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BankFinancial, FSB

Eligibility Requirements | Locations (19) | Receive alerts for this bank

Based on 1 review

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CURRENT TOP RATE

15 Month Spectrum Select CD

Overview / Commentary

www.bankfinancial.com

800-894-6900

21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 35^th largest bank in the state of Illinois. It is also the 563^rd largest bank in the nation. It was established in 1924 and as of September of 2019, it had grown to 223 employees at 20 locations. BankFinancial, FSB's CD rates are 28% higher than the national average, and it has an A health rating.

Related Posts

View all posts from:

2009

5/10 - 3.00% 9-Month CD at BankFinancial - Chicago Area Only
3/13 - 3.10% 21-Month CD & 2.90% 14-Month CD at BankFinancial - Chicago Area Only

Reviews (1)

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I Do Not Enjoy This Bank.

Posted by: glassiegirl47 | Aug 12, 2018

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.

Comment

1

Health

A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28808
Year Established	1924
Employees	223
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	7.35%
Annual Interest Income	$49.9MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$1.49B$1.53B
Loans	Q3 2019vs Q3 2018	$1.21B$1.27B
Deposits	Q3 2019vs Q3 2018	$1.31B$1.32B
Equity Capital	Q3 2019vs Q3 2018	$165.2MM$181.1MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$7.6MM$8.1MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$1.4MM$1.5MM
Real Estate Owned	Q3 2019vs Q3 2018	$269.00K$985.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$100k^*	-	Self Directed IRA Account
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k
0.30%	$1k	-	Spectrum Select Savings
0.30%	$1k	-	Spectrum Select Business Savings
0.15%	$150	-	Business Savings Accounts
0.15%	-	-	Kids Savings Account
0.15%	$150	-	Everyday Savings Account

BankFinancial, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Spectrum Select Money Market
OTHER TIERS: 0.25% → Up to $2.5k \| 0.50% → $2.5k - $25k \| 0.75% → $25k - $100k
1.00%^*	$100k^*	-	Spectrum Select Business Money Market
OTHER TIERS: 0.25% → Up to $2.5k \| 0.50% → $2.5k - $25k \| 0.75% → $25k - $100k
0.40%^*	$100k^*	-	Personal Money Market
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k
0.40%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k
0.40%^*	$100k^*	$250k	Public Funds Money Market
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k

BankFinancial, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.49%^*	-	$25k	eRewards Checking
OTHER TIERS: 0.30% → $25k+
1.24%	-	-	IOLTA Checking
1.00%^*	$100k^*	-	Investment Checking
OTHER TIERS: 0.25% → Up to $2.5k \| 0.50% → $2.5k - $25k \| 0.75% → $25k - $100k
0.40%^*	$100k^*	-	Spectrum Select Checking
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k+ \| 0.35% → $75k - $100k
0.40%^*	$100k^*	-	Spectrum Select Business Checking
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k
0.10%	$1.5k	-	Small Business Checking
0.10%	-	-	Public Funds Checking
0.10%	$1.5k	-	Civic Checking
0.01%	-	-	Express Checking

BankFinancial, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%	$10k	-	15 Month Spectrum Select CD
1.60%	$10k	-	22 Month Spectrum Select CD
1.60%	$1k	-	14 Month eCD
1.60%	$1k	-	21 Month eCD
1.60%	$10k	-	Business 15 Month Spectrum Select CD
1.60%	$10k	-	Business 22 Month Spectrum Select CD
1.55%	$10k	-	11 Month Spectrum Select CD
1.55%	$10k	-	Business 11 Month Spectrum Select CD
1.53%	$1k	-	18 Month Variable Rate CD
1.53%	$1k	-	Business 18 Month Variable Rate CD
1.45%	$1k	-	5 Year CD
1.45%	$1k	-	Business 5 Year CD
1.40%	$1k	-	4 Year CD
1.40%	$1k	-	Business 4 Year CD
1.35%	$1k	-	3 Year CD
1.35%	$1k	-	Business 3 Year CD
1.30%	$1k	-	2.5 Year CD
1.30%	$1k	-	Business 2.5 Year CD
1.25%	$1k	-	2 Year CD
1.25%^*	$1k^*	-	2 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
1.25%	$1k	-	Business 2 Year CD
1.20%	$1k	-	1.5 Year CD
1.20%	$1k	-	18 Month Jump Rate CD
1.20%	$1k	-	Business 18 Month Jump Rate CD
1.15%	$1k	-	1 Year CD
1.15%^*	$1k^*	-	1 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
1.15%	$500	-	1 Year Kids CD
1.15%	$1k	-	Business 1 Year CD
0.40%	$1k	-	6 Month CD
0.40%^*	$1k^*	-	6 Month Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
0.40%	$500	-	6 Month Kids CD
0.40%	$1k	-	Business 6 Month CD
0.30%	$1k	-	91 Day CD
0.30%	$1k	-	Business 91 Day CD

BankFinancial, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%	$10k	-	15 Month Spectrum Select IRA
1.60%	$10k	-	22 Month Spectrum Select IRA
1.55%	$10k	-	11 Month Spectrum Select IRA
1.53%	$500	-	18 Month Variable Rate
1.45%	$500	-	5 Year IRA
1.40%	$500	-	4 Year IRA
1.40%	$500	-	3 Year IRA
1.35%	$500	-	2.5 Year IRA
1.30%	$500	-	2 Year IRA
1.25%	$1k	-	18 Month Jump Rate IRA
1.25%	$500	-	1.5 Year IRA
1.20%	$500	-	1 Year IRA
0.45%	$500	-	6 Month IRA
0.35%	$500	-	91 Day IRA

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

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