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BankFinancial, FSB


Overview / Commentary
www.bankfinancial.com
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 35th largest bank in the state of Illinois. It is also the 565th largest bank in the nation. It was established in 1924 and as of December of 2019, it had grown to 222 employees at 20 locations. BankFinancial, FSB has an A health rating.

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Reviews (1)

I Do Not Enjoy This Bank.

Posted by: |

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.

1


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees222
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.73%
Annual Interest Income$65.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.49B$1.58B
LoansQ4 2019vs Q4 2018$1.17B$1.32B
DepositsQ4 2019vs Q4 2018$1.30B$1.37B
Equity CapitalQ4 2019vs Q4 2018$164.8MM$173.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$7.6MM$8.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$846.00K$1.5MM
Real Estate OwnedQ4 2019vs Q4 2018$186.00K$1.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Self Directed IRA Account
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k
0.15%$1k-Spectrum Select Savings
0.15%$1k-Spectrum Select Business Savings
0.05%$150-Business Savings Accounts
0.05%--Kids Savings Account
0.05%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$2.5k*-Spectrum Select Money Market
OTHER TIERS: 0.20% → Up to $2.5k
0.40%*$2.5k*-Spectrum Select Business Money Market
OTHER TIERS: 0.20% → Up to $2.5k
0.20%*$10k*-Personal Money Market
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k
0.20%*$10k*-Business Money Market
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k
0.20%*$10k*$250kPublic Funds Money Market
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--IOLTA Checking
0.75%*-$25keRewards Checking
OTHER TIERS: 0.15% → $25k+
0.40%*$2.5k*-Investment Checking
OTHER TIERS: 0.20% → Up to $2.5k
0.20%*$10k*-Spectrum Select Checking
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k
0.20%*$10k*-Spectrum Select Business Checking
OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k
0.05%$1.5k-Small Business Checking
0.05%--Public Funds Checking
0.05%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-5 Year CD
0.90%$1k-Business 5 Year CD
0.85%$10k-22 Month Spectrum Select CD
0.85%$1k-4 Year CD
0.85%$1k-21 Month eCD
0.85%$1k-Business 4 Year CD
0.85%$10k-Business 22 Month Spectrum Select CD
0.80%$10k-15 Month Spectrum Select CD
0.80%$1k-3 Year CD
0.80%$1k-Business 3 Year CD
0.80%$10k-Business 15 Month Spectrum Select CD
0.75%$10k-11 Month Spectrum Select CD
0.75%$1k-14 Month eCD
0.75%$10k-Business 11 Month Spectrum Select CD
0.70%$1k-2.5 Year CD
0.70%$1k-Business 2.5 Year CD
0.60%$1k-2 Year CD
0.60%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
0.60%$1k-Business 2 Year CD
0.55%$1k-1.5 Year CD
0.55%$1k-18 Month Jump Rate CD
0.55%$1k-Business 18 Month Jump Rate CD
0.50%$1k-1 Year CD
0.50%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.15% → $25 - $1k
0.50%$500-1 Year Kids CD
0.50%$1k-Business 1 Year CD
0.35%$1k-6 Month CD
0.35%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.15% → $25 - $1k
0.35%$500-6 Month Kids CD
0.35%$1k-Business 6 Month CD
0.16%$1k-18 Month Variable Rate CD
0.16%$1k-Business 18 Month Variable Rate CD
0.15%$1k-91 Day CD
0.15%$1k-Business 91 Day CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-5 Year IRA
0.90%$500-4 Year IRA
0.85%$10k-22 Month Spectrum Select IRA
0.85%$500-3 Year IRA
0.80%$10k-15 Month Spectrum Select IRA
0.75%$500-2.5 Year IRA
0.75%$10k-11 Month Spectrum Select IRA
0.65%$500-2 Year IRA
0.60%$1k-18 Month Jump Rate IRA
0.60%$500-1.5 Year IRA
0.55%$500-1 Year IRA
0.40%$500-6 Month IRA
0.20%$500-91 Day IRA
0.16%$500-18 Month Variable Rate
Locations

Availability



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