Bank of Texas (OK)

Overview / Commentary

www.bankoftexas.com

214-706-0300

One Williams Center
Tulsa, OK 74172

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2010

8/29 - 1.50% 17-Month CD At Bank Of Texas - Local Only

Reviews (2)

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Overdraft Fees

Posted by: GeKay | Apr 9, 2013

Banks clear at the end of the day all the checks that arrive at your account during the day. This bank's policy results in maximizing overdraft fees in that it clears the checks starting from the largest to the smallest. In this way, if the first, large check, empties the account, all the remaining checks have overdraft fees. Clearing checks in the reverse order might result in only the largest check having an overdraft fee. This policy is not illegal but it does take advantage of the bank's customer.

Comment

Worst Experiences With A Bank I've Ever Had.

Posted by: Anonymous | Oct 9, 2012

It seems that the mission of Bank of Texas is to create the most unenjoyable experience for the customer. When my business changed names, I had the bank change the name on the account. Unfortunately, sometimes the change shows up in the system and sometimes it does not. Cashiers at the branch closest to me are slow, very slow. And checks take much longer to clear at Bank of Texas than at the bank I have a personal account with. On top of this, there are no convenient locations.

Comment

Health

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4214
Year Established	1910
Employees	4830
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	11.36%
Annual Interest Income	$1.53B

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$42.07B$34.10B
Loans	Q4 2019vs Q4 2018	$21.67B$18.64B
Deposits	Q4 2019vs Q4 2018	$27.91B$22.18B
Equity Capital	Q4 2019vs Q4 2018	$4.60B$3.25B
Loan Loss Allowance	Q4 2019vs Q4 2018	$210.8MM$207.5MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$179.1MM$143.7MM
Real Estate Owned	Q4 2019vs Q4 2018	$14.8MM$11.2MM

Rates

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Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Bank of Texas (OK); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Texas (OK) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.07%	-	-	Youth Savings
0.02%	-	-	Personal Savings

Bank of Texas (OK) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Premier Money Market IRA
OTHER TIERS: 0.30% → Up to $10k \| 0.35% → $10k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k
0.10%^*	$250k^*	-	Premier Money Market
OTHER TIERS: 0.03% → Up to $10k \| 0.04% → $10k - $25k \| 0.05% → $25k - $100k \| 0.07% → $100k - $250k
0.03%	-	-	Personal Money Market

Bank of Texas (OK) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%	-	-	Premier Checking
0.01%	-	-	Select Checking

Bank of Texas (OK) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$100k^*	-	7 Year Fixed CD
OTHER TIERS: 0.40% → $1k - $100k
0.30%^*	$100k^*	-	5 Year Fixed CD
OTHER TIERS: 0.25% → $1k - $100k
0.25%^*	$100k^*	$1m	10 Month CD Promo
OTHER TIERS: 0.20% → $5k - $100k
0.20%^*	$100k^*	-	4 Year Fixed CD
OTHER TIERS: 0.15% → $1k - $100k
0.20%^*	$100k^*	$1m	17 Month CD Promo
OTHER TIERS: 0.15% → $5k - $100k
0.15%^*	$100k^*	-	3 Year Fixed CD
OTHER TIERS: 0.10% → $1k - $100k
0.10%^*	$100k^*	-	90 Day Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	-	120 Day Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	-	180 Day Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	-	270 Day Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	-	1 Year Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	-	18 Month Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	-	2 Year Fixed CD
OTHER TIERS: 0.05% → $1k - $100k
0.10%^*	$100k^*	$250k	7 Month No Penalty CD
OTHER TIERS: 0.05% → $5k - $100k
0.08%^*	$100k^*	-	7 Day Fixed CD
OTHER TIERS: 0.03% → $1k - $100k
0.08%^*	$100k^*	-	30 Day Fixed CD
OTHER TIERS: 0.03% → $1k - $100k
0.08%^*	$100k^*	-	60 Day Fixed CD
OTHER TIERS: 0.03% → $1k - $100k
0.05%	$5k	$500k	15 Month FLEX CD

Bank of Texas (OK) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	7 Year IRA CD
0.25%	$1k	-	5 Year IRA CD
0.20%	$5k	$1m	10 Month IRA CD Promo
0.15%	$1k	-	4 Year IRA CD
0.15%	$5k	$1m	17 Month IRA CD Promo
0.10%	$1k	-	3 Year IRA CD
0.05%	$1k	-	6 Month IRA CD
0.05%	$1k	-	1 Year IRA CD
0.05%	$1k	-	18 Month IRA CD
0.05%	$1k	-	2 Year IRA CD
0.05%	$1k	-	30 Month IRA CD
0.05%	$5k	$250k	7 Month No Penalty IRA CD Promo
0.05%	$5k	$500k	15 Month FLEX IRA Promo

Locations

Availability

Houston Area

Houston Area bank & credit union details

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