bankHometown

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.6 / 5

SoFi Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Overview / Commentary

www.bankhometown.com

888-307-5887

31 Sutton Avenue
Oxford, MA 01540

bankHometown is headquartered in OXFORD and is the 41^st largest bank in the state of Massachusetts. It is also the 744^th largest bank in the nation. It was established in 1889 and as of September of 2024, it had grown to 142 employees at 16 locations. bankHometown has an A+ health rating.

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Health

A+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26523
Year Established	1889
Employees	142
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	10.76%
Annual Interest Income	$53.6MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$1.49B$1.38B
Loans	Q3 2024vs Q3 2023	$1.2B$1.1B
Deposits	Q3 2024vs Q3 2023	$1.28B$1.19B
Equity Capital	Q3 2024vs Q3 2023	$168.1MM$148.6MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$12.7MM$11.4MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$3.7MM$4.5MM
Real Estate Owned	Q3 2024vs Q3 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.6 / 5

SoFi Bank, N.A.

SoFi Checking and Savings

See Offer

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

bankHometown Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$0	-	Vacation Club
0.05%	$0	-	GetReal Savings
0.05%	$0	-	Holiday Club

bankHometown Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$1m^*	-	Tiered Money Market
OTHER TIERS: 0.10% → $0 - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k \| 0.25% → $100k - $1m
0.20%	$0	-	GetMore Money Market

bankHometown Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	Get More Checking
OTHER TIERS: 0.05% → $0 - $25k \| 0.10% → $25k - $100k

bankHometown CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.35%	$0	-	7 Month Bump Up CD Special w/checking
4.35%	$0	-	Business 7 Month Bump Up CD Special w/checking
4.35%	$0	-	18 Month Bump Up CD Special w/checking
4.35%	$0	-	Business 18 Month Bump Up CD Special w/checking
4.09%	$0	-	7 Month CD Special
4.09%	$0	-	Business 7 Month CD Special
4.09%	$0	-	18 Month CD Special
4.09%	$0	-	Business 18 Month CD Special
0.50%	$0	-	60 Month CD
0.45%	$0	-	48 Month CD
0.40%	$0	-	36 Month CD
0.35%	$0	-	24 Month CD
0.25%	$0	-	15 Month CD
0.20%	$0	-	12 Month CD
0.15%	$0	-	9 Month CD
0.10%	$0	-	6 Month CD
0.05%	$0	-	3 Month CD

bankHometown IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.35%	$0	-	7 Month Bump Up IRA Special w/checking
4.35%	$0	-	18 Month Bump Up IRA Special w/ Checking
4.09%	$0	-	7 Month IRA Special
4.09%	$0	-	18 Month IRA Special
0.50%	$0	-	60 Month IRA
0.45%	$0	-	48 Month IRA
0.40%	$0	-	36 Month IRA
0.35%	$0	-	24 Month IRA
0.25%	$0	-	15 Month IRA
0.20%	$0	-	12 Month IRA
0.15%	$0	-	9 Month IRA
0.10%	$0	-	6 Month IRA

Locations

Availability

Boston Area

Boston Area bank & credit union details

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