Deposits held and insured by BankUnited

Overview / Commentary
14817 Oak Lane
Miami Lakes, FL 33016
Deposits held and insured by BankUnited
Reviews (2)

Greatly Lower Rates And Would Not Allow External Transfer

Got the money market checking account with 2% but it quickly was lowered to 0.75 which was half the rate of other banks. Website is nice and you can get a person on the phone quickly. But they would not allow me to transfer to external account without major hoops. Security and public records questions, two sub-$1 transfers, and the kicker, a real statement from the other bank. It will cost $15 to close if the account isn't open 180 days.

Horrible Bank

Posted by: |

Advertised a money market account at 2.00%. Opened an account and within a month two downgrades to 1%, tried to withdraw my money after the 180 day period and could not close the account. Stay away from these rascals.


Data as of Q1 2022

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
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Health Grade Components

FDIC Certificate #58979
Year Established2009
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.22%
Annual Interest Income$235.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$36.20B$35.05B
LoansQ1 2022vs Q1 2021$23.24B$23.15B
DepositsQ1 2022vs Q1 2021$28.75B$28.04B
Equity CapitalQ1 2022vs Q1 2021$3.31B$3.41B
Loan Loss AllowanceQ1 2022vs Q1 2021$125.4MM$220.9MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$104.5MM$190.7MM
Real Estate OwnedQ1 2022vs Q1 2021$1.8MM$2.7MM
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BankUnitedDirect Money Market Rates

0.10%-$250kOnline Money Market

BankUnitedDirect CD Rates

2.05%$1k$250k24 Month Online CD
1.50%$1k$250k12 Month Online CD
0.10%$1k$250k9 Month Online CD
0.05%$1k$250k6 Month Online CD

BankUnitedDirect is an Internet only bank and does not have branch locations. Its headquarters is located at 14817 Oak Lane - Miami Lakes, FL 33016

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