Bank of Zachary

Overview / Commentary

www.bankofzachary.com

225-654-2701

4743 Main Street
Zachary, LA 70791

Bank of Zachary is headquartered in Zachary and is the 48^th largest bank in the state of Louisiana. It is also the 2,139^th largest bank in the nation. It was established in 1904 and as of June of 2022, it had grown to 56 employees at 4 locations. Bank of Zachary's money market rates are 6X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	306
Year Established	1904
Employees	56
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	13.92%
Annual Interest Income	$6.0MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$377.0MM$323.9MM
Loans	Q2 2022vs Q2 2021	$193.4MM$181.9MM
Deposits	Q2 2022vs Q2 2021	$362.2MM$288.7MM
Equity Capital	Q2 2022vs Q2 2021	$14.1MM$25.7MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$2.6MM$2.3MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$384.00K$390.00K
Real Estate Owned	Q2 2022vs Q2 2021	$488.00K$687.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Bank of Zachary; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of Zachary Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$100	-	Regular Savings
0.35%	$100	-	e-Z Savings
0.35%	$100	-	Christmas Savings
0.35%	$100	-	Business Savings

Bank of Zachary Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.68%^*	$100k^*	-	e-Z Money Market
OTHER TIERS: 1.06% → $1.5k - $25k \| 1.76% → $25k - $100k
2.68%^*	$100k^*	-	e-Z Money Market Commercial
OTHER TIERS: 1.06% → Up to $25k \| 1.76% → $25k - $100k

Bank of Zachary Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$1.5k	-	e-Z NOW
0.40%	$2.5k	-	e-Z BIZ Interest

Bank of Zachary CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.70%	$2.5k	$100k	12 Months CD
3.70%	$2.5k	$100k	Business 12 Months CD
3.49%	$2.5k	$100k	5 Years CD
3.49%	$2.5k	$100k	Business 5 Years CD
3.44%	$2.5k	$100k	4 Years CD
3.44%	$2.5k	$100k	Business 4 Years CD
3.39%	$2.5k	$100k	3 Years CD
3.39%	$2.5k	$100k	Business 3 Years CD
3.34%	$2.5k	$100k	2 Years CD
3.34%	$2.5k	$100k	Business 2 Years CD
3.29%	$2.5k	$100k	18 Months CD
3.29%	$2.5k	$100k	Business 18 Months CD
2.77%	$2.5k	$100k	6 Months CD
2.77%	$2.5k	$100k	Business 6 Months CD
2.17%	$2.5k	$100k	90 Days CD
2.17%	$2.5k	$100k	Business 90 Days CD
1.56%	$2.5k	$100k	30 Days CD
1.56%	$2.5k	$100k	Business 30 Days CD

Bank of Zachary IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.52%	$500	$100k	5 Years IRA
3.26%	$500	$100k	4 Years IRA
3.16%	$500	$100k	3 Years IRA
3.06%	$500	$100k	2 Years IRA
2.96%	$500	$100k	18 Months IRA
2.91%	$500	$100k	1 Year IRA
2.91%	$500	$100k	1 Year Variable IRA

Locations

Bank of Zachary Locations
Central Branch	13444 Hooper Rd	Baton Rouge, LA 70818
Bank Of Zachary	4743 Main St	Zachary, LA 70791
Plaza Branch	2210 Highway 64	Zachary, LA 70791
Watson Branch	32340 La Highway 16	Denham Springs, LA 70726

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