Overview / Commentary
Bank of Yates City is headquartered in Yates City and is the 332nd largest bank in the state of Illinois. It is also the 4,523rd largest bank in the nation. It was established in 1871 and as of June of 2019, it had grown to 14 employees at 2 locations. Bank of Yates City's CD rates are 11% higher than the national average, but it has a C health rating.
Health
C
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Bank of Yates City has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11715 |
| Year Established | 1871 |
| Employees | 14 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.55% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $69.6MM$66.2MM |
| Loans | Q2 2019vs Q2 2018 | $49.6MM$43.4MM |
| Deposits | Q2 2019vs Q2 2018 | $59.6MM$59.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $6.4MM$5.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $812.00K$678.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.2MM$705.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $81.00K$41.00K |
Rates
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Bank of Yates City Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Passbook Savings Account |
Bank of Yates City Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $2.5k | - | Insured Money Market Account (IMMA) |
Bank of Yates City Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | Super NOW Account | |
| 0.20% | $750 | - | Regular NOW Account |
Bank of Yates City CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 60 Month CD | |
| 1.81% | $1k | - | 42 Month CD | |
| 1.61% | $1k | - | 30 Month CD | |
| 1.41% | $1k | - | 24 Month CD | |
| 1.21% | $1k | - | 18 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.85% | $1k | - | 6 Month CD | |
| 0.50% | $1k | - | 91 Day CD |
Bank of Yates City IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.91% | $500 | - | 42 Month Fixed IRA | |
| 1.61% | $500 | - | 30 Month Fixed IRA | |
| 1.46% | $500 | - | 18 Month Fixed IRA | |
| 1.10% | $500 | - | 12 Month Fixed IRA | |
| 0.85% | $500 | - | 6 Month Fixed IRA |
Locations
| Bank of Yates City Locations | ||
|---|---|---|
| Farmington Il Branch | 1010 East Fort Street | Farmington, IL 61531 |
| Bank Of Yates City | 107 E Main Street | Yates City, IL 61572 |