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BankFinancial, FSB


Overview / Commentary
www.bankfinancial.com
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 35th largest bank in the state of Illinois. It is also the 604th largest bank in the nation. It was established in 1924 and as of September of 2020, it had grown to 210 employees at 20 locations. BankFinancial, FSB has an A health rating.

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Reviews (1)

I Do Not Enjoy This Bank.

Posted by: |

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.

1


Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees210
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.18%
Annual Interest Income$40.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.60B$1.49B
LoansQ3 2020vs Q3 2019$1.07B$1.21B
DepositsQ3 2020vs Q3 2019$1.42B$1.31B
Equity CapitalQ3 2020vs Q3 2019$163.5MM$165.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$8.0MM$7.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.3MM$1.4MM
Real Estate OwnedQ3 2020vs Q3 2019$110.00K$269.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not BankFinancial, FSB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Self Directed IRA Account
0.10%$1k-Spectrum Select Savings
0.10%$1k-Spectrum Select Business Savings
0.05%$150-Business Savings Accounts
0.05%--Kids Savings Account
0.05%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Spectrum Select Money Market
0.15%--Spectrum Select Business Money Market
0.10%--Personal Money Market
0.10%--Business Money Market
0.10%-$250kPublic Funds Money Market

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--IOLTA Checking
0.74%*-$25keRewards Checking
OTHER TIERS: 0.10% → $25k+
0.10%--Spectrum Select Checking
0.10%--Spectrum Select Business Checking
0.05%$1.5k-Small Business Checking
0.05%--Public Funds Checking
0.05%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10k-22 Month Spectrum Select CD
0.25%$1k-3 Year CD
0.25%$1k-4 Year CD
0.25%$1k-5 Year CD
0.25%$1k-Business 3 Year CD
0.25%$1k-Business 4 Year CD
0.25%$1k-Business 5 Year CD
0.25%$10k-Business 22 Month Spectrum Select CD
0.20%$10k-15 Month Spectrum Select CD
0.20%$1k-2 Year CD
0.20%$1k-2.5 Year CD
0.20%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.10% → $25 - $1k
0.20%$1k-21 Month eCD
0.20%$1k-Business 2 Year CD
0.20%$1k-Business 2.5 Year CD
0.20%$10k-Business 15 Month Spectrum Select CD
0.15%$10k-11 Month Spectrum Select CD
0.15%$1k-18 Month Jump Rate CD
0.15%$1k-Business 18 Month Jump Rate CD
0.15%$1k-14 Month eCD
0.15%$10k-Business 11 Month Spectrum Select CD
0.10%$1k-1 Year CD
0.10%$1k-1.5 Year CD
0.10%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.05% → $25 - $1k
0.10%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.05% → $25 - $1k
0.10%$500-6 Month Kids CD
0.10%$500-1 Year Kids CD
0.10%$1k-Business 1 Year CD
0.09%$1k-18 Month Variable Rate CD
0.09%$1k-Business 18 Month Variable Rate CD
0.05%$1k-91 Day CD
0.05%$1k-6 Month CD
0.05%$1k-Business 91 Day CD
0.05%$1k-Business 6 Month CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-4 Year IRA
0.25%$500-5 Year IRA
0.25%$10k-22 Month Spectrum Select IRA
0.25%$500-3 Year IRA
0.20%$500-2 Year IRA
0.20%$500-2.5 Year IRA
0.20%$10k-15 Month Spectrum Select IRA
0.15%$1k-18 Month Jump Rate IRA
0.15%$10k-11 Month Spectrum Select IRA
0.10%$500-1 Year IRA
0.10%$500-1.5 Year IRA
0.09%$500-18 Month Variable Rate
0.05%$500-91 Day IRA
0.05%$500-6 Month IRA
Locations

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