Century Next Bank (LA)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cnext.bank

318-255-3733

505 North Vienna Street
Ruston, LA 71270

Century Next Bank (LA) is headquartered in RUSTON and is the 22^nd largest bank in the state of Louisiana. It is also the 1,134^th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 109 employees at 7 locations. Century Next Bank (LA)'s money market rates are 9X the national average, and it has an A health rating.

Reviews (2)

Write a Review

Stoneage And Assbackwards

Posted by: EskaMeaux2 | Dec 22, 2023

As the other reviewer stated, this is the worst bank! I know WellsFargo gets a bad wrap but at least I could schedule a transfer for the exact day and not 16 days ahead of time. Plus, my favorite banker left and she was treated horribly. I feel bad for all of the employees that are not executives. Those b***** treat them so bad. I cant wait to pay off my loan and be rid of them.

Comment

Worst Bank Ever!!!

Posted by: Bootoo122 | Sep 23, 2023

Literally the worst bank on the entire planet! They messed up all of my accounts. They do not train their employees properly, so all my stuff is all messed up. They have a staffing issue constantly. The turnover rate at this bank is so high because they apparently treat the employees like trash. I can’t believe Century Next is still in business.

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29700
Year Established	1905
Employees	109
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.6%
Return on Equity - YTD	15.5%
Annual Interest Income	$12.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$909.4MM$793.4MM
Loans	Q1 2025vs Q1 2024	$616.2MM$592.3MM
Deposits	Q1 2025vs Q1 2024	$807.4MM$705.1MM
Equity Capital	Q1 2025vs Q1 2024	$94.1MM$82MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.6MM$6.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.6MM$2.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$125K$430K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Century Next Bank (LA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Next Bank (LA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$0	$30k	Priority Savings
OTHER TIERS: 0.50% → $30k+
0.50%	$0	-	Regular Savings
0.50%	$0	-	Little Savers
0.50%	$0	-	Youth Savings
0.40%	$0	-	Commercial Savings

Century Next Bank (LA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$1m^*	-	Premier Money Market
OTHER TIERS: 3.75% → $100k - $1m
4.00%^*	$1m^*	-	Business Premier Money Market
OTHER TIERS: 3.75% → $100k - $1m
1.00%^*	$1m^*	-	Business Advantage Plus Money Market
OTHER TIERS: 0.25% → $0 - $250k \| 0.50% → $250k - $500k \| 0.75% → $500k - $1m
0.75%	$10k	-	Money Market
0.65%	$10k	-	Business Money Market

Century Next Bank (LA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
7.00%^*	$0	$30k	Priority Checking
OTHER TIERS: 0.50% → $30k+
0.50%^*	$1m^*	-	Legends Checking
OTHER TIERS: 0.10% → $0 - $250k \| 0.25% → $250k - $500k \| 0.40% → $500k - $1m
0.25%	$0	-	Interest Checking
0.20%	$0	-	Business Advantage Checking

Century Next Bank (LA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$1m^*	-	Special Savings IRA
OTHER TIERS: 0.25% → $0 - $250k \| 0.50% → $250k - $500k \| 0.75% → $500k - $1m

Locations

Century Next Bank (LA) Locations
2109 Farmerville Highway Branch	2109 Farmerville Highway	Ruston, LA 71270
Bank Of Ruston	505 N Vienna St	Ruston, LA 71270
Monroe Branch	2450 Tower Drive	Monroe, LA 71201
First National Bank Of Crossett Bran	210 Main Street	Crossett, AR 71635
North Branch	1218 Highway 133	Crossett, AR 71635
Hamburg Branch	603 North Main	Hamburg, AR 71646
West Monroe Branch	1701 North 7th Street	West Monroe, LA 71291

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.