Featured Savings Rates
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Bank of Utica

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.50%5-year CD5 Year CD
2.00%4-year CD4 Years Up to 5 Year CD
2.50%5-year IRA5 Year IRA (Traditional, Roth, SEP)

Overview / Commentary
800-442-1028
222 Genesee Street
Utica, NY 13502

Bank of Utica is headquartered in Utica and is the 46th largest bank in the state of New York. It is also the 701st largest bank in the nation. It was established in 1927 and as of December of 2015, it had grown to 39 employees at 1 location. Bank of Utica's savings rates are 92% higher than the national average, and it boasts an A+ health rating.

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Reviews (1)

Interest Rates

Posted by: Anonymous | Apr 3, 2011

It's local deposits only, so it doesn't apply to about 99% of those interested.



Health
A+

Health Grade Components

Overall
FDIC Certificate #13397
Year Established1927
Employees39
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD5.51%
Annual Interest Income$25.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$1.00B$981.1MM
LoansQ4 2015vs Q4 2014$55.0MM$62.6MM
DepositsQ4 2015vs Q4 2014$801.4MM$779.3MM
Equity CapitalQ4 2015vs Q4 2014$185.7MM$180.2MM
Loan Loss AllowanceQ4 2015vs Q4 2014$3.0MM$3.0MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$4.1MM$5.1MM
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Utica Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.50%--Christmas Club Account
0.40%*$250*$1mStatement Savings Account
OTHER TIERS: 0.25% $1mm+
0.40%*$250*$2mBusiness Statement Savings Account
OTHER TIERS: 0.25% $2mm+

Bank of Utica Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-Personal Money Market Account (MMA)
0.35%--IRA Money Market Account (MMA)
0.35%$1k-Business Money Market Account (MMA)
0.35%$1k-Municipal Money Market Account (MMA)

Bank of Utica Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-Personal Checking
0.25%$500-Business Checking
0.25%$500-Tax-Exempt Checking
0.25%$500-Municipal Checking

Bank of Utica CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-5 Year CD
2.00%$500-4 Years Up to 5 Year CD
1.50%$500-3 Year Up to 4 Year CD
1.00%$500$100k2 Years Up to 3 Year CD
0.65%$500$100k1 Year Up to 2 Year CD
0.40%$2,500-6 Month Up to 1 Year CD
0.35%$5k-3 Month Up to 6 Month CD
0.25%$10k-1 Month Up to 3 Month CD

Bank of Utica IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-5 Year IRA
2.00%$500-4 Year up to 5 Year IRA
1.50%$500-3 Year up to 4 Year IRA
1.00%$500-2 Year up to 3 Year IRA
0.65%$500-1 Year up to 2 Year IRA
Locations


Bank of Utica Locations
Bank Of Utica222 Genesee StreetUtica, NY 13502