Featured Savings Rates
Featured Accounts

Bank of the James

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.26%5-year CD60 Month CD
0.30%1-year CD1 Year No Penalty CD
0.10%SavingsStatement Savings Account

Overview / Commentary
434-846-7285
615 Church Street
Lynchburg, VA 24504

Bank of the James is headquartered in Lynchburg and is the 39th largest bank in the state of Virginia. It is also the 1,323rd largest bank in the nation. It was established in 1999 and as of March of 2016, it had grown to 131 employees at 12 locations. Bank of the James has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #35207
Year Established1999
Employees131
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.85%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$525.0MM$488.2MM
LoansQ1 2016vs Q1 2015$437.4MM$405.3MM
DepositsQ1 2016vs Q1 2015$474.6MM$440.4MM
Equity CapitalQ1 2016vs Q1 2015$48.8MM$44.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$4.8MM$4.7MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.7MM$2.2MM
Real Estate OwnedQ1 2016vs Q1 2015$2.4MM$2.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the James Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.50%--Community Market IRA
0.50%--Christmas Club Account
0.15%*-$110kPeaks Savings Account
OTHER TIERS: 0.10% $110k - $1mm
0.10%--Statement Savings Account
0.10%--Minor Savings Account

Bank of the James Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*$1mBlue Ridge Money Market Account
OTHER TIERS: 0.15% $2,500 - $100k
0.25%*$100k*$1mCommunity Market Account
OTHER TIERS: 0.10% $2,500 - $50k | 0.15% $50k - $100k

Bank of the James Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-50 Plus Checking
0.15%$1k-James River Account
0.15%--IOLTA
0.10%$750-Interest Checking
0.10%--Lancer Account
0.10%--Business Interest Checking
0.10%--Minuteman Checking
0.10%--Staunton River Checking

Bank of the James CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60 Month CD
1.06%$500-48 Month CD
1.00%$1k-36 Month CD
0.90%$500-30 Month CD
0.65%$1k-24 Month CD
0.50%$500-12 Month CD
0.50%$500-18 Month Bump Up CD
0.40%$500-9 Month CD
0.30%$500-6 Month CD
0.30%$1k-1 Year No Penalty CD
0.20%$500-3 Month CD
Locations

Bank of the James has 11 locations. Click to view all Bank of the James locations.