Overview / Commentary
BankSouth is headquartered in Dothan and is the 61st largest bank in the state of Alabama. It is also the 3,084th largest bank in the nation. It was established in 1928 and as of December of 2020, it had grown to 22 employees at 2 locations. BankSouth has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 77 |
| Year Established | 1928 |
| Employees | 22 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 5.61% |
| Annual Interest Income | $6.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $195.5MM$182.3MM |
| Loans | Q4 2020vs Q4 2019 | $123.1MM$132.5MM |
| Deposits | Q4 2020vs Q4 2019 | $156.9MM$144.6MM |
| Equity Capital | Q4 2020vs Q4 2019 | $38.0MM$37.0MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.8MM$2.8MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $18.00K$0 |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |