Century Next Bank (LA)

Overview / Commentary
505 North Vienna Street
Ruston, LA 71270

Century Next Bank (LA) is headquartered in RUSTON and is the 23rd largest bank in the state of Louisiana. It is also the 1,236th largest bank in the nation. It was established in 1905 and as of March of 2024, it had grown to 109 employees at 7 locations. Century Next Bank (LA)'s money market rates are 70% higher than the national average, and it has an A health rating.

Reviews (2)

Stoneage And Assbackwards

As the other reviewer stated, this is the worst bank! I know WellsFargo gets a bad wrap but at least I could schedule a transfer for the exact day and not 16 days ahead of time. Plus, my favorite banker left and she was treated horribly. I feel bad for all of the employees that are not executives. Those b***** treat them so bad. I cant wait to pay off my loan and be rid of them.

Worst Bank Ever!!!

Posted by: |

Literally the worst bank on the entire planet! They messed up all of my accounts. They do not train their employees properly, so all my stuff is all messed up. They have a staffing issue constantly. The turnover rate at this bank is so high because they apparently treat the employees like trash. I can’t believe Century Next is still in business.


Health Grade Components

FDIC Certificate #29700
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD13.83%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$793.4MM$695.4MM
LoansQ1 2024vs Q1 2023$592.3MM$563.4MM
DepositsQ1 2024vs Q1 2023$705.1MM$612.5MM
Equity CapitalQ1 2024vs Q1 2023$82MM$72.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$6.1MM$6MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.5MM$607K
Real Estate OwnedQ1 2024vs Q1 2023$430K$830K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Next Bank (LA) Savings Account Rates

3.00%*$0$30kPriority Savings
OTHER TIERS: 0.50% $30k+
1.00%*$1m*-Special Savings IRA
OTHER TIERS: 0.25% $0 - $250k | 0.50% $250k - $500k | 0.75% $500k - $1m
0.50%$0-Regular Savings
0.50%$0-Little Savers
0.50%$0-Youth Savings
0.50%$0-Christmas Savings
0.40%$0-Commercial Savings

Century Next Bank (LA) Money Market Rates

1.00%*$1m*-Business Advantage Plus Money Market
OTHER TIERS: 0.25% $0 - $250k | 0.50% $250k - $500k | 0.75% $500k - $1m
0.75%$10k-Money Market

Century Next Bank (LA) Checking Account Rates

7.00%*$0$30kPriority Checking
OTHER TIERS: 0.50% $30k+
0.50%*$1m*-Legends Checking
OTHER TIERS: 0.10% $0 - $250k | 0.25% $250k - $500k | 0.40% $500k - $1m
0.25%$0-Interest Checking
0.20%$0-Business Advantage Checking

Century Next Bank (LA) Locations
2109 Farmerville Highway Branch2109 Farmerville HighwayRuston, LA 71270
Bank Of Ruston505 N Vienna StRuston, LA 71270
Monroe Branch2450 Tower DriveMonroe, LA 71201
First National Bank Of Crossett Bran210 Main StreetCrossett, AR 71635
North Branch1218 Highway 133Crossett, AR 71635
Hamburg Branch603 North MainHamburg, AR 71646
West Monroe Branch1701 North 7th StreetWest Monroe, LA 71291

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