BankPlus is headquartered in Belzoni and is the 6th largest bank in the state of Mississippi. It is also the 267th largest bank in the nation. It was established in 1909 and as of December of 2020, it had grown to 975 employees at 82 locations. BankPlus has an A health rating.
Comment On Bankplus In Poplarville, MS
Great bank with outstanding people at Bankplus in Poplarville, MS. I've been with this bank for over 30 years and have never had a problem. Since I am out of state, all my banking is done over the telephone and I am always satisfied with the outcome. I like calling the bank and talking to someone I know personally, that will take care of my banking needs. Small town bank with big time customer satisfaction. The President of the bank, Wayne Alexander, is a very good friend of mine and has always been very professional and forthright. I will continue to do business with this bank and strongly recommend them to everyone. Good home town bank with outstanding customer service!!!!!!!!!!
Bank Plus is a great starter bank!
I LOVE Bank Plus, and have been a customer for over 20 years. The knowledgeable staff is willing to assist with any question that I have. The fees sometimes can appear crazy, but times where I have incurred fees the customer service has been outstanding. In one instance my account over drafted due to the banks mistake, the bank called me to apologize about the mistake. It's customer service like this that makes me appreciate working with local bank groups.
Bankplus
Bankplus is overall a good bank. The best part about this bank is that they are open late until 7pm. They also over an app that you can use to complete most bank transactions. You can complete electronic deposits from your phone. This is very easy. They have friendly staff. They know me by name. Their rates are reasonable. They also give you an overdraft limit. For instance, mine is 2000 dollars. If I use this money though I still have to pay the overdraft limit, but it helps in time of need.
THIEVES AND THEIVERY
I have banked with this bank almost 20 years now. And I am withdrawing ALL of my money. I get 2 direct deposits into my account on the first of every month and depending on what day first falls on it will come in a day early. I have to now continuously check my account for them stealing more of my money.
I have bill pay setup and have for years where everythin gets paid on the first. No matter the due date of the bill.
Now I did have a credit card that was on auto pay,then received a phone call telling me that my card had been closed due to miss payment. Now I know the money was deposited as it has been for years without change. I even have overdraft allowance of 2000. But on this day. My bill was not paid and got nsf charge of 36.00. Now if you have overdraft protection how is this possible??? And they even take a fee out monthly for this service.
I then got a credit card closed with a late fee attached and as well a 36.00 fee from the bank these bills have been set up for years without it never going unpaid. But 2 months ago it happened.. I had a time here recently when I had to call the bank about a nsf charge on my account and the bank lady told me that I DIDN'T and told her I wouldn't be calling about this if this wasn't happening and I told her I was opening the app up again to let her know exactly what I saw with my own eyes and while speaking with her, I explained to her what I had I just seen happen on my account. And without calling me a LIAR she let me know that,, wasn't possible yet there before me was my account being change from NSF to OD. REALLY??? But that doesn't matter, Either way it was written they took the 36.00. I have noticed that just within the past 2 years they have gotten me for close to $5000. If not more.
So HEED THIS WARNING
Do Not Bank with Bankplus unless your hard earned money isn't a big deal to you. BECAUSE it's a big deal to them that their hands are on your money and will keep it there
" FOR SAFE KEEPING " This is how they pay thier staff is by taking your money. To hold your deposited money until just the right moment a bill to be paid hits your account so that they can get that fee. If my deposits hit my account straight up at midnight it should be credited to the account just at that moment not at 7am in the morning when autopay starts to kick in.
THIEVES. Are who they are
And thievery is what they do.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5903 |
| Year Established | 1909 |
| Employees | 975 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 10.39% |
| Annual Interest Income | $170.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $4.70B$2.97B |
| Loans | Q4 2020vs Q4 2019 | $3.37B$2.07B |
| Deposits | Q4 2020vs Q4 2019 | $4.22B$2.61B |
| Equity Capital | Q4 2020vs Q4 2019 | $402.3MM$287.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $36.0MM$21.5MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $19.5MM$14.7MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $4.9MM$2.7MM |
