BANK VI Offers Nationally Available 30-Month CD


Deal Summary: 30-month CD, 2.31% APY, $500 minimum/$95k maximum deposit

Availability: Nationwide

Three weeks ago, BANK VI added a new 30-month CD, which currently earns 2.31% APY. The minimum opening deposit is $500, and there is a balance cap of $95k.

According to the fine print on the Current Rates page,

These deposit rates should be effective until December 23rd, 2017,
but all interest rates and programs are subject to change, without notice.

CSR confirmed that the 2.31% APY is a limited-time offer, but no specific end date has been announced.

The 30-month CD is also available as an IRA (Traditional), earning the same APY with the same funding requirement.

According to CSR, the Early Withdrawal Penalty is 6 months interest.


Headquartered in Salina, Kansas, BANK VI offers it product line nationwide. Unlike most banks with nationally available products, BANK VI does not have an online application.

The first step in opening a CD is to contact the Bank by phone (785.825.4321 or 855.825.4321). After providing your personal information, BANK VI will begin a snail-mail correspondence with you, including any documentation that needs to be signed and returned.

If you happening to be driving through Kansas, you can open a CD at either of the two Salina branches. Salina is located about 90 miles north of Wichita (I-135) and 175 miles west of Kansas City (I-70).

Bank Overview

BANK VI has an overall health grade of "A+" at, with a Texas Ratio of 0.35% (excellent) based on June 30, 2017 data. In the past year, BANK VI has increased its total non-brokered deposits by $13.85 million, an excellent annual growth rate of 24.33%. Please refer to our financial overview of BANK VI (FDIC Certificate # 17883) for more details.

While BANK VI’s name may sound modern or new, the Bank is about to celebrate its 109th anniversary. Originally known as The Citizen’s State Bank, it was located in the small town of Geneseo (current population of less than 300) for the first 96 years of operation. (Geneseo was an important stop on the Missouri Pacific Railroad between Pueblo, Colorado and Kansas City, Missouri.) Sixth Bancshares, Inc., purchased The Citizen’s State Bank in 2005, moving the Bank to Salina and re-branding as BANK VI.

How the CD Compares

When compared to the 199 similar length-of-term CDs tracked by that require a similar minimum deposit and are available nationwide, BANK VI’s 30-month CD APY currently ranks second, with only two other institutions offering a higher rate.

The above rates are accurate as of 12/20/2017.

To look for the best CD rates, both nationwide and state specific, please refer to our CD rates page.

Related Pages: Wichita CD rates, 5-year CD rates, nationwide deals


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.