Bank of Texas (OK)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.05%	5-year CD	3.10% - Synchrony Bank 60 Month CD
1.05%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.05%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Bank of Texas (OK) rates »

Overview / Commentary

www.bankoftexas.com

214-706-0300

One Williams Center
Tulsa, OK 74172

Overdraft Fees

Posted by: GeKay | Apr 9, 2013

Banks clear at the end of the day all the checks that arrive at your account during the day. This bank's policy results in maximizing overdraft fees in that it clears the checks starting from the largest to the smallest. In this way, if the first, large check, empties the account, all the remaining checks have overdraft fees. Clearing checks in the reverse order might result in only the largest check having an overdraft fee. This policy is not illegal but it does take advantage of the bank's customer.

Comment

2

Worst Experiences With A Bank I've Ever Had.

Posted by: Anonymous | Oct 9, 2012

It seems that the mission of Bank of Texas is to create the most unenjoyable experience for the customer. When my business changed names, I had the bank change the name on the account. Unfortunately, sometimes the change shows up in the system and sometimes it does not. Cashiers at the branch closest to me are slow, very slow. And checks take much longer to clear at Bank of Texas than at the bank I have a personal account with. On top of this, there are no convenient locations.

Comment

1

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4214
Year Established	1910
Employees	4654
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.36%
Return on Equity - YTD	13.74%
Annual Interest Income	$559.3MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$33.74B$32.32B
Loans	Q2 2018vs Q2 2017	$17.97B$17.18B
Deposits	Q2 2018vs Q2 2017	$22.47B$22.55B
Equity Capital	Q2 2018vs Q2 2017	$3.26B$3.19B
Loan Loss Allowance	Q2 2018vs Q2 2017	$215.1MM$250.1MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$159.0MM$237.8MM
Real Estate Owned	Q2 2018vs Q2 2017	$16.1MM$15.0MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bank of Texas (OK); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Texas (OK) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Personal Savings
0.05%	-	-	Youth Savings

Bank of Texas (OK) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Premier Money Market IRA
OTHER TIERS: 0.30% → Up to $10k \| 0.35% → $10k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k
0.30%^*	$100k^*	-	Premier Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k
0.07%	-	-	Personal Money Market

Bank of Texas (OK) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.04%^*	$50k^*	-	Premier Checking
OTHER TIERS: 0.02% → Up to $50k
0.02%	-	-	Select Checking

Bank of Texas (OK) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%^*	$100k^*	-	2 Year Fixed CD
OTHER TIERS: 2.35% → Up to $100k
2.20%^*	$100k^*	-	7 Year Fixed CD
OTHER TIERS: 2.15% → Up to $100k
2.10%^*	$100k^*	$500k	15 Month FLEX CD
OTHER TIERS: 2.05% → $5k - $100k
2.05%^*	$100k^*	-	5 Year Fixed CD
OTHER TIERS: 2.00% → Up to $100k
1.90%^*	$100k^*	$1m	17 Month CD Promo
OTHER TIERS: 1.85% → $5k - $100k
1.35%^*	$100k^*	-	4 Year Fixed CD
OTHER TIERS: 1.30% → Up to $100k
1.30%^*	$100k^*	-	3 Year Fixed CD
OTHER TIERS: 1.25% → Up to $100k
1.10%^*	$100k^*	-	18 Month Fixed CD
OTHER TIERS: 1.05% → Up to $100k
1.05%^*	$100k^*	-	1 Year Fixed CD
OTHER TIERS: 1.00% → Up to $100k
0.60%^*	$100k^*	-	270 Day Fixed CD
OTHER TIERS: 0.55% → Up to $100k
0.55%^*	$100k^*	-	180 Day Fixed CD
OTHER TIERS: 0.50% → Up to $100k
0.50%^*	$100k^*	$250k	7 Month No Penalty CD
OTHER TIERS: 0.45% → $5k - $100k
0.15%^*	$100k^*	-	90 Day Fixed CD
OTHER TIERS: 0.10% → Up to $100k
0.15%^*	$100k^*	-	120 Day Fixed CD
OTHER TIERS: 0.10% → Up to $100k
0.10%^*	$100k^*	-	30 Day Fixed CD
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	60 Day Fixed CD
OTHER TIERS: 0.05% → Up to $100k
0.08%^*	$100k^*	-	7 Day Fixed CD
OTHER TIERS: 0.03% → Up to $100k

Bank of Texas (OK) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	-	-	2 Year IRA CD
2.15%	-	-	7 Year IRA CD
2.05%	$5k	$500k	15 Month FLEX IRA Promo
2.00%	-	-	5 Year IRA CD
1.85%	$5k	$1m	17 Month IRA CD Promo
1.30%	-	-	4 Year IRA CD
1.25%	-	-	3 Year IRA CD
1.05%	-	-	18 Month IRA CD
1.00%	-	-	1 Year IRA CD
0.70%	-	-	30 Month IRA CD
0.50%	-	-	6 Month IRA CD
0.45%	$5k	$250k	7 Month No Penalty IRA CD Promo

Locations

Availability

Dallas Area

Dallas Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.