BankFinancial, FSB is headquartered in Olympia Fields and is the 36th largest bank in the state of Illinois. It is also the 652nd largest bank in the nation. It was established in 1924 and as of June of 2022, it had grown to 200 employees at 20 locations. BankFinancial, FSB has an A health rating.
I Do Not Enjoy This Bank.
The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28808 |
| Year Established | 1924 |
| Employees | 200 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 5.72% |
| Annual Interest Income | $24.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.64B$1.66B |
| Loans | Q2 2022vs Q2 2021 | $1.14B$1.03B |
| Deposits | Q2 2022vs Q2 2021 | $1.46B$1.47B |
| Equity Capital | Q2 2022vs Q2 2021 | $165.4MM$165.8MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $7.2MM$6.9MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.7MM$884.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $274.00K$475.00K |
