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Overview / Commentary
318-255-3733
505 North Vienna Street
Ruston, LA 71270

Bank of Ruston is headquartered in Ruston and is the 62nd largest bank in the state of Louisiana. It is also the 2,733rd largest bank in the nation. It was established in 1905 and as of June of 2016, it had grown to 47 employees at 3 locations. Bank of Ruston has an A health rating.

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Bank of Ruston (LA) Offers Statewide Kasasa Cash Account - 3/31/2016

Bank of Ruston’s (Louisiana) fee-free Kasasa Cash (3.00% APY on qualifying balances up to $15k) is available statewide. A minimum deposit of $100 is required to open.

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Health
A

Health Grade Components

Overall
FDIC Certificate #29700
Year Established1905
Employees47
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.06%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$226.9MM$173.2MM
LoansQ2 2016vs Q2 2015$192.3MM$145.3MM
DepositsQ2 2016vs Q2 2015$181.6MM$144.7MM
Equity CapitalQ2 2016vs Q2 2015$22.0MM$19.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.2MM$853.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$627.00K$1.1MM
Real Estate OwnedQ2 2016vs Q2 2015$108.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Ruston Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*-$15kKasasa Saver - Qualifying
OTHER TIERS: 0.50% $15k+

Bank of Ruston Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kKasasa Cash
OTHER TIERS: 0.50% $15k+
Locations


Bank of Ruston Locations
2109 Farmerville Highway Branch2109 Farmerville HighwayRuston, LA 71270
Bank Of Ruston505 North Vienna StreetRuston, LA 71270
Monroe Branch1900 North 18th StreetMonroe, LA 71201