Bank of Zachary

Overview / Commentary
4743 Main Street
Zachary, LA 70791

Bank of Zachary is headquartered in ZACHARY and is the 47th largest bank in the state of Louisiana. It is also the 2,043rd largest bank in the nation. It was established in 1904 and as of September of 2023, it had grown to 64 employees at 5 locations. Bank of Zachary's money market rates are 7X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #306
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD5.4%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$399.7MM$380.8MM
LoansQ3 2023vs Q3 2022$219.6MM$196.9MM
DepositsQ3 2023vs Q3 2022$361.3MM$361.3MM
Equity CapitalQ3 2023vs Q3 2022$26.5MM$18.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.6MM$2.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$936K$428K
Real Estate OwnedQ3 2023vs Q3 2022$505K$488K
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Always verify rates and promotions with the bank or credit union. We are not Bank of Zachary; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Zachary Savings Account Rates

1.00%$100-Regular Savings
1.00%$100-e-Z Savings
1.00%$100-Christmas Savings
1.00%$100-Business Savings

Bank of Zachary Money Market Rates

3.09%*$100k*-e-Z Money Market
OTHER TIERS: 1.21% $1.5k - $25k | 2.17% $25k - $100k
3.09%*$100k*-e-Z Money Market Commercial
OTHER TIERS: 1.21% Up to $25k | 2.17% $25k - $100k

Bank of Zachary Checking Account Rates

0.45%$1.5k-e-Z NOW
0.40%$2.5k-e-Z BIZ Interest

Bank of Zachary CD Rates

5.10%$2.5k-Business 11 Month CD
5.10%$2.5k-5 Month CD
4.22%$2.5k$100k12 Months CD
4.22%$2.5k$100kBusiness 12 Months CD
3.85%$2.5k$100k2 Years CD
3.85%$2.5k$100kBusiness 2 Years CD
3.80%$2.5k$100k18 Months CD
3.80%$2.5k$100kBusiness 18 Months CD
3.28%$2.5k$100k6 Months CD
3.28%$2.5k$100kBusiness 6 Months CD
3.24%$2.5k$100k5 Years CD
3.24%$2.5k$100kBusiness 5 Years CD
3.19%$2.5k$100k4 Years CD
3.19%$2.5k$100kBusiness 4 Years CD
3.14%$2.5k$100k3 Years CD
3.14%$2.5k$100kBusiness 3 Years CD
2.68%$2.5k$100k90 Days CD
2.68%$2.5k$100kBusiness 90 Days CD
2.07%$2.5k$100k30 Days CD
2.07%$2.5k$100kBusiness 30 Days CD

Bank of Zachary IRA Rates

3.57%$500$100k2 Years IRA
3.47%$500$100k18 Months IRA
3.42%$500$100k1 Year IRA
3.42%$500$100k1 Year Variable IRA
3.26%$500$100k5 Years IRA
3.01%$500$100k4 Years IRA
2.91%$500$100k3 Years IRA

Bank of Zachary Locations
Central Branch13444 Hooper RdBaton Rouge, LA 70818
Bank Of Zachary4743 Main StZachary, LA 70791
Plaza Branch2210 Highway 64Zachary, LA 70791
Watson Branch32340 La Highway 16Denham Springs, LA 70726

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