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Bank of Utica


Overview / Commentary
800-442-1028
222 Genesee Street
Utica, NY 13502

Bank of Utica is headquartered in Utica and is the 48th largest bank in the state of New York. It is also the 716th largest bank in the nation. It was established in 1927 and as of March of 2019, it had grown to 41 employees at 1 location. Bank of Utica's money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

Bank of Utica (NY) Boosts 5-Year CD Rate - 11/8/2018

Bank of Utica (NY) has raised the rate on its 5-year CD (4.00% APY) and 4-year up to 5-year CD (3.50% APY). Minimum opening deposit is $500, with no stated balance cap.

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Reviews (2)

Interest Rates

Posted by: Anonymous | Apr 3, 2011

It's local deposits only, so it doesn't apply to about 99% of those interested.

Local Depositors ONLY!!!

Called to find only LOCAL Depositors can open a cd account!!! This was after wasting time to fill out the
online application!!!



Health
A+

Health Grade Components

Overall
FDIC Certificate #13397
Year Established1927
Employees41
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.85%
Return on Equity - YTD13.66%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.11B$1.07B
LoansQ1 2019vs Q1 2018$71.7MM$63.4MM
DepositsQ1 2019vs Q1 2018$866.0MM$832.2MM
Equity CapitalQ1 2019vs Q1 2018$231.8MM$220.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.8MM$1.9MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$748.00K$1.7MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank of Utica; we are a rate comparison website and cannot provide official rates or promotions.

Bank of Utica Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1-Health Savings Account
1.10%$250-Statement Savings Account
1.10%$250-Business Statement Savings Account
1.00%$5$10kChristmas Club Account

Bank of Utica Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-Personal Money Market Account (MMA)
1.00%$1-IRA Money Market Account (MMA)
1.00%$1k-Business Money Market Account (MMA)
1.00%$1k-Municipal Money Market Account (MMA)

Bank of Utica Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Personal Checking
0.50%$500-Business Checking
0.50%$500-Tax-Exempt Checking
0.50%$500-Municipal Checking

Bank of Utica CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year CD
2.75%$500-4 Year Up to 5 Year CD
2.50%$500-3 Year Up to 4 Year CD
2.25%$500$100k2 Year Up to 3 Year CD
2.00%$500$100k1 Year Up to 2 Year CD
1.00%$2.5k-6 Month Up to 1 Year CD
0.60%$5k-3 Month Up to 6 Month CD
0.30%$10k-1 Month Up to 3 Month CD

Bank of Utica IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year IRA
2.75%$500-4 Year up to 5 Year IRA
2.50%$500-3 Year up to 4 Year IRA
2.25%$500-2 Year up to 3 Year IRA
2.00%$500-1 Year up to 2 Year IRA
Locations


Bank of Utica Locations
Bank Of Utica222 Genesee StreetUtica, NY 13502

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