Bank of Texas (OK)

Overview / Commentary
One Williams Center
Tulsa, OK 74172

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Reviews (2)

Overdraft Fees

Posted by: GeKay | Apr 9, 2013

Banks clear at the end of the day all the checks that arrive at your account during the day.  This bank's policy results in maximizing overdraft fees in that it clears the checks starting from the largest to the smallest. In this way, if the first, large check, empties the account, all the remaining checks have overdraft fees. Clearing checks in the reverse order might result in only the largest check having an overdraft fee. This policy is not illegal but it does take advantage of the bank's customer.

Worst Experiences With A Bank I've Ever Had.

Posted by: Anonymous | Oct 9, 2012

It seems that the mission of Bank of Texas is to create the most unenjoyable experience for the customer. When my business changed names, I had the bank change the name on the account. Unfortunately, sometimes the change shows up in the system and sometimes it does not. Cashiers at the branch closest to me are slow, very slow. And checks take much longer to clear at Bank of Texas than at the bank I have a personal account with. On top of this, there are no convenient locations.


Health Grade Components

FDIC Certificate #4214
Year Established1910
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD13.82%
Annual Interest Income$1.18B
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$34.10B$32.22B
LoansQ4 2018vs Q4 2017$18.64B$17.10B
DepositsQ4 2018vs Q4 2017$22.18B$22.32B
Equity CapitalQ4 2018vs Q4 2017$3.25B$3.26B
Loan Loss AllowanceQ4 2018vs Q4 2017$207.5MM$230.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$143.7MM$179.3MM
Real Estate OwnedQ4 2018vs Q4 2017$11.2MM$10.7MM

Rates for Bank of Texas (OK) are currently being reviewed.



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