Bank of Utica


Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.75%5-year CD5 Year CD
2.50%4-year CD4 Years Up to 5 Year CD
2.75%5-year IRA5 Year IRA (Traditional, Roth, SEP)

Overview / Commentary
800-442-1028
222 Genesee Street
Utica, NY 13502

Bank of Utica is headquartered in Utica and is the 48th largest bank in the state of New York. It is also the 718th largest bank in the nation. It was established in 1927 and as of March of 2018, it had grown to 41 employees at 1 location. Bank of Utica's CD rates are 94% higher than the national average, and it has an A health rating.

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Reviews (1)

Interest Rates

Posted by: Anonymous | Apr 3, 2011

It's local deposits only, so it doesn't apply to about 99% of those interested.



Health

Health Grade Components

Overall
FDIC Certificate #13397
Year Established1927
Employees41
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-1.24%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.07B$1.06B
LoansQ1 2018vs Q1 2017$63.4MM$65.0MM
DepositsQ1 2018vs Q1 2017$832.2MM$839.0MM
Equity CapitalQ1 2018vs Q1 2017$222.1MM$204.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.9MM$1.7MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.7MM$1.8MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Bank of Utica Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.65%$250-Statement Savings Account
0.65%$250-Business Statement Savings Account
0.50%--Christmas Club Account

Bank of Utica Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-Personal Money Market Account (MMA)
0.60%--IRA Money Market Account (MMA)
0.60%$1k-Business Money Market Account (MMA)
0.60%$1k-Municipal Money Market Account (MMA)

Bank of Utica Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-Personal Checking
0.35%$500-Business Checking
0.35%$500-Tax-Exempt Checking
0.35%$500-Municipal Checking

Bank of Utica CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-5 Year CD
2.50%$500-4 Years Up to 5 Year CD
2.25%$500-3 Year Up to 4 Year CD
2.00%$500$100k2 Years Up to 3 Year CD
1.75%$500$100k1 Year Up to 2 Year CD
0.90%$2.5k-6 Month Up to 1 Year CD
0.60%$5k-3 Month Up to 6 Month CD
0.30%$10k-1 Month Up to 3 Month CD

Bank of Utica IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-5 Year IRA
2.50%$500-4 Year up to 5 Year IRA
2.25%$500-3 Year up to 4 Year IRA
2.00%$500-2 Year up to 3 Year IRA
1.75%$500-1 Year up to 2 Year IRA
Locations


Bank of Utica Locations
Bank Of Utica222 Genesee StreetUtica, NY 13502

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