First US Bank

Overview / Commentary

www.fusb.com

205-582-1200

3291 U.S. Hwy. 280, Ste 100
Birmingham, AL 35243

First US Bank is headquartered in Birmingham and is the 15^th largest bank in the state of Alabama. It is also the 1,016^th largest bank in the nation. It was established in 1952 and as of December of 2020, it had grown to 270 employees at 20 locations. First US Bank has an A health rating.

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2010

3/30 - High-Yield Reward Checking Account with Large Cap at First United Security Bank in AL - Local Only

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Health

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #	17077
Year Established	1952
Employees	270
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.45%
Return on Equity - YTD	4.43%
Annual Interest Income	$40.4MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$890.4MM$788.5MM
Loans	Q4 2020vs Q4 2019	$638.4MM$545.2MM
Deposits	Q4 2020vs Q4 2019	$782.6MM$684.1MM
Equity Capital	Q4 2020vs Q4 2019	$86.1MM$84.2MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$7.5MM$5.8MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$3.1MM$3.7MM
Real Estate Owned	Q4 2020vs Q4 2019	$949.00K$1.1MM

Rates

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Savings

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First US Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.12%^*	-	$500	NextGen Savings account
OTHER TIERS: 0.05% → $500+

Locations

Availability

Birmingham Area

Birmingham Area bank & credit union details

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