Bank of St. Croix, Inc.

Deposits held and insured by United Fidelity Bank, fsb

Overview | Eligibility Requirements | Receive alerts for this bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankofstcroix.com

340-773-8500

5025 Anchor Way, Gallows Bay Marketplace
Christiansted, VI 00820

Deposits held and insured by United Fidelity Bank, fsb

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Health

Data as of Q1 2025

Data displayed below is for insuring bank: United Fidelity Bank, fsb

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29566
Year Established	1931
Employees	308
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-0.82%
Return on Equity - YTD	-8.74%
Annual Interest Income	$45.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$6.33B$6.38B
Loans	Q1 2025vs Q1 2024	$3.59B$3.74B
Deposits	Q1 2025vs Q1 2024	$5.51B$5.35B
Equity Capital	Q1 2025vs Q1 2024	$599.1MM$591.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$75.5MM$39.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$19.3MM$3.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$183K$1.4MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Bank of St. Croix, Inc..

Locations

Sorry, but we do not have location data for Bank of St. Croix, Inc.. Its headquarters is located at 5025 Anchor Way, Gallows Bay Marketplace - Christiansted, VI 00820

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