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Bank of Utica

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.50%5-year CD5 Year CD
2.25%4-year CD4 Years Up to 5 Year CD
2.50%5-year IRA5 Year IRA (Traditional, Roth, SEP)

Overview / Commentary
800-442-1028
222 Genesee Street
Utica, NY 13502

Bank of Utica is headquartered in Utica and is the 47th largest bank in the state of New York. It is also the 717th largest bank in the nation. It was established in 1927 and as of December of 2017, it had grown to 43 employees at 1 location. Bank of Utica's savings rates are 15% higher than the national average, and it has an A health rating.

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Reviews (1)

Interest Rates

Posted by: Anonymous | Apr 3, 2011

It's local deposits only, so it doesn't apply to about 99% of those interested.



Health

Health Grade Components

Overall
FDIC Certificate #13397
Year Established1927
Employees43
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD9.83%
Annual Interest Income$27.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.06B$1.07B
LoansQ4 2017vs Q4 2016$65.7MM$63.7MM
DepositsQ4 2017vs Q4 2016$823.1MM$845.0MM
Equity CapitalQ4 2017vs Q4 2016$222.8MM$200.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.8MM$2.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.7MM$199.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Bank of Utica Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.60%$250-Statement Savings Account
0.60%$250-Business Statement Savings Account
0.50%--Christmas Club Account

Bank of Utica Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Personal Money Market Account (MMA)
0.50%--IRA Money Market Account (MMA)
0.50%$1k-Business Money Market Account (MMA)
0.50%$1k-Municipal Money Market Account (MMA)

Bank of Utica Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-Personal Checking
0.35%$500-Business Checking
0.35%$500-Tax-Exempt Checking
0.35%$500-Municipal Checking

Bank of Utica CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-5 Year CD
2.25%$500-4 Years Up to 5 Year CD
1.75%$500-3 Year Up to 4 Year CD
1.25%$500$100k2 Years Up to 3 Year CD
1.00%$500$100k1 Year Up to 2 Year CD
0.50%$2,500-6 Month Up to 1 Year CD
0.40%$5k-3 Month Up to 6 Month CD
0.25%$10k-1 Month Up to 3 Month CD

Bank of Utica IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-5 Year IRA
2.25%$500-4 Year up to 5 Year IRA
1.75%$500-3 Year up to 4 Year IRA
1.25%$500-2 Year up to 3 Year IRA
1.00%$500-1 Year up to 2 Year IRA
Locations


Bank of Utica Locations
Bank Of Utica222 Genesee StreetUtica, NY 13502

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