2. BankFinancial, FSB

BankFinancial, FSB


Overview / Commentary
www.bankfinancial.com
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 30th largest bank in the state of Illinois. It is also the 527th largest bank in the nation. It was established in 1924 and as of December of 2018, it had grown to 236 employees at 20 locations. BankFinancial, FSB's CD rates are 2X the national average, and it has an A health rating.

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Reviews (1)

I Do Not Enjoy This Bank.

Posted by: glassiegirl47 | Aug 12, 2018

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.

1


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees236
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.22%
Annual Interest Income$61.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.58B$1.62B
LoansQ4 2018vs Q4 2017$1.32B$1.31B
DepositsQ4 2018vs Q4 2017$1.37B$1.36B
Equity CapitalQ4 2018vs Q4 2017$173.3MM$188.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$8.5MM$8.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.5MM$2.4MM
Real Estate OwnedQ4 2018vs Q4 2017$1.2MM$2.4MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not BankFinancial, FSB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$75k*-Self Directed IRA Account
OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k
0.50%$1k-Spectrum Select Savings
0.50%$1k-Spectrum Select Business Savings
0.25%$150-Business Savings Accounts
0.25%--Kids Savings Account
0.25%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Spectrum Select Money Market
1.00%--Spectrum Select Business Money Market
0.60%*$75k*-Personal Money Market
OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k
0.60%*$75k*-Business Money Market
OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k
0.60%*$75k*-Public Funds Money Market
OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25keRewards Checking
OTHER TIERS: 0.40% → $25k+
1.77%--IOLTA Checking
1.75%*$200k*-Spectrum Select Corporate Checking
OTHER TIERS: 1.00% → $50k - $75k | 1.25% → $75k - $100k | 1.50% → $100k - $200k
1.50%*-$50kSpectrum Premier Checking
OTHER TIERS: 0.50% → $50k+
1.00%--Business Investment Checking
0.50%*$50k*-Spectrum Select Checking
OTHER TIERS: 0.10% → Up to $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $50k
0.50%*$50k*-Spectrum Select Business Checking
OTHER TIERS: 0.10% → Up to $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $50k
0.15%$1.5k-Small Business Checking
0.15%--Public Funds Checking
0.15%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$1k-5 Year CD
2.60%$1k-4 Year CD
2.50%$10k-22 Month Spectrum Select CD
2.50%$1k-2.5 Year CD
2.50%$1k-3 Year CD
2.50%$1k-21 Month eCD
2.45%$10k-15 Month Spectrum Select CD
2.45%$1k-14 Month eCD
2.40%$10k-11 Month Spectrum Select CD
2.40%$1k-2 Year CD
2.40%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
2.39%$1k-18 Month Variable Rate CD
2.35%$1k-1.5 Year CD
2.35%$1k-18 Month Jump Rate CD
2.00%$1k-1 Year CD
2.00%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
2.00%$500-1 Year Kids CD
2.00%$10k-30 Day Spectrum Select CD
1.00%$1k-6 Month CD
1.00%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
1.00%$500-6 Month Kids CD
0.75%$1k-91 Day CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-5 Year IRA
2.65%$500-4 Year IRA
2.55%$500-2.5 Year IRA
2.55%$500-3 Year IRA
2.45%$500-2 Year IRA
2.40%$1k-18 Month Jump Rate IRA
2.40%$500-1.5 Year IRA
2.39%$500-18 Month Variable Rate
2.05%$500-1 Year IRA
1.05%$500-6 Month IRA
0.80%$500-91 Day IRA
Locations

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