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BankFinancial, FSB


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankfinancial.com
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in OLYMPIA FIELDS and is the 44th largest bank in the state of Illinois. It is also the 772nd largest bank in the nation. It was established in 1924 and as of March of 2025, it had grown to 191 employees at 19 locations. BankFinancial, FSB's CD rates are 94% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees191
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.51%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.43B$1.47B
LoansQ1 2025vs Q1 2024$841.1MM$1.01B
DepositsQ1 2025vs Q1 2024$1.24B$1.27B
Equity CapitalQ1 2025vs Q1 2024$162.7MM$161.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.3MM$8.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$16.4MM$20.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Spectrum Select Savings
0.25%$1k-Spectrum Select Business Savings
0.15%$150-Business Savings Accounts
0.15%$0-Kids Savings Account
0.15%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Spectrum Select Money Market
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $100k | 1.25% → $100k - $250k
1.50%*$1m*-Spectrum Select Business Money Market
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $250k | 1.25% → $250k - $1m
0.75%*$50k*-Personal Money Market
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $50k
0.75%*$50k*-Business Money Market
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $50k
0.75%*$50k*-Public Funds Money Market
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $50k

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1$3mIntegrated Business Checking ICS Sweep
OTHER TIERS: 2.00% → $3m+
3.20%$0-IOLTA Checking
2.00%*$50k*-Integrated Business Checking
OTHER TIERS: 1.00% → $10k - $50k
1.00%*$100k*-Spectrum Select Checking
OTHER TIERS: 0.15% → $0 - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.75% → $50k - $100k
1.00%*$0$25keRewards Checking
OTHER TIERS: 0.25% → $25k+
0.75%*$500k*-Public Funds Checking
OTHER TIERS: 0.25% → $0 - $500k
0.10%$1.5k-Civic Checking
0.01%$0-Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$10k-4 Month Spectrum Select CD
4.10%$10k-Business 4 Month Spectrum Select CD
3.50%$10k-11 Month Spectrum Select CD
3.50%$1k-18 Month Jump Rate CD
3.50%$1k-Business 18 Month Jump Rate CD
3.50%$10k-Business 11 Month Spectrum Select CD
3.40%$10k-15 Month Spectrum Select CD
3.40%$10k-Business 15 Month Spectrum Select CD
3.25%$10k-22 Month Spectrum Select CD
3.25%$10k-Business 22 Month Spectrum Select CD
3.00%$1k-3 Year CD
3.00%$1k-4 Year CD
3.00%$1k-5 Year CD
3.00%$1k-Business 3 Year CD
3.00%$1k-Business 4 Year CD
3.00%$1k-Business 5 Year CD
2.75%$1k-2.5 Year CD
2.75%$1k-Business 2.5 Year CD
2.50%$1k-2 Year CD
2.50%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.75% → $25 - $1k
2.50%$1k-Business 2 Year CD
2.25%$1k-1.5 Year CD
2.25%$1k-Business 1.5 Year CD
1.75%$1k-1 Year CD
1.75%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.60% → $25 - $1k
1.75%$1k-Business 1 Year CD
1.65%$500-1 Year Kids CD
1.50%$1k-6 Month CD
1.50%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.50% → $25 - $1k
1.50%$1k-Business 6 Month CD
1.50%$10k-30 Day Spectrum Select CD
1.50%$10k-Business 30 Day Spectrum Select CD
1.40%$500-6 Month Kids CD
1.25%$1k-91 Day CD
1.25%$1k-Business 91 Day CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-18 Month Variable Rate
3.50%$1k-18 Month Jump Rate IRA
3.50%$10k-11 Month Spectrum Select IRA
3.40%$10k-15 Month Spectrum Select IRA
3.25%$10k-22 Month Spectrum Select IRA
3.00%$500-4 Year IRA
3.00%$500-5 Year IRA
3.00%$500-3 Year IRA
2.75%$500-2.5 Year IRA
2.50%$500-2 Year IRA
2.25%$500-1.5 Year IRA
1.75%$500-1 Year IRA
1.50%$500-6 Month IRA
1.25%$500-91 Day IRA
0.50%*$10k*-Self Directed IRA Account
OTHER TIERS: 0.25% → $0 - $10k
Locations

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