Deposits held and insured by BankUnited

Overview / Commentary
14817 Oak Lane
Miami Lakes, FL 33016
Deposits held and insured by BankUnited
Reviews (2)

Greatly Lower Rates And Would Not Allow External Transfer

Got the money market checking account with 2% but it quickly was lowered to 0.75 which was half the rate of other banks. Website is nice and you can get a person on the phone quickly. But they would not allow me to transfer to external account without major hoops. Security and public records questions, two sub-$1 transfers, and the kicker, a real statement from the other bank. It will cost $15 to close if the account isn't open 180 days.

Horrible Bank

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Advertised a money market account at 2.00%. Opened an account and within a month two downgrades to 1%, tried to withdraw my money after the 180 day period and could not close the account. Stay away from these rascals.


Data as of Q2 2021

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

FDIC Certificate #58979
Year Established2009
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD13.07%
Annual Interest Income$486.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$35.58B$34.62B
LoansQ2 2021vs Q2 2020$22.71B$23.57B
DepositsQ2 2021vs Q2 2020$28.92B$26.43B
Equity CapitalQ2 2021vs Q2 2020$3.51B$3.03B
Loan Loss AllowanceQ2 2021vs Q2 2020$175.6MM$266.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$239.4MM$146.6MM
Real Estate OwnedQ2 2021vs Q2 2020$3.8MM$3.1MM
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BankUnitedDirect Money Market Rates

0.10%-$250kOnline Money Market

BankUnitedDirect CD Rates

0.15%$1k$250k12 Month Online CD
0.10%$1k$250k9 Month Online CD
0.10%$1k$250k18 Month Online CD
0.10%$1k$250k24 Month Online CD
0.10%$1k$250k36 Month Online CD
0.05%$1k$250k6 Month Online CD

BankUnitedDirect is an Internet only bank and does not have branch locations. Its headquarters is located at 14817 Oak Lane - Miami Lakes, FL 33016

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