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Overview / Commentary
888-811-7587
202 Jackson Street
Belzoni, MS 39038

BankPlus is headquartered in Belzoni and is the 5th largest bank in the state of Mississippi. It is also the 329th largest bank in the nation. It was established in 1909 and as of June of 2017, it had grown to 725 employees at 57 locations. BankPlus has a B+ health rating.

Reviews (8)

Comment On Bankplus In Poplarville, MS

Posted by: Anonymous | Mar 3, 2011

Great bank with outstanding people at Bankplus in Poplarville, MS. I've been with this bank for over 30 years and have never had a problem. Since I am out of state, all my banking is done over the telephone and I am always satisfied with the outcome. I like calling the bank and talking to someone I know personally, that will take care of my banking needs. Small town bank with big time customer satisfaction. The President of the bank, Wayne Alexander, is a very good friend of mine and has always been very professional and forthright. I will continue to do business with this bank and strongly recommend them to everyone. Good home town bank with outstanding customer service!!!!!!!!!!

easy to work with.

Posted by: JanInside | Oct 8, 2017

Bank Plus has made my life easier. I wanted to have a separate account from my husband so I could save for emergencies and Christmas. By opening an account with them and using them strictly on line my husband never knew. It was so easy and simple to withdraw from our primary checking and make a deposit into my account and I could see in real time the updates in my Bank plus account. I rarely had any problems but the few times I did I could call the main branch and the reps there were always very helpful and answered all my questions. They would always explain everything thoroughly to me so I completely understood everything. I have been using Bank plus for a few years now and I always receive my online statements in a timely manner everything is clear and easy to understand. I have even started a college fund for my son there and it has grown considerable since no one knows it even exists. I would not hesitate to recommend this bank to anyone out there.

Bank Plus is a great starter bank!

Posted by: Spencer | Dec 23, 2015

I LOVE Bank Plus, and have been a customer for over 20 years. The knowledgeable staff is willing to assist with any question that I have. The fees sometimes can appear crazy, but times where I have incurred fees the customer service has been outstanding. In one instance my account over drafted due to the banks mistake, the bank called me to apologize about the mistake. It's customer service like this that makes me appreciate working with local bank groups.

Bankplus

Posted by: cmarie | Oct 31, 2014

Bankplus is overall a good bank. The best part about this bank is that they are open late until 7pm. They also over an app that you can use to complete most bank transactions. You can complete electronic deposits from your phone. This is very easy. They have friendly staff. They know me by name. Their rates are reasonable. They also give you an overdraft limit. For instance, mine is 2000 dollars. If I use this money though I still have to pay the overdraft limit, but it helps in time of need.

Good enough for free!

Posted by: Dox | Jun 23, 2014

Bankplus offers a free checking account with no monthly fees. I have my paycheck deposited there and it shows up on time every time. Their phone-based customer service has been very good, however the customer service I have received in store has been just so-so.

I had to get a replacement debit card because my card was charged with fraudulent charges. To do this I went to the bank, they gave me my replacement. Half-way home I realized the card had somebody else's name on it and I had to go back.

Overall, I've had a positive service from Bankplus, just watch out for their overdraft fees. If you overdraft, they will charge you an overdraft fee for every time you use the card that day, not just for the time that caused the overdraft.

Inactivity Fees

Posted by: pjf104 | Sep 19, 2017

Upon the birth of my second child, my co-workers pooled their gift money and gave us a $200 Visa gift card from BankPlus. We went to use it and BankPlus had taken all $200 in "inactivity fees". $25/month for an "inactivity fee"? That should be against the law. It's unconscionable!

We called to inquire about this policy and asked for the money to be replaced, but they were obviously to ashamed to tell you know directly. They said they would review the matter and for us to check our card balance in a few day. This happened several times and nothing was ever done. I've since closed my accounts there.

They've lost my business because of this. Obviously, I would advise against banking here based on my experience. That's a horrible way to treat customers and they should be ashamed.

Over Draft Fees

This bank will allow your transactions to remain pending for a week then try to send them all through on the same day hoping to get an overdraft charge out of you. Say you have a little bit of money in the bank and a check comes through that you probably forgot about that will not be pending for a week they will let it clear as soon as it hits so that they can get an overdraft fee out of you. This bank robs their customers stay away.

Overdraft Fees

BankPlus charges customers overdraft fees, even when a customer is not in overdraft!!!! Stay away from this bank!



Health
B+

Health Grade Components

Overall
FDIC Certificate #5903
Year Established1909
Employees725
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD10.81%
Annual Interest Income$51.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.73B$2.63B
LoansQ2 2017vs Q2 2016$1.83B$1.66B
DepositsQ2 2017vs Q2 2016$2.15B$2.11B
Equity CapitalQ2 2017vs Q2 2016$253.8MM$249.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$16.9MM$16.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.4MM$17.3MM
Real Estate OwnedQ2 2017vs Q2 2016$26.3MM$38.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankPlus Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Christmas Club Savings
0.05%$100-Personal Savings

BankPlus Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Personal Money Market

BankPlus Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1m*-InvestmentPlus Checking
OTHER TIERS: 0.05% $10k - $100k | 0.10% $100k - $1mm
0.10%$1,500-ValuePlus Interest Checking
0.05%$1k-InterestPlus Checking
0.05%--PrimePlus Club

BankPlus CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Year CD
0.75%$1k-4 Year CD
0.65%$1k-3 Year CD
0.50%$1k-2 Year CD
0.25%$1k-1 Year CD
0.10%$1k-90 Day CD
0.10%$1k-180 Day CD
0.05%$1k-7 Day CD
0.05%$1k-30 Day CD
Locations

Availability