Bank of Zachary

Overview / Commentary
4743 Main Street
Zachary, LA 70791

Bank of Zachary is headquartered in Zachary and is the 48th largest bank in the state of Louisiana. It is also the 2,139th largest bank in the nation. It was established in 1904 and as of June of 2022, it had grown to 56 employees at 4 locations. Bank of Zachary's money market rates are 6X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #306
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD13.92%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$377.0MM$323.9MM
LoansQ2 2022vs Q2 2021$193.4MM$181.9MM
DepositsQ2 2022vs Q2 2021$362.2MM$288.7MM
Equity CapitalQ2 2022vs Q2 2021$14.1MM$25.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.6MM$2.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$384.00K$390.00K
Real Estate OwnedQ2 2022vs Q2 2021$488.00K$687.00K
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Always verify rates and promotions with the bank or credit union. We are not Bank of Zachary; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Zachary Savings Account Rates

0.35%$100-Regular Savings
0.35%$100-e-Z Savings
0.35%$100-Christmas Savings
0.35%$100-Business Savings

Bank of Zachary Money Market Rates

2.68%*$100k*-e-Z Money Market
OTHER TIERS: 1.06% $1.5k - $25k | 1.76% $25k - $100k
2.68%*$100k*-e-Z Money Market Commercial
OTHER TIERS: 1.06% Up to $25k | 1.76% $25k - $100k

Bank of Zachary Checking Account Rates

0.45%$1.5k-e-Z NOW
0.40%$2.5k-e-Z BIZ Interest

Bank of Zachary CD Rates

3.70%$2.5k$100k12 Months CD
3.70%$2.5k$100kBusiness 12 Months CD
3.49%$2.5k$100k5 Years CD
3.49%$2.5k$100kBusiness 5 Years CD
3.44%$2.5k$100k4 Years CD
3.44%$2.5k$100kBusiness 4 Years CD
3.39%$2.5k$100k3 Years CD
3.39%$2.5k$100kBusiness 3 Years CD
3.34%$2.5k$100k2 Years CD
3.34%$2.5k$100kBusiness 2 Years CD
3.29%$2.5k$100k18 Months CD
3.29%$2.5k$100kBusiness 18 Months CD
2.77%$2.5k$100k6 Months CD
2.77%$2.5k$100kBusiness 6 Months CD
2.17%$2.5k$100k90 Days CD
2.17%$2.5k$100kBusiness 90 Days CD
1.56%$2.5k$100k30 Days CD
1.56%$2.5k$100kBusiness 30 Days CD

Bank of Zachary IRA Rates

3.52%$500$100k5 Years IRA
3.26%$500$100k4 Years IRA
3.16%$500$100k3 Years IRA
3.06%$500$100k2 Years IRA
2.96%$500$100k18 Months IRA
2.91%$500$100k1 Year IRA
2.91%$500$100k1 Year Variable IRA

Bank of Zachary Locations
Central Branch13444 Hooper RdBaton Rouge, LA 70818
Bank Of Zachary4743 Main StZachary, LA 70791
Plaza Branch2210 Highway 64Zachary, LA 70791
Watson Branch32340 La Highway 16Denham Springs, LA 70726

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