BankPlus
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.20% | 5-year CD | 2.27% - National Average |
| 0.35% | 1-year CD | 1.38% - National Average |
| 0.05% | Savings | 0.26% - National Average |
BankPlus is headquartered in Belzoni and is the 7th largest bank in the state of Mississippi. It is also the 342nd largest bank in the nation. It was established in 1909 and as of December of 2018, it had grown to 740 employees at 59 locations. BankPlus has an A health rating.
Comment On Bankplus In Poplarville, MS
Great bank with outstanding people at Bankplus in Poplarville, MS. I've been with this bank for over 30 years and have never had a problem. Since I am out of state, all my banking is done over the telephone and I am always satisfied with the outcome. I like calling the bank and talking to someone I know personally, that will take care of my banking needs. Small town bank with big time customer satisfaction. The President of the bank, Wayne Alexander, is a very good friend of mine and has always been very professional and forthright. I will continue to do business with this bank and strongly recommend them to everyone. Good home town bank with outstanding customer service!!!!!!!!!!
easy to work with.
Bank Plus has made my life easier. I wanted to have a separate account from my husband so I could save for emergencies and Christmas. By opening an account with them and using them strictly on line my husband never knew. It was so easy and simple to withdraw from our primary checking and make a deposit into my account and I could see in real time the updates in my Bank plus account. I rarely had any problems but the few times I did I could call the main branch and the reps there were always very helpful and answered all my questions. They would always explain everything thoroughly to me so I completely understood everything. I have been using Bank plus for a few years now and I always receive my online statements in a timely manner everything is clear and easy to understand. I have even started a college fund for my son there and it has grown considerable since no one knows it even exists. I would not hesitate to recommend this bank to anyone out there.
Bankplus
Bankplus is overall a good bank. The best part about this bank is that they are open late until 7pm. They also over an app that you can use to complete most bank transactions. You can complete electronic deposits from your phone. This is very easy. They have friendly staff. They know me by name. Their rates are reasonable. They also give you an overdraft limit. For instance, mine is 2000 dollars. If I use this money though I still have to pay the overdraft limit, but it helps in time of need.
WORST BANK EVER!!
This bank will lie straight to your face causing your hard earned money to go to nothing but NSF FEES/OD FEES when your account wasn't even in the negative to begin with!! They allowed my car note to process twice, one day apart! Then lied about returning the OD/NSF fees to my account! The teller and customer service (phone) I had been speaking to not only lied to me but had the worst attitude and ZERO customer service experience! Closed my account and now banking with Regions! I know I will never get that money back, and like most families we live pay check to pay check. WORST EXPERIENCE WITH THE EXCEPTION OF AT&T!!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5903 |
| Year Established | 1909 |
| Employees | 740 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 7.61% |
| Annual Interest Income | $110.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $2.76B$2.70B |
| Loans | Q4 2018vs Q4 2017 | $2.06B$1.90B |
| Deposits | Q4 2018vs Q4 2017 | $2.47B$2.13B |
| Equity Capital | Q4 2018vs Q4 2017 | $265.4MM$260.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $24.5MM$19.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $15.1MM$10.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $6.5MM$22.2MM |
Always verify rates and promotions with the bank or credit union. We are not BankPlus; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BankPlus Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Christmas Club Savings | |
| 0.05% | $100 | - | Personal Savings |
BankPlus Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Personal Money Market |
BankPlus Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $1m* | - | InvestmentPlus Checking | ||
| OTHER TIERS: 0.05% → $10k - $100k | 0.10% → $100k - $1m | |||||
| 0.10% | $1.5k | - | ValuePlus Interest Checking | ||
| 0.05% | $1k | - | InterestPlus Checking | ||
| 0.05% | $1k | - | PrimePlus Checking | ||
BankPlus CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.20% | $1k | - | 5 Year CD | |
| 1.00% | $1k | - | 4 Year CD | |
| 0.75% | $1k | - | 3 Year CD | |
| 0.60% | $1k | - | 2 Year CD | |
| 0.35% | $1k | - | 1 Year CD | |
| 0.20% | $1k | - | 180 Day CD | |
| 0.15% | $1k | - | 90 Day CD | |
| 0.10% | $1k | - | 30 Day CD | |
| 0.05% | $1k | - | 7 Day CD |
