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Overview / Commentary
124 Elk Street
Elkton, SD 57026

BankStar Financial is headquartered in Elkton and is the 32nd largest bank in the state of South Dakota. It is also the 3,317th largest bank in the nation. It was established in 1926 and as of December of 2017, it had grown to 31 employees at 3 locations. BankStar Financial has a B+ health rating.


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Health Grade Components

FDIC Certificate #496
Year Established1926
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.88%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$165.9MM$156.2MM
LoansQ4 2017vs Q4 2016$131.3MM$116.1MM
DepositsQ4 2017vs Q4 2016$144.3MM$135.8MM
Equity CapitalQ4 2017vs Q4 2016$16.2MM$15.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$975.00K$798.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$383.00K$710.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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BankStar Financial Checking Account Rates

1.50%*-$25kePlus Checking
OTHER TIERS: 0.50% $25k+

BankStar Financial Locations
Bankstar Financial124 Elk StreetElkton, SD 57026
Brookings Branch427 8th St SBrookings, SD 57006
Volga Branch 303 Kasan AvenueVolga, SD 57071