BankUnited


Overview / Commentary
877-779-2265
14817 Oak Lane
Miami Lakes, FL 33016

BankUnited is a publicly traded bank listed on the NYSE (Symbol:BKU). It is involved in a wide range of banking activities that focus on the business, consumer, and commercial needs of the coastal regions of the state of Florida.

On its personal banking side, BankUnited offers deposit accounts and loans. Checking accounts all include a debit/ATM card, free online banking and Bill Pay, free direct deposit, and telephone banking. The bank offers several different Savings and Money Market accounts that differ by minimum opening deposit and daily balance requirements. BankUnited also makes Certificates of Deposit available that function as time deposits that vary in terms from 12 to 36 months. The bank’s CDs have been featured repeatedly in the past on DepositAccounts.com. BankUnited also offers private banking services to corporate entities and individuals looking for guidance on and access to things like insurance and investment planning. On its business banking side, the bank makes similar deposit accounts available.

BankUnited online banking provides customers with the ability to manage multiple accounts at the bank, pay monthly bills, track expenses by category, and transfer funds between BankUnited accounts. The bank has also released a mobile app to make banking on the go convenient for customers on smartphone or tablet devices.

BankUnited was founded in 2009 and is headquartered just outside Miami in Coral Gables, Florida. It operates through multiple branches located predominantly in the Florida region.

Reviews (1)

Lots Of Bad Reviews But Ive Had Great Service

Ive been banking with this bank for 5 years and really have only had good experiences. not sure why there are so many bad reviews. Great bank in my opinion!!



Health
A

Data as of Q4 2024

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58979
Year Established2009
Employees1667
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.77%
Annual Interest Income$1.92B
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$35.21B$35.72B
LoansQ4 2024vs Q4 2023$24.07B$24.43B
DepositsQ4 2024vs Q4 2023$28.17B$26.82B
Equity CapitalQ4 2024vs Q4 2023$3.23B$3B
Loan Loss AllowanceQ4 2024vs Q4 2023$223.2MM$202.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$214.2MM$81.2MM
Real Estate OwnedQ4 2024vs Q4 2023$5.5MM$3.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not BankUnited; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BankUnited Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Health Savings Account
OTHER TIERS: 0.10% $0+

BankUnited Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$2.5k$250kOnline Money Market

BankUnited Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$10k$250kVertical Rewards Premier Checking- w/ Direct Deposit and 7+ Qualifiers
1.50%$10k$250kVertical Rewards Premier Checking- w/ Direct Deposit and 4-6 Qualifiers
0.50%$10k$250kVertical Rewards Premier Checking- w/ Direct Deposit and 1-3 Qualifiers

BankUnited CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month CD
3.75%$1k-6 Month CD
3.50%$1k-9 Month CD
0.10%$1k-24 Month CD
0.10%$1k-18 Month CD
0.10%$1k-36 Month CD
Locations

Availability

Miami Area

Interactive local rates map


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