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Bank of Utah


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankofutah.com
801-409-5001
2605 Washington Blvd
Ogden, UT 84401

Bank of Utah is headquartered in OGDEN and is the 18th largest bank in the state of Utah. It is also the 366th largest bank in the nation. It was established in 1952 and as of March of 2025, it had grown to 414 employees at 20 locations. Bank of Utah's money market rates are 8X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17159
Year Established1952
Employees414
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD10.42%
Annual Interest Income$44.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.51B$3.01B
LoansQ1 2025vs Q1 2024$2.72B$2.35B
DepositsQ1 2025vs Q1 2024$2.77B$2.25B
Equity CapitalQ1 2025vs Q1 2024$415.1MM$379MM
Loan Loss AllowanceQ1 2025vs Q1 2024$33.6MM$31.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$60K$129K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Utah Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$200k*-iSave Account
OTHER TIERS: 0.30% → $500 - $10k | 0.45% → $10k - $25k | 0.75% → $25k - $50k | 1.01% → $50k - $100k | 1.20% → $100k - $150k | 1.77% → $150k - $200k
2.02%*$200k*-Children's I Save
OTHER TIERS: 0.30% → $500 - $10k | 0.45% → $10k - $25k | 0.75% → $25k - $50k | 1.01% → $50k - $100k | 1.20% → $100k - $150k | 1.77% → $150k - $200k
0.43%*$100k*-Sweep Repurchase Account
OTHER TIERS: 0.10% → $1 - $50k | 0.25% → $50k - $100k
0.32%*$1k*-Health Savings Account (HSA)
OTHER TIERS: 0.17% → $500 - $1k
0.15%$1-Business Regular Savings

Bank of Utah Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.45%*$200k*-My Money Market
OTHER TIERS: 0.30% → $10k - $25k | 1.26% → $25k - $50k | 2.02% → $50k - $100k | 2.53% → $100k - $150k | 3.04% → $150k - $200k
1.65%*$250k*-Business Premier Gold Money Market Savings
OTHER TIERS: 0.30% → $1 - $20k | 0.65% → $20k - $50k | 0.99% → $50k - $100k | 1.25% → $100k - $250k
0.85%*$250k*-Business Insured Money Market Savings
OTHER TIERS: 0.10% → $1 - $20k | 0.20% → $20k - $50k | 0.30% → $50k - $100k | 0.50% → $100k - $250k
0.30%$1-Business Money Market Sweep

Bank of Utah Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.48%*$100k*-Public Fund Advantage
OTHER TIERS: 1.73% → $1 - $50k | 2.60% → $50k - $100k
0.60%*$200k*-Evergreen (Hybrid) Account
OTHER TIERS: 0.05% → $500 - $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $150k | 0.50% → $150k - $200k
0.05%*$20k*-Business Advantage Checking
OTHER TIERS: 0.01% → $1 - $2.5k | 0.03% → $2.5k - $20k
0.05%*$20k*-Non-profit Advantage
OTHER TIERS: 0.01% → $1 - $2.5k | 0.03% → $2.5k - $20k

Bank of Utah CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%$1k$1m90 Day CD
4.45%$1k$1mBusiness 90 Day CD
4.40%$1k$1m182 Day CD
4.40%$1k$1mBusiness 182 Day CD
4.25%$1k$1m1 Year CD
4.25%$1k$1mBusiness 1 Year CD
4.25%$500-1 Year Super Saver CD
4.20%$1k$1m2 Year CD
4.20%$1k$1m18 Month CD
4.20%$1k$1mBusiness 2 Year CD
4.20%$1k$1mBusiness 18 Month CD
3.03%$1k$1m4 Year CD
3.03%$1k$1m5 Year CD
3.03%$1k$1mBusiness 4 Year CD
3.03%$1k$1mBusiness 5 Year CD
2.90%$1k$1m30 Month CD
2.90%$1k$1m3 Year CD
2.90%$1k$1mBusiness 30 Month CD
2.90%$1k$1mBusiness 3 Year CD
1.00%$1k$1m60 Day CD
1.00%$1k$1mBusiness 60 Day CD
0.45%$1k$1m30 Day CD
0.45%$1k$1mBusiness 30 Day CD

Bank of Utah IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.42%$100-6 Month IRA
4.20%$100-18 Month IRA
2.90%$100-30 Month IRA
Locations

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