Overview / Commentary
31 Sutton Avenue
Oxford, MA 01540

bankHometown is headquartered in Oxford and is the 53rd largest bank in the state of Massachusetts. It is also the 979th largest bank in the nation. It was established in 1889 and as of December of 2018, it had grown to 119 employees at 13 locations. bankHometown has an A health rating.

Reviews (1)

Awful Service Avoid Them And Go To A Friendly Bank

Posted by: tekkie1 | Aug 24, 2011

They must think they are Bank of America.  Very poor service.  Open an account somewhere else.


Health Grade Components

FDIC Certificate #26523
Year Established1889
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD6.86%
Annual Interest Income$28.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$788.9MM$723.0MM
LoansQ4 2018vs Q4 2017$548.7MM$497.2MM
DepositsQ4 2018vs Q4 2017$647.7MM$621.3MM
Equity CapitalQ4 2018vs Q4 2017$96.5MM$91.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.6MM$2.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.4MM$5.9MM
Real Estate OwnedQ4 2018vs Q4 2017$0$26.00K
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Always verify rates and promotions with the bank or credit union. We are not bankHometown; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

bankHometown Savings Account Rates

0.05%--Passbook Savings
0.05%--GetReal Savings
0.05%--Club Accounts

bankHometown Money Market Rates

0.25%*$1m*-Tiered Money Market
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k | 0.20% $100k - $1m
0.25%*$1m*-Business Money Market
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k | 0.20% $100k - $1m
0.15%*$2.5k*-IRA Money Market
OTHER TIERS: 0.10% Up to $2.5k

bankHometown Checking Account Rates

0.25%*$1m*-Premier Checking
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k | 0.20% $100k - $1m
0.25%*$1m*-Business Premier Checking
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $100k | 0.20% $100k - $1m
0.25%--IOLTA Checking

bankHometown CD Rates

2.65%$1k-21 Month CD Special
2.30%$1k-13 Month CD Special
1.76%--60 Month CD
1.26%--48 Month CD
1.00%--36 Month CD
0.75%--15 Month CD
0.75%--24 Month CD
0.65%--18 Month CD
0.45%--12 Month CD
0.25%--9 Month CD
0.15%--6 Month CD
0.10%--3 Month CD

bankHometown IRA Rates

2.00%--19 Month IRA
1.76%--60 Month IRA
1.26%--48 Month IRA
1.00%--36 Month IRA
0.75%--15 Month IRA
0.75%--24 Month IRA
0.65%--18 Month IRA
0.45%--12 Month IRA
0.25%--9 Month IRA
0.15%--6 Month IRA


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