This is a rock solid, very small, U.S. Virgin Islands bank that I am delighted to be a depositor in. I sleep well at night knowing where my money is, even though they won't pay a dime in interest. I love this bank.

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Health

Data as of Q2 2021

Data displayed below is for insuring bank: United Fidelity Bank, fsb

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Health Grade Components

Overall
FDIC Certificate #	29566
Year Established	1931
Employees	189
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	11.2%
Annual Interest Income	$15.2MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$1.78B$1.18B
Loans	Q2 2021vs Q2 2020	$358.1MM$265.4MM
Deposits	Q2 2021vs Q2 2020	$1.46B$920.3MM
Equity Capital	Q2 2021vs Q2 2020	$188.5MM$130.4MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$2.7MM$2.3MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$4.4MM$4.1MM
Real Estate Owned	Q2 2021vs Q2 2020	$4.5MM$1.3MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of St. Croix, Inc. Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	-	-	Statement Savings
0.35%	-	-	Young Savers
0.35%	-	-	Commercial Statement Savings
0.25%^*	$20k^*	-	Health Savings Account
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.20% → $10k - $20k
0.10%	$5	-	Holiday Club

Bank of St. Croix, Inc. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	-	-	Community Investment Checking
0.25%	-	-	Personal NOW Checking

Bank of St. Croix, Inc. CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.25% → $2k - $50k
0.25%^*	$50k^*	-	182 Day CD
OTHER TIERS: 0.20% → $2k - $50k
0.15%	$2k	-	91 Day CD
0.10%	$2k	-	30 Day CD

Bank of St. Croix, Inc. IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	12 Month IRA
OTHER TIERS: 0.25% → $2k - $50k
0.25%^*	$50k^*	-	182 Day IRA
OTHER TIERS: 0.20% → $2k - $50k
0.15%	$2k	-	91 Day IRA
0.10%	$2k	-	30 Day IRA

Locations

Sorry, but we do not have location data for Bank of St. Croix, Inc.. Its headquarters is located at 5025 Anchor Way, Gallows Bay Marketplace - Christiansted, VI 00820

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