BankFinancial, FSB is headquartered in Olympia Fields and is the 34th largest bank in the state of Illinois. It is also the 636th largest bank in the nation. It was established in 1924 and as of December of 2021, it had grown to 221 employees at 20 locations. BankFinancial, FSB has an A+ health rating.
The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.
|FDIC Certificate #||28808|
|Return on Assets - YTD||0.54%|
|Return on Equity - YTD||5.34%|
|Annual Interest Income||$47.3MM|
|Assets and Liabilities|
|Assets||Q4 2021vs Q4 2020||$1.70B$1.60B|
|Loans||Q4 2021vs Q4 2020||$1.04B$1.00B|
|Deposits||Q4 2021vs Q4 2020||$1.50B$1.41B|
|Equity Capital||Q4 2021vs Q4 2020||$166.9MM$161.7MM|
|Loan Loss Allowance||Q4 2021vs Q4 2020||$6.7MM$7.8MM|
|Unbacked Noncurrent Loans||Q4 2021vs Q4 2020||$750.00K$1.2MM|
|Real Estate Owned||Q4 2021vs Q4 2020||$0$157.00K|
Rates for BankFinancial, FSB are currently being reviewed.