BankSouth (GA)

Overview / Commentary

www.banksouth.com

706-453-2265

6340 Lake Oconee Parkway
Greensboro, GA 30642

BankSouth (GA) is headquartered in Greensboro and is the 16^th largest bank in the state of Georgia. It is also the 923^rd largest bank in the nation. It was established in 1946 and as of June of 2021, it had grown to 351 employees at 6 locations. BankSouth (GA) has an A+ health rating.

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Health

A+

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #	16418
Year Established	1946
Employees	351
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	3.15%
Return on Equity - YTD	32.89%
Annual Interest Income	$19.7MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$1.08B$905.7MM
Loans	Q2 2021vs Q2 2020	$792.0MM$767.0MM
Deposits	Q2 2021vs Q2 2020	$932.0MM$736.9MM
Equity Capital	Q2 2021vs Q2 2020	$107.7MM$84.3MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$11.8MM$9.7MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$3.3MM$3.0MM
Real Estate Owned	Q2 2021vs Q2 2020	$14.00K$339.00K

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BankSouth (GA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$25k	Performance Checking
OTHER TIERS: 0.64% → $25k+

Locations

BankSouth (GA) Locations
Greensboro Branch	200 N East Street	Greensboro, GA 30642
Banksouth	6340 Lake Oconee Parkway	Greensboro, GA 30642
North Georgia Bank Branch	7911 Macon Highway	Watkinsville, GA 30677
Savannah Office Branch	18 West Bryan Street	Savannah, GA 31401
Forum Branch	3290 Northside Parkway	Atlanta, GA 30327

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