Bank of Texas (OK)


Overview / Commentary
214-706-0300
One Williams Center
Tulsa, OK 74172

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Reviews (2)

Overdraft Fees

Posted by: |

Banks clear at the end of the day all the checks that arrive at your account during the day.  This bank's policy results in maximizing overdraft fees in that it clears the checks starting from the largest to the smallest. In this way, if the first, large check, empties the account, all the remaining checks have overdraft fees. Clearing checks in the reverse order might result in only the largest check having an overdraft fee. This policy is not illegal but it does take advantage of the bank's customer.

Worst Experiences With A Bank I've Ever Had.

Posted by: |

It seems that the mission of Bank of Texas is to create the most unenjoyable experience for the customer. When my business changed names, I had the bank change the name on the account. Unfortunately, sometimes the change shows up in the system and sometimes it does not. Cashiers at the branch closest to me are slow, very slow. And checks take much longer to clear at Bank of Texas than at the bank I have a personal account with. On top of this, there are no convenient locations.



Health

Health Grade Components

Overall
FDIC Certificate #4214
Year Established1910
Employees4830
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD11.36%
Annual Interest Income$1.53B
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$42.07B$34.10B
LoansQ4 2019vs Q4 2018$21.67B$18.64B
DepositsQ4 2019vs Q4 2018$27.91B$22.18B
Equity CapitalQ4 2019vs Q4 2018$4.60B$3.25B
Loan Loss AllowanceQ4 2019vs Q4 2018$210.8MM$207.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$179.1MM$143.7MM
Real Estate OwnedQ4 2019vs Q4 2018$14.8MM$11.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of Texas (OK); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Texas (OK) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%--Youth Savings
0.02%--Personal Savings

Bank of Texas (OK) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Premier Money Market IRA
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.10%*$250k*-Premier Money Market
OTHER TIERS: 0.03% Up to $10k | 0.04% $10k - $25k | 0.05% $25k - $100k | 0.07% $100k - $250k
0.03%--Personal Money Market

Bank of Texas (OK) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%--Premier Checking
0.01%--Select Checking

Bank of Texas (OK) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-270 Day Fixed CD
OTHER TIERS: 0.55% $1k - $100k
0.55%*$100k*-180 Day Fixed CD
OTHER TIERS: 0.50% $1k - $100k
0.55%*$100k*-7 Year Fixed CD
OTHER TIERS: 0.50% $1k - $100k
0.50%*$100k*-5 Year Fixed CD
OTHER TIERS: 0.45% $1k - $100k
0.40%*$100k*-4 Year Fixed CD
OTHER TIERS: 0.35% $1k - $100k
0.40%*$100k*$1m17 Month CD Promo
OTHER TIERS: 0.35% $5k - $100k
0.35%*$100k*-2 Year Fixed CD
OTHER TIERS: 0.30% $1k - $100k
0.35%*$100k*-3 Year Fixed CD
OTHER TIERS: 0.30% $1k - $100k
0.30%*$100k*-1 Year Fixed CD
OTHER TIERS: 0.25% $1k - $100k
0.30%*$100k*-18 Month Fixed CD
OTHER TIERS: 0.25% $1k - $100k
0.25%*$100k*$500k15 Month FLEX CD
OTHER TIERS: 0.20% $5k - $100k
0.20%*$100k*$250k7 Month No Penalty CD
OTHER TIERS: 0.15% $5k - $100k
0.10%*$100k*-90 Day Fixed CD
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-120 Day Fixed CD
OTHER TIERS: 0.05% $1k - $100k
0.08%*$100k*-7 Day Fixed CD
OTHER TIERS: 0.03% $1k - $100k
0.08%*$100k*-30 Day Fixed CD
OTHER TIERS: 0.03% $1k - $100k
0.08%*$100k*-60 Day Fixed CD
OTHER TIERS: 0.03% $1k - $100k

Bank of Texas (OK) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-6 Month IRA CD
0.50%$1k-7 Year IRA CD
0.45%$1k-5 Year IRA CD
0.35%$1k-4 Year IRA CD
0.35%$5k$1m17 Month IRA CD Promo
0.30%$1k-2 Year IRA CD
0.30%$1k-30 Month IRA CD
0.30%$1k-3 Year IRA CD
0.25%$1k-1 Year IRA CD
0.25%$1k-18 Month IRA CD
0.20%$5k$500k15 Month FLEX IRA Promo
0.15%$5k$250k7 Month No Penalty IRA CD Promo
Locations

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