BankPlus


Overview / Commentary
662-247-1811
202 E Jackson St
Belzoni, MS 39038

BankPlus is headquartered in BELZONI and is the 6th largest bank in the state of Mississippi. It is also the 203rd largest bank in the nation. It was established in 1909 and as of December of 2023, it had grown to 1,129 employees at 101 locations. BankPlus has an A+ health rating.

Comment On Bankplus In Poplarville, MS

Posted by: |

Great bank with outstanding people at Bankplus in Poplarville, MS. I've been with this bank for over 30 years and have never had a problem. Since I am out of state, all my banking is done over the telephone and I am always satisfied with the outcome. I like calling the bank and talking to someone I know personally, that will take care of my banking needs. Small town bank with big time customer satisfaction. The President of the bank, Wayne Alexander, is a very good friend of mine and has always been very professional and forthright. I will continue to do business with this bank and strongly recommend them to everyone. Good home town bank with outstanding customer service!!!!!!!!!!

Bank Plus is a great starter bank!

Posted by: |

I LOVE Bank Plus, and have been a customer for over 20 years. The knowledgeable staff is willing to assist with any question that I have. The fees sometimes can appear crazy, but times where I have incurred fees the customer service has been outstanding. In one instance my account over drafted due to the banks mistake, the bank called me to apologize about the mistake. It's customer service like this that makes me appreciate working with local bank groups.

Good enough for free!

Posted by: |

Bankplus offers a free checking account with no monthly fees. I have my paycheck deposited there and it shows up on time every time. Their phone-based customer service has been very good, however the customer service I have received in store has been just so-so.

I had to get a replacement debit card because my card was charged with fraudulent charges. To do this I went to the bank, they gave me my replacement. Half-way home I realized the card had somebody else's name on it and I had to go back.

Overall, I've had a positive service from Bankplus, just watch out for their overdraft fees. If you overdraft, they will charge you an overdraft fee for every time you use the card that day, not just for the time that caused the overdraft.

Rip Off Bank Avoid

BankPlus (should be called BankMinus because they will minus your account in ways you cannot imagine)> BankPlus purchased First Bank and Trust in Covington and started charging a $6/month fee, pays $0 interest on money in the checking account and is charging overdraft fees of $38 every time you turn-around.

Part of this scam is they show you having two different balances in your single checking account, one is actual, and one is how much they will cover in excess of the real balance-very misleading. I am canceling this account-I have never had banking problems like this before.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #5903
Year Established1909
Employees1129
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.81%
Annual Interest Income$365.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$7.64B$7.03B
LoansQ4 2023vs Q4 2022$6.02B$5.79B
DepositsQ4 2023vs Q4 2022$6.4B$5.99B
Equity CapitalQ4 2023vs Q4 2022$775.6MM$664.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$65.9MM$42.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$8.1MM$9.7MM
Real Estate OwnedQ4 2023vs Q4 2022$2.4MM$2.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankPlus Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Christmas Club Savings
0.05%$100-Personal Savings

BankPlus Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-PrimePlus Checking
0.05%$10k-InvestmentPlus Checking
0.05%$1.5k-ValuePlus Interest Checking

BankPlus CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-5 Year CD
0.45%$1k-4 Year CD
0.35%$1k-3 Year CD
0.25%$1k-2 Year CD
0.20%$1k-1 Year CD
0.15%$1k-180 Day CD
0.10%$1k-90 Day CD
0.05%$1k-30 Day CD
Locations

Availability



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