Overview / Commentary
505 North Vienna Street
Ruston, LA 71270

Century Next Bank (LA) is headquartered in Ruston and is the 44th largest bank in the state of Louisiana. It is also the 2,143rd largest bank in the nation. It was established in 1905 and as of September of 2018, it had grown to 65 employees at 3 locations. Century Next Bank (LA) has an A+ health rating.

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Bank of Ruston (LA) Adds New Priority Checking - 5/5/2018

Bank of Ruston (LA) has added a new Priority Checking account, which earns 4.00% APY on qualifying balances up to $15k. Available to all Louisiana residents.

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Health Grade Components

FDIC Certificate #29700
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD13.48%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$306.7MM$275.9MM
LoansQ3 2018vs Q3 2017$250.4MM$229.5MM
DepositsQ3 2018vs Q3 2017$252.9MM$227.7MM
Equity CapitalQ3 2018vs Q3 2017$28.7MM$25.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.4MM$1.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$314.00K$372.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$225.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Next Bank (LA) Savings Account Rates

2.00%*-$15kPriority Savings
OTHER TIERS: 0.75% $15k+
1.00%*$1m*-Special Savings IRA
OTHER TIERS: 0.55% Up to $250k | 0.65% $250k - $500k | 0.75% $500k - $1m
0.20%--Statement Savings
0.20%--Junior Savings
0.02%--Commercial Savings

Century Next Bank (LA) Money Market Rates

0.75%*$1m*-Business Advantage Plus Money Market
OTHER TIERS: 0.20% Up to $250k | 0.35% $250k - $500k | 0.50% $500k - $1m
0.25%$10k-Money Market

Century Next Bank (LA) Checking Account Rates

4.00%*-$15kPriority Checking
OTHER TIERS: 0.75% $15k+
1.16%*$1m*-Legends Checking
OTHER TIERS: 0.25% Up to $250k | 0.40% $250k - $500k | 0.80% $500k - $1m
0.15%--Business Advantage Checking
0.10%--Interest Checking

Century Next Bank (LA) Locations
First National Bank Of Crossett Bran210 Main StreetCrossett, AR 71635
North Branch1218 Highway 133Crossett, AR 71635
Fountain Hill Branch105 Highway 160Fountain Hill, AR 71642
Hamburg Branch603 North MainHamburg, AR 71646
2109 Farmerville Highway Branch2109 Farmerville HighwayRuston, LA 71270
Bank Of Ruston505 North Vienna StreetRuston, LA 71270
Monroe Branch2450 Tower DriveMonroe, LA 71201

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