BankFinancial, FSB


Overview / Commentary
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 35th largest bank in the state of Illinois. It is also the 601st largest bank in the nation. It was established in 1924 and as of June of 2020, it had grown to 199 employees at 20 locations. BankFinancial, FSB has an A+ health rating.

Reviews (1)

I Do Not Enjoy This Bank.

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.



Health
A+

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees199
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.53%
Annual Interest Income$28.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.59B$1.53B
LoansQ2 2020vs Q2 2019$1.08B$1.27B
DepositsQ2 2020vs Q2 2019$1.41B$1.35B
Equity CapitalQ2 2020vs Q2 2019$163.9MM$162.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$8.2MM$7.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.8MM$3.0MM
Real Estate OwnedQ2 2020vs Q2 2019$143.00K$497.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not BankFinancial, FSB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Self Directed IRA Account
OTHER TIERS: 0.10% Up to $25k
0.10%$1k-Spectrum Select Savings
0.10%$1k-Spectrum Select Business Savings
0.05%$150-Business Savings Accounts
0.05%--Kids Savings Account
0.05%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-Spectrum Select Money Market
OTHER TIERS: 0.15% Up to $2.5k
0.20%*$2.5k*-Spectrum Select Business Money Market
OTHER TIERS: 0.15% Up to $2.5k
0.15%*$25k*-Personal Money Market
OTHER TIERS: 0.10% Up to $25k
0.15%*$25k*-Business Money Market
OTHER TIERS: 0.10% Up to $25k
0.15%*$25k*$250kPublic Funds Money Market
OTHER TIERS: 0.10% Up to $25k

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--IOLTA Checking
0.74%*-$25keRewards Checking
OTHER TIERS: 0.10% $25k+
0.15%*$25k*-Spectrum Select Checking
OTHER TIERS: 0.10% Up to $25k
0.15%*$25k*-Spectrum Select Business Checking
OTHER TIERS: 0.10% Up to $25k
0.05%$1.5k-Small Business Checking
0.05%--Public Funds Checking
0.05%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$10k-22 Month Spectrum Select CD
0.30%$1k-3 Year CD
0.30%$1k-4 Year CD
0.30%$1k-5 Year CD
0.30%$1k-Business 3 Year CD
0.30%$1k-Business 4 Year CD
0.30%$1k-Business 5 Year CD
0.30%$10k-Business 22 Month Spectrum Select CD
0.25%$10k-15 Month Spectrum Select CD
0.25%$1k-2 Year CD
0.25%$1k-2.5 Year CD
0.25%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.10% $25 - $1k
0.25%$1k-21 Month eCD
0.25%$1k-Business 2 Year CD
0.25%$1k-Business 2.5 Year CD
0.25%$10k-Business 15 Month Spectrum Select CD
0.20%$10k-11 Month Spectrum Select CD
0.20%$1k-1.5 Year CD
0.20%$1k-18 Month Jump Rate CD
0.20%$1k-Business 18 Month Jump Rate CD
0.20%$1k-14 Month eCD
0.20%$10k-Business 11 Month Spectrum Select CD
0.15%$1k-1 Year CD
0.15%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.05% $25 - $1k
0.15%$500-1 Year Kids CD
0.15%$1k-Business 1 Year CD
0.11%$1k-18 Month Variable Rate CD
0.11%$1k-Business 18 Month Variable Rate CD
0.10%$1k-6 Month CD
0.10%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.05% $25 - $1k
0.10%$500-6 Month Kids CD
0.10%$1k-Business 6 Month CD
0.05%$1k-91 Day CD
0.05%$1k-Business 91 Day CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-4 Year IRA
0.30%$500-5 Year IRA
0.30%$10k-22 Month Spectrum Select IRA
0.30%$500-3 Year IRA
0.25%$500-2 Year IRA
0.25%$500-2.5 Year IRA
0.25%$10k-15 Month Spectrum Select IRA
0.20%$1k-18 Month Jump Rate IRA
0.20%$500-1.5 Year IRA
0.20%$10k-11 Month Spectrum Select IRA
0.15%$500-1 Year IRA
0.11%$500-18 Month Variable Rate
0.10%$500-6 Month IRA
0.05%$500-91 Day IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.