This is a rock solid, very small, U.S. Virgin Islands bank that I am delighted to be a depositor in. I sleep well at night knowing where my money is, even though they won't pay a dime in interest. I love this bank.
| Overall | |
|---|---|
| FDIC Certificate # | 29566 |
| Year Established | 1931 |
| Employees | 158 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.35% |
| Return on Equity - YTD | 11.06% |
| Annual Interest Income | $15.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $965.7MM$787.8MM |
| Loans | Q3 2019vs Q3 2018 | $155.5MM$149.3MM |
| Deposits | Q3 2019vs Q3 2018 | $790.6MM$657.5MM |
| Equity Capital | Q3 2019vs Q3 2018 | $117.7MM$91.2MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $2.0MM$1.8MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $6.0MM$3.9MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $360.00K$1.4MM |
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| Bank of St. Croix, Inc. Locations | ||
|---|---|---|
| Bank Of St. Croix, Inc. | 5025 Anchor Way | Christiansted, VI 00820 |
| Estate Peter's Branch | 6702 Peters Road | Christiansted, VI 00820 |
| Fayette County Branch | 320 North Main Street | Saint Elmo, IL 62458 |