Bank of Western Oklahoma

Overview / Commentary

www.bankofwesternoklahoma.com

580-225-3434

201 East Broadway Street
Elk City, OK 73644

Bank of Western Oklahoma is headquartered in Elk City and is the 60^th largest bank in the state of Oklahoma. It is also the 2,169^th largest bank in the nation. It was established in 1908 and as of December of 2019, it had grown to 75 employees at 6 locations. Bank of Western Oklahoma has an A health rating.

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Health

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #	4087
Year Established	1908
Employees	75
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.92%
Return on Equity - YTD	22.86%
Annual Interest Income	$16.8MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$304.8MM$288.2MM
Loans	Q4 2019vs Q4 2018	$248.7MM$235.3MM
Deposits	Q4 2019vs Q4 2018	$276.7MM$262.5MM
Equity Capital	Q4 2019vs Q4 2018	$26.1MM$24.3MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$2.5MM$2.4MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$938.00K$494.00K
Real Estate Owned	Q4 2019vs Q4 2018	$122.00K$122.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Western Oklahoma Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.36% → $25k+

Bank of Western Oklahoma Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.55% → $10k+

Locations

Bank of Western Oklahoma Locations
Geary Branch	101 West Main	Geary, OK 73040
Weatherford Branch	115 North Custer	Weatherford, OK 73096
North College Branch	116 North College Street	Cordell, OK 73632
Bank Of Western Oklahoma	201 East Broadway Street	Elk City, OK 73644
2805 Williams Avenue Branch	2805 Williams Avenue	Woodward, OK 73802
Vici Branch	300 East Broadway	Vici, OK 73859

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