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BankFinancial, FSB


Overview / Commentary
www.bankfinancial.com
800-894-6900
21110 South Western Avenue
Olympia Fields, IL 60461

BankFinancial, FSB is headquartered in Olympia Fields and is the 36th largest bank in the state of Illinois. It is also the 647th largest bank in the nation. It was established in 1924 and as of March of 2022, it had grown to 206 employees at 20 locations. BankFinancial, FSB has an A health rating.

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Reviews (1)

I Do Not Enjoy This Bank.

Posted by: |

The only reason I stayed with this bank for so long is that it's convenient to where I live. After all this time (probably at least 20 plus years) I have direct deposit of my SS check, three insurance payments are automatically deducted at the first of the month and I have numerous utility bills also deducted automatically. Here's my biggest beef; they charge you $3.50 to make an external transfer to another bank. Every other bank does not charge anything for this service; ridiculous.

1


Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28808
Year Established1924
Employees206
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.14%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.66B$1.62B
LoansQ1 2022vs Q1 2021$1.06B$1.03B
DepositsQ1 2022vs Q1 2021$1.47B$1.44B
Equity CapitalQ1 2022vs Q1 2021$165.6MM$163.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$6.8MM$7.4MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.0MM$679.00K
Real Estate OwnedQ1 2022vs Q1 2021$274.00K$865.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not BankFinancial, FSB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankFinancial, FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Self Directed IRA Account
0.15%$1k-Spectrum Select Savings
0.15%$1k-Spectrum Select Business Savings
0.10%$150-Business Savings Accounts
0.10%--Kids Savings Account
0.10%$150-Everyday Savings Account

BankFinancial, FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Spectrum Select Money Market
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k
0.20%--Personal Money Market
0.20%--Spectrum Select Business Money Market
0.15%--Business Money Market
0.15%--Public Funds Money Market

BankFinancial, FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%--IOLTA Checking
0.74%*-$25keRewards Checking
OTHER TIERS: 0.10% → $25k+
0.30%*$25k*-Spectrum Select Checking
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k
0.20%*$50k*$100kSpectrum Select Business Checking
OTHER TIERS: 0.10% → Any amount
0.10%$1.5k-Small Business Checking
0.10%--Public Funds Checking
0.10%$1.5k-Civic Checking
0.01%--Express Checking

BankFinancial, FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$10k-22 Month Spectrum Select CD
1.00%$10k-Business 22 Month Spectrum Select CD
0.95%$1k-5 Year CD
0.95%$1k-Business 5 Year CD
0.90%$10k-15 Month Spectrum Select CD
0.90%$1k-4 Year CD
0.90%$1k-Business 4 Year CD
0.90%$10k-Business 15 Month Spectrum Select CD
0.85%$1k-18 Month Jump Rate CD
0.85%$1k-3 Year CD
0.85%$1k-Business 18 Month Jump Rate CD
0.85%$1k-Business 3 Year CD
0.80%$1k-2.5 Year CD
0.80%$1k-Business 2.5 Year CD
0.75%$10k-11 Month Spectrum Select CD
0.75%$1k-2 Year CD
0.75%*$1k*-2 Year Goal Setter CD
OTHER TIERS: 0.25% → $25 - $1k
0.75%$1k-Business 2 Year CD
0.75%$10k-Business 11 Month Spectrum Select CD
0.75%$10k-4 Month Spectrum Select CD
0.75%$10k-Business 4 Month Spectrum Select CD
0.65%$1k-1.5 Year CD
0.60%$1k-1 Year CD
0.60%*$1k*-1 Year Goal Setter CD
OTHER TIERS: 0.20% → $25 - $1k
0.60%$1k-Business 1 Year CD
0.50%$1k-6 Month CD
0.50%*$1k*-6 Month Goal Setter CD
OTHER TIERS: 0.20% → $25 - $1k
0.50%$500-1 Year Kids CD
0.50%$1k-Business 6 Month CD
0.40%$500-6 Month Kids CD
0.40%$10k-30 Day Spectrum Select CD
0.40%$10k-Business 30 Day Spectrum Select CD
0.35%$1k-91 Day CD
0.35%$1k-Business 91 Day CD

BankFinancial, FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.09%$500-18 Month Variable Rate
1.00%$10k-22 Month Spectrum Select IRA
0.95%$500-5 Year IRA
0.90%$500-4 Year IRA
0.90%$10k-15 Month Spectrum Select IRA
0.85%$1k-18 Month Jump Rate IRA
0.85%$500-3 Year IRA
0.80%$500-2.5 Year IRA
0.75%$500-2 Year IRA
0.75%$10k-11 Month Spectrum Select IRA
0.65%$500-1.5 Year IRA
0.60%$500-1 Year IRA
0.50%$500-6 Month IRA
0.35%$500-91 Day IRA
Locations

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