BankFinancial, FSB
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 1.74% - National Average |
| 2.80% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.00% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
BankFinancial, FSB is headquartered in Olympia Fields and is the 30th largest bank in the state of Illinois. It is also the 527th largest bank in the nation. It was established in 1924 and as of December of 2018, it had grown to 236 employees at 20 locations. BankFinancial, FSB's CD rates are 2X the national average, and it has an A health rating.
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I Do Not Enjoy This Bank.
The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28808 |
| Year Established | 1924 |
| Employees | 236 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.31% |
| Return on Equity - YTD | 11.22% |
| Annual Interest Income | $61.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.58B$1.62B |
| Loans | Q4 2018vs Q4 2017 | $1.32B$1.31B |
| Deposits | Q4 2018vs Q4 2017 | $1.37B$1.36B |
| Equity Capital | Q4 2018vs Q4 2017 | $173.3MM$188.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $8.5MM$8.4MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.5MM$2.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.2MM$2.4MM |
Always verify rates and promotions with the bank or credit union. We are not BankFinancial, FSB; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BankFinancial, FSB Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $75k* | - | Self Directed IRA Account | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k | |||||
| 0.50% | $1k | - | Spectrum Select Savings | ||
| 0.50% | $1k | - | Spectrum Select Business Savings | ||
| 0.25% | $150 | - | Business Savings Accounts | ||
| 0.25% | - | - | Kids Savings Account | ||
| 0.25% | $150 | - | Everyday Savings Account | ||
BankFinancial, FSB Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | - | - | Spectrum Select Money Market | ||
| 1.00% | - | - | Spectrum Select Business Money Market | ||
| 0.60%* | $75k* | - | Personal Money Market | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k | |||||
| 0.60%* | $75k* | - | Business Money Market | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k | |||||
| 0.60%* | $75k* | - | Public Funds Money Market | ||
| OTHER TIERS: 0.20% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $75k | |||||
BankFinancial, FSB Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $25k | eRewards Checking | ||
| OTHER TIERS: 0.40% → $25k+ | |||||
| 1.77% | - | - | IOLTA Checking | ||
| 1.00% | - | - | Business Investment Checking | ||
| 0.50%* | $50k* | - | Spectrum Select Checking | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $50k | |||||
| 0.50%* | $50k* | - | Spectrum Select Business Checking | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $50k | |||||
| 0.15% | $1.5k | - | Small Business Checking | ||
| 0.15% | - | - | Public Funds Checking | ||
| 0.15% | $1.5k | - | Civic Checking | ||
| 0.01% | - | - | Express Checking | ||
BankFinancial, FSB CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.80% | $1k | - | 5 Year CD | ||
| 2.70% | $1k | - | 4 Year CD | ||
| 2.65% | $1k | - | 3 Year CD | ||
| 2.60% | $10k | - | 22 Month Spectrum Select CD | ||
| 2.60% | $1k | - | 21 Month eCD | ||
| 2.60% | $10k | - | 22 Month Spectrum Winter CD Special | ||
| 2.55% | $10k | - | 15 Month Spectrum Select CD | ||
| 2.55% | $1k | - | 2.5 Year CD | ||
| 2.55% | $1k | - | 14 Month eCD | ||
| 2.49% | $1k | - | 18 Month Variable Rate CD | ||
| 2.45% | $10k | - | 11 Month Spectrum Select CD | ||
| 2.45% | $1k | - | 2 Year CD | ||
| 2.45%* | $1k* | - | 2 Year Goal Setter CD | ||
| OTHER TIERS: 0.25% → $25 - $1k | |||||
| 2.35% | $1k | - | 1.5 Year CD | ||
| 2.35% | $1k | - | 18 Month Jump Rate CD | ||
| 2.35% | $1k | - | 18 Month Jump Rate Winter CD Special | ||
| 2.00% | $1k | - | 1 Year CD | ||
| 2.00%* | $1k* | - | 1 Year Goal Setter CD | ||
| OTHER TIERS: 0.25% → $25 - $1k | |||||
| 2.00% | $500 | - | 1 Year Kids CD | ||
| 2.00% | $10k | - | 30 Day Spectrum Select CD | ||
| 1.00% | $1k | - | 6 Month CD | ||
| 1.00%* | $1k* | - | 6 Month Goal Setter CD | ||
| OTHER TIERS: 0.25% → $25 - $1k | |||||
| 1.00% | $500 | - | 6 Month Kids CD | ||
| 0.75% | $1k | - | 91 Day CD | ||
BankFinancial, FSB IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.85% | $500 | - | 5 Year IRA | |
| 2.75% | $500 | - | 4 Year IRA | |
| 2.70% | $500 | - | 3 Year IRA | |
| 2.60% | $500 | - | 2.5 Year IRA | |
| 2.50% | $500 | - | 2 Year IRA | |
| 2.49% | $500 | - | 18 Month Variable Rate | |
| 2.40% | $1k | - | 18 Month Jump Rate IRA | |
| 2.40% | $500 | - | 1.5 Year IRA | |
| 2.05% | $500 | - | 1 Year IRA | |
| 1.05% | $500 | - | 6 Month IRA | |
| 0.80% | $500 | - | 91 Day IRA |
