BankFinancial, FSB

Overview / Commentary
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 37th largest bank in the state of Illinois. It is also the 650th largest bank in the nation. It was established in 1924 and as of September of 2021, it had grown to 224 employees at 20 locations. BankFinancial, FSB has an A health rating.

Reviews (1)

I Do Not Enjoy This Bank.

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.


Health Grade Components

FDIC Certificate #28808
Year Established1924
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.01%
Annual Interest Income$34.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.66B$1.60B
LoansQ3 2021vs Q3 2020$1.05B$1.07B
DepositsQ3 2021vs Q3 2020$1.47B$1.42B
Equity CapitalQ3 2021vs Q3 2020$166.8MM$163.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$6.9MM$8.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$644.00K$2.3MM
Real Estate OwnedQ3 2021vs Q3 2020$252.00K$110.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

0.10%--Self Directed IRA Account
0.10%$1k-Spectrum Select Savings
0.10%$1k-Spectrum Select Business Savings
0.05%$150-Business Savings Accounts
0.05%--Kids Savings Account
0.05%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

0.15%--Spectrum Select Money Market
0.15%--Spectrum Select Business Money Market
0.10%--Personal Money Market
0.10%--Business Money Market
0.10%-$250kPublic Funds Money Market

BankFinancial, FSB Checking Account Rates

1.01%--IOLTA Checking
0.74%*-$25keRewards Checking
OTHER TIERS: 0.10% $25k+
0.10%--Spectrum Select Checking
0.10%--Spectrum Select Business Checking
0.05%$1.5k-Small Business Checking
0.05%--Public Funds Checking
0.05%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

0.25%$10k-22 Month Spectrum Select CD
0.25%$1k-3 Year CD
0.25%$1k-4 Year CD
0.25%$1k-5 Year CD
0.25%$1k-Business 3 Year CD
0.25%$1k-Business 4 Year CD
0.25%$1k-Business 5 Year CD
0.25%$10k-Business 22 Month Spectrum Select CD
0.20%$10k-15 Month Spectrum Select CD
0.20%$1k-2 Year CD
0.20%$1k-2.5 Year CD
0.20%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.10% $25 - $1k
0.20%$1k-21 Month eCD
0.20%$1k-Business 2 Year CD
0.20%$1k-Business 2.5 Year CD
0.20%$10k-Business 15 Month Spectrum Select CD
0.15%$10k-11 Month Spectrum Select CD
0.15%$1k-14 Month eCD
0.15%$10k-Business 11 Month Spectrum Select CD
0.10%$1k-1 Year CD
0.10%$1k-1.5 Year CD
0.10%$1k-18 Month Jump Rate CD
0.10%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.05% $25 - $1k
0.10%$500-1 Year Kids CD
0.10%$1k-Business 18 Month Jump Rate CD
0.10%$1k-Business 1 Year CD
0.09%$1k-18 Month Variable Rate CD
0.09%$1k-Business 18 Month Variable Rate CD
0.05%$1k-91 Day CD
0.05%$1k-6 Month CD
0.05%$25-6 Month Goal Setter CD
0.05%$500-6 Month Kids CD
0.05%$1k-Business 91 Day CD
0.05%$1k-Business 6 Month CD

BankFinancial, FSB IRA Rates

0.25%$500-4 Year IRA
0.25%$500-5 Year IRA
0.25%$10k-22 Month Spectrum Select IRA
0.25%$500-3 Year IRA
0.20%$500-2 Year IRA
0.20%$500-2.5 Year IRA
0.20%$10k-15 Month Spectrum Select IRA
0.15%$10k-11 Month Spectrum Select IRA
0.10%$500-1 Year IRA
0.10%$1k-18 Month Jump Rate IRA
0.10%$500-1.5 Year IRA
0.09%$500-18 Month Variable Rate
0.05%$500-91 Day IRA
0.05%$500-6 Month IRA


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