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Overview / Commentary
202 Jackson Street
Belzoni, MS 39038

BankPlus is headquartered in Belzoni and is the 5th largest bank in the state of Mississippi. It is also the 328th largest bank in the nation. It was established in 1909 and as of June of 2016, it had grown to 784 employees at 60 locations. BankPlus has a B health rating.

Reviews (5)

Comment On Bankplus In Poplarville, MS

Posted by: Anonymous | Mar 3, 2011

Great bank with outstanding people at Bankplus in Poplarville, MS. I've been with this bank for over 30 years and have never had a problem. Since I am out of state, all my banking is done over the telephone and I am always satisfied with the outcome. I like calling the bank and talking to someone I know personally, that will take care of my banking needs. Small town bank with big time customer satisfaction. The President of the bank, Wayne Alexander, is a very good friend of mine and has always been very professional and forthright. I will continue to do business with this bank and strongly recommend them to everyone. Good home town bank with outstanding customer service!!!!!!!!!!

Bank Plus is a great starter bank!

Posted by: Spencer | Dec 23, 2015

I LOVE Bank Plus, and have been a customer for over 20 years. The knowledgeable staff is willing to assist with any question that I have. The fees sometimes can appear crazy, but times where I have incurred fees the customer service has been outstanding. In one instance my account over drafted due to the banks mistake, the bank called me to apologize about the mistake. It's customer service like this that makes me appreciate working with local bank groups.


Posted by: cmarie | Oct 31, 2014

Bankplus is overall a good bank. The best part about this bank is that they are open late until 7pm. They also over an app that you can use to complete most bank transactions. You can complete electronic deposits from your phone. This is very easy. They have friendly staff. They know me by name. Their rates are reasonable. They also give you an overdraft limit. For instance, mine is 2000 dollars. If I use this money though I still have to pay the overdraft limit, but it helps in time of need.

Good enough for free!

Posted by: Dox | Jun 23, 2014

Bankplus offers a free checking account with no monthly fees. I have my paycheck deposited there and it shows up on time every time. Their phone-based customer service has been very good, however the customer service I have received in store has been just so-so.

I had to get a replacement debit card because my card was charged with fraudulent charges. To do this I went to the bank, they gave me my replacement. Half-way home I realized the card had somebody else's name on it and I had to go back.

Overall, I've had a positive service from Bankplus, just watch out for their overdraft fees. If you overdraft, they will charge you an overdraft fee for every time you use the card that day, not just for the time that caused the overdraft.

Overdraft Fees

BankPlus charges customers overdraft fees, even when a customer is not in overdraft!!!! Stay away from this bank!


Health Grade Components

FDIC Certificate #5903
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.2%
Annual Interest Income$47.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$2.63B$2.56B
LoansQ2 2016vs Q2 2015$1.66B$1.44B
DepositsQ2 2016vs Q2 2015$2.11B$2.05B
Equity CapitalQ2 2016vs Q2 2015$249.4MM$241.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$16.5MM$16.9MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$17.3MM$18.3MM
Real Estate OwnedQ2 2016vs Q2 2015$38.3MM$33.8MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankPlus Savings Account Rates

0.05%--Christmas Club Savings
0.05%$100-Personal Savings

BankPlus Money Market Rates

0.10%$1k-Personal Money Market

BankPlus Checking Account Rates

0.15%*$1m*-InvestmentPlus Checking
OTHER TIERS: 0.05% $10k - $100k | 0.10% $100k - $1mm
0.05%$1k-InterestPlus Checking
0.05%--PrimePlus Club

BankPlus CD Rates

1.00%$1k-5 Year CD
0.75%$1k-4 Year CD
0.65%$1k-3 Year CD
0.50%$1k-2 Year CD
0.25%$1k-1 Year CD
0.10%$1k-90 Day CD
0.10%$1k-180 Day CD
0.05%$1k-7 Day CD
0.05%$1k-30 Day CD

BankPlus has 59 locations. Click to view all BankPlus locations.