Bank of Utica


Overview / Commentary
800-442-1028
222 Genesee Street
Utica, NY 13502

Bank of Utica is headquartered in Utica and is the 49th largest bank in the state of New York. It is also the 719th largest bank in the nation. It was established in 1927 and as of December of 2019, it had grown to 42 employees at 1 location. Bank of Utica has an A+ health rating.

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Reviews (2)

Interest Rates

Posted by: |

It's local deposits only, so it doesn't apply to about 99% of those interested.

Local Depositors ONLY!!!

Called to find only LOCAL Depositors can open a cd account!!! This was after wasting time to fill out the
online application!!!



Health
A+

Health Grade Components

Overall
FDIC Certificate #13397
Year Established1927
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.9%
Return on Equity - YTD9.12%
Annual Interest Income$33.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.14B$1.07B
LoansQ4 2019vs Q4 2018$88.3MM$73.9MM
DepositsQ4 2019vs Q4 2018$885.9MM$835.5MM
Equity CapitalQ4 2019vs Q4 2018$241.4MM$224.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.3MM$1.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$395.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates

Rates for Bank of Utica are currently being reviewed.

Locations


Bank of Utica Locations
Bank Of Utica222 Genesee StreetUtica, NY 13502

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