Bank of the Bluegrass and Trust Company

Overview / Commentary
101 East High Street
Lexington, KY 40507

Bank of the Bluegrass and Trust Company is headquartered in Lexington and is the 49th largest bank in the state of Kentucky. It is also the 2,399th largest bank in the nation. It was established in 1972 and as of December of 2021, it had grown to 60 employees at 4 locations. Bank of the Bluegrass and Trust Company has an A+ health rating.


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Health Grade Components

FDIC Certificate #21161
Year Established1972
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD10.72%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$321.4MM$290.7MM
LoansQ4 2021vs Q4 2020$210.1MM$209.7MM
DepositsQ4 2021vs Q4 2020$283.6MM$245.3MM
Equity CapitalQ4 2021vs Q4 2020$34.3MM$34.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$4.7MM$4.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$0$851.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Bank of the Bluegrass and Trust Company Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.15% $10k+

Bank of the Bluegrass and Trust Company Checking Account Rates

1.00%-$15kKasasa Cash

Bank of the Bluegrass and Trust Company Locations
Bank Of The Bluegrass and Trust Company101 E High StLexington, KY 40507
Southland Branch215 Southland DriveLexington, KY 40503
Romany Road Branch361 Romany RoadLexington, KY 40502

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