BankFinancial, FSB

Popular Accounts at this Bank

1.75%Reward CheckingeRewards Checking
2.60%5-year CD5 Year CD
1.50%1-year CD1 Year Goal Setter CD

Overview / Commentary
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 30th largest bank in the state of Illinois. It is also the 525th largest bank in the nation. It was established in 1924 and as of June of 2018, it had grown to 250 employees at 20 locations. BankFinancial, FSB's CD rates are 67% higher than the national average, and it boasts an A+ health rating.

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Reviews (1)

I Do Not Enjoy This Bank.

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.


Health Grade Components

FDIC Certificate #28808
Year Established1924
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD9.4%
Annual Interest Income$29.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.57B$1.62B
LoansQ2 2018vs Q2 2017$1.29B$1.34B
DepositsQ2 2018vs Q2 2017$1.32B$1.37B
Equity CapitalQ2 2018vs Q2 2017$181.6MM$189.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$8.2MM$8.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.6MM$3.0MM
Real Estate OwnedQ2 2018vs Q2 2017$1.2MM$4.9MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

0.50%*$75k*-IRA Management
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k
0.30%$1k-Spectrum Select Savings
0.30%$1k-Spectrum Select Business Savings
0.15%$150-Business Savings Accounts
0.15%--Kids Savings Account
0.15%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

1.00%*$50k*$500kSpectrum Select Money Market
OTHER TIERS: 0.20% Up to $2.5k | 0.40% $2.5k - $10k | 0.50% $1m+ | 0.55% $500k - $1m | 0.75% $10k - $50k
1.00%*$50k*$500kSpectrum Select Business Money Market
OTHER TIERS: 0.40% $2.5k - $10k | 0.50% $1m+ | 0.55% $500k - $1m | 0.75% $10k - $50k
0.50%*$75k*-Personal Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k
0.50%*$75k*-Business Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k
0.50%*$75k*-Public Funds Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k

BankFinancial, FSB Checking Account Rates

1.75%*-$25keRewards Checking
OTHER TIERS: 0.30% $25k+
1.41%--IOLTA Checking
1.00%*$50k*$500kBusiness Investment Checking
OTHER TIERS: 0.40% $2.5k - $10k | 0.50% $1m+ | 0.55% $500k - $1m | 0.75% $10k - $50k
1.00%*$250k*$2mSpectrum Select Commercial Checking
OTHER TIERS: 0.40% $2m+
0.75%*-$500kSpectrum Select Corporate Checking
OTHER TIERS: 0.40% $1m+ | 0.60% $500k - $1m
0.40%*$100k*-Spectrum Select Checking
OTHER TIERS: 0.10% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $100k
0.40%*$25k*-Spectrum Select Business Checking
OTHER TIERS: 0.10% Up to $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $25k
0.15%$1.5k-Small Business Checking
0.15%--Public Funds Checking
0.15%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

2.65%$10k-22 Month Spectrum Select CD
2.65%--Business 22 Month Spectrum CD
2.65%$1k-21 Month eCD
2.60%$1k-5 Year CD
2.60%$1k-Business 5 Year CD
2.55%$1k-4 Year CD
2.55%$1k-Business 4 Year CD
2.50%$1k-3 Year CD
2.50%$1k-Business 3 Year CD
2.40%$10k-15 Month Spectrum Select CD
2.40%--Business 15 Month Spectrum CD
2.40%$1k-2.5 Year CD
2.40%$1k-14 Month eCD
2.40%$1k-Business 2.5 Year CD
2.30%$1k-18 Month Variable Rate CD
2.30%$1k-2 Year CD
2.30%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.25% $25 - $1k
2.30%$1k-Business 18 Month Variable Rate CD
2.30%$1k-Business 2 Year CD
2.20%$10k-11 Month Spectrum Select CD
2.20%$1k-18 Month Jump Rate CD
2.20%$1k-Business 18 Months Jump Rate CD
2.20%--Business 11 Month Spectrum CD
2.10%$1k-1.5 Year CD
2.10%$1k-Business 1.5 Year CD
1.50%$1k-1 Year CD
1.50%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.25% $25 - $1k
1.50%$500-1 Year Kids CD
1.50%$1k-Business 1 Year CD
0.75%$1k-6 Month CD
0.75%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.25% $25 - $1k
0.75%$500-6 Month Kids CD
0.75%$1k-Business 6 Month CD
0.50%$1k-91 Day CD
0.50%$1k-Business 91 Day CD

BankFinancial, FSB IRA Rates

2.65%$500-5 Year IRA
2.65%$10k-22 Month Spectrum Select IRA
2.60%$500-4 Year IRA
2.55%$500-3 Year IRA
2.45%$500-2.5 Year IRA
2.40%$10k-15 Month Spectrum Select IRA
2.35%$500-2 Year IRA
2.30%$500-18 Month Variable Rate
2.25%$1k-18 Month Jump Rate IRA
2.20%$10k-11 Month Spectrum Select IRA
2.15%$500-1.5 Year IRA
1.55%$500-1 Year IRA
0.80%$500-6 Month IRA
0.55%$500-91 Day IRA


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