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BankFinancial, FSB


Overview / Commentary
www.bankfinancial.com
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in OLYMPIA FIELDS and is the 44th largest bank in the state of Illinois. It is also the 742nd largest bank in the nation. It was established in 1924 and as of June of 2024, it had grown to 206 employees at 19 locations. BankFinancial, FSB's CD rates are 94% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees206
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.95%
Annual Interest Income$35.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.47B$1.52B
LoansQ2 2024vs Q2 2023$987.7MM$1.17B
DepositsQ2 2024vs Q2 2023$1.27B$1.32B
Equity CapitalQ2 2024vs Q2 2023$164.5MM$159.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$8.1MM$9.2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$20.8MM$24.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$472K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Self Directed IRA Account
OTHER TIERS: 0.25% → $0 - $10k
0.25%$1k-Spectrum Select Savings
0.25%$1k-Spectrum Select Business Savings
0.15%$150-Business Savings Accounts
0.15%$0-Kids Savings Account
0.15%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Spectrum Select Money Market
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $1m | 1.25% → $100k - $250k
1.50%*$1m*-Spectrum Select Business Money Market
OTHER TIERS: 0.25% → $0 - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $75k | 1.00% → $75k - $250k | 1.25% → $250k - $1m
0.75%*$250k*-Personal Money Market
OTHER TIERS: 0.25% → $0 - $2.5k | 0.50% → $2.5k - $250k
0.75%*$75k*-Business Money Market
OTHER TIERS: 0.25% → $0 - $2.5k | 0.50% → $2.5k - $75k
0.75%*$25k*-Public Funds Money Market
OTHER TIERS: 0.25% → $0 - $2.5k | 0.50% → $2.5k - $25k

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$250k$1mIntegrated Business Checking ICS Sweep
3.56%$0-IOLTA Checking
3.00%*$50k*-Integrated Business Checking
OTHER TIERS: 1.00% → $10k - $50k
1.00%*$100k*-Spectrum Select Checking
OTHER TIERS: 0.15% → $0 - $10k | 0.20% → $10k - $25k | 0.30% → $25k+ | 0.75% → $50k - $100k
1.00%*$0$25keRewards Checking
OTHER TIERS: 0.25% → $25k+
0.75%*$50k*-Public Funds Checking
OTHER TIERS: 0.25% → $0 - $50k
0.75%*$75k*-Spectrum Select Business Checking
OTHER TIERS: 0.15% → $0 - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.50% → $50k - $75k
0.10%$1.5k-Small Business Checking
0.10%$1.5k-Civic Checking
0.01%$0-Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$10k-15 Month Spectrum Select CD
4.25%$10k-Business 15 Month Spectrum Select CD
4.00%$10k-22 Month Spectrum Select CD
4.00%$10k-Business 22 Month Spectrum Select CD
3.75%$10k-11 Month Spectrum Select CD
3.75%*$1k*$250k18 Month Jump Rate CD
OTHER TIERS: 2.25% → $250k+
3.75%*$1k*$250kBusiness 18 Month Jump Rate CD
OTHER TIERS: 2.25% → $250k+
3.75%$10k-Business 11 Month Spectrum Select CD
3.50%$1k-5 Year CD
3.50%$1k-Business 5 Year CD
3.25%$1k-4 Year CD
3.25%$1k-Business 4 Year CD
3.00%$1k-3 Year CD
3.00%$1k-Business 3 Year CD
2.75%$1k-2.5 Year CD
2.75%$1k-Business 2.5 Year CD
2.50%$1k-2 Year CD
2.50%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.75% → $25 - $1k
2.50%$1k-Business 2 Year CD
2.50%$10k-4 Month Spectrum Select CD
2.50%$10k-Business 4 Month Spectrum Select CD
2.25%$1k-1.5 Year CD
1.75%$1k-1 Year CD
1.75%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.60% → $25 - $1k
1.75%$1k-Business 1 Year CD
1.65%$500-1 Year Kids CD
1.50%$1k-6 Month CD
1.50%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.50% → $25 - $1k
1.50%$1k-Business 6 Month CD
1.50%$10k-30 Day Spectrum Select CD
1.50%$10k-Business 30 Day Spectrum Select CD
1.40%$500-6 Month Kids CD
1.25%$1k-91 Day CD
1.25%$1k-Business 91 Day CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.31%$500-18 Month Variable Rate
4.25%$10k-15 Month Spectrum Select IRA
4.00%$10k-22 Month Spectrum Select IRA
3.75%*$1k*$250k18 Month Jump Rate IRA
OTHER TIERS: 2.25% → $250k+
3.75%$10k-11 Month Spectrum Select IRA
3.50%$500-5 Year IRA
3.25%$500-4 Year IRA
3.00%$500-3 Year IRA
2.75%$500-2.5 Year IRA
2.50%$500-2 Year IRA
2.25%$500-1.5 Year IRA
1.75%$500-1 Year IRA
1.50%$500-6 Month IRA
1.25%$500-91 Day IRA
Locations

Availability



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