Overview / Commentary
505 North Vienna Street
Ruston, LA 71270

Bank of Ruston is headquartered in Ruston and is the 45th largest bank in the state of Louisiana. It is also the 2,161st largest bank in the nation. It was established in 1905 and as of June of 2018, it had grown to 55 employees at 3 locations. Bank of Ruston has an A health rating.

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Bank of Ruston (LA) Adds New Priority Checking - 5/5/2018

Bank of Ruston (LA) has added a new Priority Checking account, which earns 4.00% APY on qualifying balances up to $15k. Available to all Louisiana residents.

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Health Grade Components

FDIC Certificate #29700
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD13.07%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$303.6MM$261.5MM
LoansQ2 2018vs Q2 2017$250.6MM$218.2MM
DepositsQ2 2018vs Q2 2017$247.0MM$214.2MM
Equity CapitalQ2 2018vs Q2 2017$27.7MM$24.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.3MM$1.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$430.00K$615.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$273.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Ruston Savings Account Rates

2.00%*-$15kPriority Savings
OTHER TIERS: 0.75% $15k+
1.00%*$1m*-Special Savings IRA
OTHER TIERS: 0.55% Up to $250k | 0.65% $250k - $500k | 0.75% $500k - $1m
0.20%--Statement Savings
0.20%--Junior Savings
0.02%--Commercial Savings

Bank of Ruston Money Market Rates

0.75%*$1m*-Business Advantage Plus Money Market
OTHER TIERS: 0.20% Up to $250k | 0.35% $250k - $500k | 0.50% $500k - $1m
0.25%$10k-Money Market

Bank of Ruston Checking Account Rates

4.00%*-$15kPriority Checking
OTHER TIERS: 0.75% $15k+
1.16%*$1m*-Legends Checking
OTHER TIERS: 0.25% Up to $250k | 0.40% $250k - $500k | 0.80% $500k - $1m
0.15%--Business Advantage Checking
0.10%--Interest Checking

Bank of Ruston Locations
2109 Farmerville Highway Branch2109 Farmerville HighwayRuston, LA 71270
Bank Of Ruston505 North Vienna StreetRuston, LA 71270
Monroe Branch2450 Tower DriveMonroe, LA 71201

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