Bank Plus

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankplusiowa.com

712-362-5000

1202 Central Avenue
Estherville, IA 51334

Bank Plus is headquartered in ESTHERVILLE and is the 166^th largest bank in the state of Iowa. It is also the 3,378^th largest bank in the nation. It was established in 1947 and as of March of 2025, it had grown to 25 employees at 4 locations. Bank Plus' CD rates are 3X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	16547
Year Established	1947
Employees	25
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.64%
Return on Equity - YTD	6.25%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$152.5MM$163.2MM
Loans	Q1 2025vs Q1 2024	$121.6MM$131.7MM
Deposits	Q1 2025vs Q1 2024	$116.1MM$121.9MM
Equity Capital	Q1 2025vs Q1 2024	$16.3MM$15.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$999K$556K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank Plus Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$0	$50k	Kasasa Saver
OTHER TIERS: 0.50% → $50k+
0.55%^*	$75k^*	-	Health Savings Account
OTHER TIERS: 0.25% → $0 - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $75k
0.05%	$25	-	Personal Savings Account

Bank Plus Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.38%^*	$75k^*	-	T-Bill Money Market Deposit
OTHER TIERS: 0.20% → $0 - $10k \| 0.25% → $10k - $75k
0.25%^*	$2k^*	-	Money Market Deposit
OTHER TIERS: 0.20% → $0 - $2k

Bank Plus Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.06%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 0.50% → $10k+
0.05%	$0	-	Checking Plus

Bank Plus CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$1k	-	12 Month CD
1.61%	$1k	-	24 Month CD
1.51%	$1k	-	36 Month CD
1.25%	$1k	-	6 Month CD
1.25%	$1k	-	48 Month CD
1.01%	$1k	-	3 Month CD

Bank Plus IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$75k^*	-	IRA Accounts
OTHER TIERS: 0.25% → $0 - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $75k

Locations

Bank Plus Locations
Robins Avenue Branch	201 West Robins Street	Graettinger, IA 51342
Bank Plus	1202 Central Ave	Estherville, IA 51334
Ledyard Branch	210 Edmunds St	Ledyard, IA 50556
Swea City Branch	322 3rd Street	Swea City, IA 50590

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.