Century Next Bank (LA)


Overview / Commentary
318-255-3733
505 North Vienna Street
Ruston, LA 71270

Century Next Bank (LA) is headquartered in RUSTON and is the 24th largest bank in the state of Louisiana. It is also the 1,316th largest bank in the nation. It was established in 1905 and as of March of 2023, it had grown to 113 employees at 7 locations. Century Next Bank (LA)'s money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

Worst Bank Ever!!!

Posted by: |

Literally the worst bank on the entire planet! They messed up all of my accounts. They do not train their employees properly, so all my stuff is all messed up. They have a staffing issue constantly. The turnover rate at this bank is so high because they apparently treat the employees like trash. I can’t believe Century Next is still in business.



Health
A+

Health Grade Components

Overall
FDIC Certificate #29700
Year Established1905
Employees113
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.51%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$695.4MM$558.9MM
LoansQ1 2023vs Q1 2022$563.4MM$463.2MM
DepositsQ1 2023vs Q1 2022$612.5MM$481.6MM
Equity CapitalQ1 2023vs Q1 2022$72.4MM$66.6MM
Loan Loss AllowanceQ1 2023vs Q1 2022$6.0MM$5.4MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$607.00K$2.0MM
Real Estate OwnedQ1 2023vs Q1 2022$830.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Next Bank (LA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$30kPriority Savings
OTHER TIERS: 0.50% $30k+
1.00%*$1m*-Special Savings IRA
OTHER TIERS: 0.25% Up to $250k | 0.50% $250k - $500k | 0.75% $500k - $1m
0.50%--Regular Savings
0.50%--Little Savers
0.50%--Youth Savings
0.50%--Christmas Savings
0.40%--Commercial Savings

Century Next Bank (LA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1m*-Business Advantage Plus Money Market
OTHER TIERS: 0.25% Up to $250k | 0.50% $250k - $500k | 0.75% $500k - $1m
0.75%$10k-Money Market

Century Next Bank (LA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.00%*-$30kPriority Checking
OTHER TIERS: 0.50% $30k+
0.50%*$1m*-Legends Checking
OTHER TIERS: 0.10% Up to $250k | 0.25% $250k - $500k | 0.40% $500k - $1m
0.25%--Interest Checking
0.20%--Business Advantage Checking
Locations


Century Next Bank (LA) Locations
2109 Farmerville Highway Branch2109 Farmerville HighwayRuston, LA 71270
Bank Of Ruston505 N Vienna StRuston, LA 71270
Monroe Branch2450 Tower DriveMonroe, LA 71201
First National Bank Of Crossett Bran210 Main StreetCrossett, AR 71635
North Branch1218 Highway 133Crossett, AR 71635
Hamburg Branch603 North MainHamburg, AR 71646
West Monroe Branch1701 North 7th StreetWest Monroe, LA 71291

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