and is the 51^st largest bank in the state of Illinois. It is also the 922^nd largest bank in the nation. It was established in 1947 and as of March of 2025, it had grown to 143 employees at 14 locations. Bank of Pontiac has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	16982
Year Established	1947
Employees	143
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.21%
Return on Equity - YTD	11.79%
Annual Interest Income	$14.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.14B$1.11B
Loans	Q1 2025vs Q1 2024	$782.5MM$769.3MM
Deposits	Q1 2025vs Q1 2024	$980.7MM$962.4MM
Equity Capital	Q1 2025vs Q1 2024	$119.4MM$104.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.2MM$8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$977K$2.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$40K$941K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Bank of Pontiac are currently being reviewed.

Locations

Availability

Peoria Area

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