Featured Savings Rates
Featured Accounts

Bank of Ruston

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingKasasa Cash
1.15%Reward SavingsKasasa Saver
0.20%SavingsStatement Savings

Overview / Commentary
318-255-3733
505 North Vienna Street
Ruston, LA 71270

Bank of Ruston is headquartered in Ruston and is the 53rd largest bank in the state of Louisiana. It is also the 2,308th largest bank in the nation. It was established in 1905 and as of December of 2017, it had grown to 57 employees at 3 locations. Bank of Ruston has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #29700
Year Established1905
Employees57
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.54%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$283.6MM$239.4MM
LoansQ4 2017vs Q4 2016$237.4MM$201.5MM
DepositsQ4 2017vs Q4 2016$229.8MM$193.4MM
Equity CapitalQ4 2017vs Q4 2016$25.9MM$23.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.0MM$1.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$749.00K$999.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$48.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Ruston Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*-$15kKasasa Saver - Qualifying
OTHER TIERS: 0.50% $15k+
1.00%*$1m*-Special Savings IRA
OTHER TIERS: 0.55% Up to $250k | 0.65% $250k - $500k | 0.75% $500k - $1mm
0.20%--Statement Savings
0.20%--Junior Savings
0.02%--Commercial Savings

Bank of Ruston Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$1m*-Business Advantage Plus Money Market
OTHER TIERS: 0.20% Up to $250k | 0.35% $250k - $500k | 0.50% $500k - $1mm
0.25%$10k-Money Market

Bank of Ruston Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kKasasa Cash
OTHER TIERS: 0.50% $15k+
1.16%*$1m*-Legends Checking
OTHER TIERS: 0.25% Up to $250k | 0.40% $250k - $500k | 0.80% $500k - $1mm
0.15%--Business Advantage Checking
0.10%--Interest Checking
Locations


Bank of Ruston Locations
2109 Farmerville Highway Branch2109 Farmerville HighwayRuston, LA 71270
Bank Of Ruston505 North Vienna StreetRuston, LA 71270
Monroe Branch2450 Tower DriveMonroe, LA 71201

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