Overview / Commentary
202 Jackson Street
Belzoni, MS 39038

BankPlus is headquartered in Belzoni and is the 6th largest bank in the state of Mississippi. It is also the 270th largest bank in the nation. It was established in 1909 and as of September of 2020, it had grown to 954 employees at 81 locations. BankPlus has an A health rating.

Comment On Bankplus In Poplarville, MS

Posted by: |

Great bank with outstanding people at Bankplus in Poplarville, MS. I've been with this bank for over 30 years and have never had a problem. Since I am out of state, all my banking is done over the telephone and I am always satisfied with the outcome. I like calling the bank and talking to someone I know personally, that will take care of my banking needs. Small town bank with big time customer satisfaction. The President of the bank, Wayne Alexander, is a very good friend of mine and has always been very professional and forthright. I will continue to do business with this bank and strongly recommend them to everyone. Good home town bank with outstanding customer service!!!!!!!!!!

Bank Plus is a great starter bank!

Posted by: |

I LOVE Bank Plus, and have been a customer for over 20 years. The knowledgeable staff is willing to assist with any question that I have. The fees sometimes can appear crazy, but times where I have incurred fees the customer service has been outstanding. In one instance my account over drafted due to the banks mistake, the bank called me to apologize about the mistake. It's customer service like this that makes me appreciate working with local bank groups.


Posted by: |

Bankplus is overall a good bank. The best part about this bank is that they are open late until 7pm. They also over an app that you can use to complete most bank transactions. You can complete electronic deposits from your phone. This is very easy. They have friendly staff. They know me by name. Their rates are reasonable. They also give you an overdraft limit. For instance, mine is 2000 dollars. If I use this money though I still have to pay the overdraft limit, but it helps in time of need.

Do Not Bank With Them

Posted by: |

Decided to give them a try as I was looking for a local bank to operate with. I deposited a small about into.the account around $500 upon opening. Used the account to pay for online Christmas stuff, etc. I have been charged $200 in overdraft charges and I cannot.see from any of the online sites where I have been overdrawn. As per the customer service rep, you are charged overdraft for pending transactions. I am unsure how that can happen since example: charged a pending $1 but and then reversed it. The bank has very shady practices. I was charged two ODF for venmo verifying the account. I understand now why this bank will never grow beyond it's small market. Customer service said it will refund $72 when that takes I will close the account. What an awful company. Customer service needs training in dealing with customers, she had the nerve cop an attitude when I started frustration over ODF FOR PENDING CHARGES. I have never heard of a bank doing this. I will stick with my regions, a legit bank.



Health Grade Components

FDIC Certificate #5903
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD10.7%
Annual Interest Income$122.1MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$4.55B$2.97B
LoansQ3 2020vs Q3 2019$3.42B$2.10B
DepositsQ3 2020vs Q3 2019$4.07B$2.61B
Equity CapitalQ3 2020vs Q3 2019$398.3MM$282.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$26.8MM$22.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$15.9MM$14.7MM
Real Estate OwnedQ3 2020vs Q3 2019$4.9MM$2.0MM
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Always verify rates and promotions with the bank or credit union. We are not BankPlus; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankPlus Savings Account Rates

0.05%--Christmas Club Savings
0.05%$100-Personal Savings

BankPlus Money Market Rates

0.05%$1k-Personal Money Market

BankPlus Checking Account Rates

0.10%*$100k*-InvestmentPlus Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%$1k-InterestPlus Checking
0.05%$1k-PrimePlus Checking
0.05%$1.5k-ValuePlus Interest Checking

BankPlus CD Rates

0.60%$1k-5 Year CD
0.50%$1k-4 Year CD
0.40%$1k-3 Year CD
0.30%$1k-2 Year CD
0.25%$1k-1 Year CD
0.15%$1k-180 Day CD
0.10%$1k-90 Day CD
0.05%$1k-7 Day CD
0.05%$1k-30 Day CD


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