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Overview / Commentary
607 Hwy 78 East
Jasper, AL 35501

Bank of Walker County is headquartered in Jasper and is the 116th largest bank in the state of Alabama. It is also the 5,109th largest bank in the nation. It was established in 2004 and as of June of 2016, it had grown to 19 employees at 1 location. Bank of Walker County has a B+ health rating.

Reviews (1)

Bank Of Walker County Is A Very Flexible And Helpful Bank.

Posted by: patwat3 | Jul 12, 2010

Bank of Walker County is a very flexible and helpful bank. I discovered this recently when my employer wanted to close a retirement account they for me and my fellow employees. All of us had vested interest in this account but it had to be closed. Walker County Bank sent a representative to talk with us in a meeting and help us roll our retirement into CDs. I took advantage of this and my interest has capitalized several times already. My account just keeps growing. I made a few withdrawals and I was amazed at how quickly and effortlessly I received my money. They really go out of their way to cater to their customers. They have the latest technology, but they also know that nothing can take the place of virtues, service and caring for our customers. They are bringing back customer respect and appreciation.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Bank of Walker County has a relatively low asset base.

Health Grade Components

FDIC Certificate #57640
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.13%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$65.0MM$69.7MM
LoansQ2 2016vs Q2 2015$42.7MM$47.7MM
DepositsQ2 2016vs Q2 2015$56.2MM$58.9MM
Equity CapitalQ2 2016vs Q2 2015$8.6MM$10.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$549.00K$585.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$132.00K$314.00K
Real Estate OwnedQ2 2016vs Q2 2015$34.00K$84.00K

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Bank of Walker County Locations
Bank Of Walker County607 Hwy 78 EastJasper, AL 35501