BankFinancial, FSB

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.75%	Reward Checking	eRewards Checking 1.94% - National Average
2.35%	5-year CD	5 Year CD 2.80% - Barclays 60 Month Online CD
1.50%	1-year CD	1 Year Goal Setter CD 2.35% - Synchrony Bank 14 Month CD Special

View all BankFinancial, FSB rates »

Overview / Commentary

www.bankfinancial.com

800-894-6900

21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 25^th largest bank in the state of Illinois. It is also the 496^th largest bank in the nation. It was established in 1924 and as of December of 2017, it had grown to 236 employees at 20 locations. BankFinancial, FSB's CD rates are 67% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	28808
Year Established	1924
Employees	236
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	5.82%
Annual Interest Income	$56.5MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$1.62B$1.62B
Loans	Q4 2017vs Q4 2016	$1.31B$1.31B
Deposits	Q4 2017vs Q4 2016	$1.36B$1.37B
Equity Capital	Q4 2017vs Q4 2016	$188.9MM$176.8MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$8.4MM$8.1MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$2.4MM$3.3MM
Real Estate Owned	Q4 2017vs Q4 2016	$2.4MM$3.9MM

BankFinancial, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	IRA Management
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k
0.25%	$1k	-	Spectrum Select Savings
0.25%	$1k	-	Spectrum Select Business Savings
0.10%	$150	-	Business Savings Accounts
0.10%	-	-	Kids Savings Account
0.10%	$150	-	Everyday Savings Account

BankFinancial, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$50k^*	$500k	Spectrum Select Money Market
OTHER TIERS: 0.35% → $2,500 - $10k \| 0.50% → $1mm+ \| 0.55% → $500k - $1mm \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k
0.75%^*	$50k^*	$500k	Spectrum Select Business Money Market
OTHER TIERS: 0.35% → $2,500 - $10k \| 0.50% → $1mm+ \| 0.55% → $500k - $1mm \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k
0.40%^*	$100k^*	-	Personal Money Market
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100mm
0.40%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k
0.40%^*	$100k^*	-	Public Funds Money Market
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $75k \| 0.35% → $75k - $100k

BankFinancial, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%^*	-	$25k	eRewards Checking
OTHER TIERS: 0.25% → $25k+
1.23%	-	-	IOLTA Checking
0.75%^*	$50k^*	$500k	Business Investment Checking
OTHER TIERS: 0.35% → $2,500 - $10k \| 0.50% → $1mm+ \| 0.55% → $500k - $1mm \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k
0.75%^*	$100k^*	$500k	Spectrum Select Corporate Checking
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.30% → $1mm+ \| 0.50% → $25k - $1mm
0.75%^*	$250k^*	$2m	Spectrum Select Commercial Checking
OTHER TIERS: 0.30% → $2mm+
0.30%^*	$100k^*	-	Spectrum Select Checking
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.25% → $10k - $100k
0.30%^*	$100k^*	-	Spectrum Select Business Checking
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.25% → $10k - $100k
0.10%	$1,500	-	Small Business Checking
0.10%	-	-	Public Funds Checking
0.10%	$1,500	-	Civic Checking
0.01%	-	-	Express Checking

BankFinancial, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$10k	-	22 Month Spectrum Select CD
2.50%	-	-	Business 22 Month Spectrum CD
2.50%	$1k	-	21 Month eCD
2.35%	$1k	-	5 Year CD
2.30%	$1k	-	4 Year CD
2.30%	$1k	-	Business 5 Year CD
2.25%	$10k	-	15 Month Spectrum Select CD
2.25%	-	-	Business 15 Month Spectrum CD
2.25%	$1k	-	3 Year CD
2.25%	$1k	-	14 Month eCD
2.25%	$1k	-	Business 3 Year CD
2.25%	$1k	-	Business 4 Year CD
2.20%	$1k	-	2.5 Year CD
2.20%	$1k	-	Business 2.5 Year CD
2.15%	$1k	-	2 Year CD
2.15%^*	$1k^*	-	2 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
2.15%	$1k	-	Business 2 Year CD
2.10%	$1k	-	18 Month Variable Rate CD
2.10%	$1k	-	Business 18 Month Variable Rate CD
2.00%	$10k	-	11 Month Spectrum Select CD
2.00%	$1k	-	18 Month Jump Rate CD
2.00%	$1k	-	Business 18 Months Jump Rate CD
2.00%	-	-	Business 11 Month Spectrum CD
1.90%	$1k	-	1.5 Year CD
1.90%	$1k	-	Business 1.5 Year CD
1.50%	$1k	-	1 Year CD
1.50%^*	$1k^*	-	1 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
1.50%	$500	-	1 Year Kids CD
1.50%	$1k	-	Business 1 Year CD
0.75%	$1k	-	6 Month CD
0.75%	$500	-	6 Month Kids CD
0.75%	$1k	-	Business 6 Month CD
0.60%^*	$1k^*	-	6 Month Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
0.50%	$1k	-	91 Day CD
0.50%	$1k	-	Business 91 Day CD

BankFinancial, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$10k	-	22 Month Spectrum Select IRA
2.40%	$500	-	5 Year IRA
2.35%	$500	-	4 Year IRA
2.30%	$500	-	3 Year IRA
2.25%	$500	-	2.5 Year IRA
2.25%	$10k	-	15 Month Spectrum Select IRA
2.20%	$500	-	2 Year IRA
2.10%	$500	-	18 Month Variable Rate
2.05%	$1k	-	18 Month Jump Rate IRA
2.00%	$10k	-	11 Month Spectrum Select IRA
1.95%	$500	-	1.5 Year IRA
1.55%	$500	-	1 Year IRA
0.80%	$500	-	6 Month IRA
0.55%	$500	-	91 Day IRA

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

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