BankUnitedDirect

Deposits held and insured by BankUnited

Overview / Commentary
844-365-5720
14817 Oak Lane
Miami Lakes, FL 33016
Deposits held and insured by BankUnited

Related Posts

After Only 3 Days Another Drop! - 3/6/2020

Dear DANIEL, We’re writing to let you know that effective March 9, 2020, the rate on your BankUnitedDirect Online Money Market Account will be adjusted down to 1.45% from 1.75% Annual Percentage Yield (APY)1. At BankUnited, our goal is to provide competitive rates and exceptional service to our customers. The rate on your Online Money Market Account is variable, which means it is subject to change and is influenced by a variety of factors, including the Federal Funds Rate and the competitive environment. Please rest assured that even with this change, we are growing your money at a competitive rate that’s 9x the FDIC’s National Rate2. Thanks for being our customer. If you have any questions regarding this notice, please call the BankUnitedDirect Client Care Center at (844) 365-5720, Monday through Friday, 8 am – 8 pm ET and Saturday, 9 am – 2 pm ET. You may also send us an email at [email protected]

New Rate On Your Online Money Market Account - 3/3/2020 - 3/4/2020

New rate on your Online Money Market Account Dear DANIEL, We’re writing to let you know that effective March 4, 2020, the rate on your BankUnitedDirect Online Money Market Account will be adjusted down to 1.75% from 2.00% Annual Percentage Yield (APY)*. At BankUnited, our goal is to provide competitive rates and exceptional service to our customers. The rate on your Online Money Market Account is variable, which means it is subject to change and is influenced by a variety of factors, including the Fed funds rate and the competitive environment. Please rest assured that even with this change, we will continue to grow your money at a competitive rate. Thanks for being our customer. If you have any questions regarding this notice, please call the BankUnitedDirect Client Care Center at (844) 365-5720, Monday through Friday, 8 am – 8 pm ET and Saturday, 9 am – 2 pm ET. You may also send us an email at [email protected]

9 Month CD 2.05 - 1/24/2020

https://www.bankuniteddirect.com/certificates-of-deposit?gclid=EAIaIQobChMIof7Ey_aa5wIVyJ-zCh3RqQMMEAAYASAAEgJy7PD_BwE

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Reviews (2)

Greatly Lower Rates And Would Not Allow External Transfer

Got the money market checking account with 2% but it quickly was lowered to 0.75 which was half the rate of other banks. Website is nice and you can get a person on the phone quickly. But they would not allow me to transfer to external account without major hoops. Security and public records questions, two sub-$1 transfers, and the kicker, a real statement from the other bank. It will cost $15 to close if the account isn't open 180 days.

Horrible Bank

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Advertised a money market account at 2.00%. Opened an account and within a month two downgrades to 1%, tried to withdraw my money after the 180 day period and could not close the account. Stay away from these rascals.



Health
A

Data as of Q2 2020

Data displayed below is for insuring bank: BankUnited
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58979
Year Established2009
Employees1492
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.94%
Annual Interest Income$561.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$34.62B$33.01B
LoansQ2 2020vs Q2 2019$23.57B$22.70B
DepositsQ2 2020vs Q2 2019$26.43B$24.11B
Equity CapitalQ2 2020vs Q2 2019$3.03B$3.08B
Loan Loss AllowanceQ2 2020vs Q2 2019$266.1MM$112.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$146.6MM$102.1MM
Real Estate OwnedQ2 2020vs Q2 2019$3.1MM$10.0MM
Rates
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BankUnitedDirect Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%-$250kOnline Money Market

BankUnitedDirect CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k$250k12 Month CD
0.65%$1k$250k9 Month CD
0.50%$1k$250k18 Month CD
0.50%$1k$250k24 Month CD
0.50%$1k$250k36 Month CD
0.35%$1k$250k6 Month CD
Locations

BankUnitedDirect is an Internet only bank and does not have branch locations. Its headquarters is located at 14817 Oak Lane - Miami Lakes, FL 33016

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.