BankUnitedDirect

Deposits held and insured by BankUnited

Reviews (2)

Greatly Lower Rates And Would Not Allow External Transfer

Got the money market checking account with 2% but it quickly was lowered to 0.75 which was half the rate of other banks. Website is nice and you can get a person on the phone quickly. But they would not allow me to transfer to external account without major hoops. Security and public records questions, two sub-$1 transfers, and the kicker, a real statement from the other bank. It will cost $15 to close if the account isn't open 180 days.

Horrible Bank

Posted by: |

Advertised a money market account at 2.00%. Opened an account and within a month two downgrades to 1%, tried to withdraw my money after the 180 day period and could not close the account. Stay away from these rascals.



Health
A

Data as of Q4 2020

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
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Health Grade Components

Overall
FDIC Certificate #58979
Year Established2009
Employees1470
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD7.32%
Annual Interest Income$1.07B
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$34.88B$32.78B
LoansQ4 2020vs Q4 2019$23.63B$23.08B
DepositsQ4 2020vs Q4 2019$27.81B$24.63B
Equity CapitalQ4 2020vs Q4 2019$3.29B$3.10B
Loan Loss AllowanceQ4 2020vs Q4 2019$257.3MM$108.7MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$206.5MM$146.9MM
Real Estate OwnedQ4 2020vs Q4 2019$3.1MM$3.9MM
Rates
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BankUnitedDirect Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$250kOnline Money Market

BankUnitedDirect CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k$250k12 Month CD
0.15%$1k$250k18 Month CD
0.15%$1k$250k24 Month CD
0.15%$1k$250k36 Month CD
0.10%$1k$250k9 Month CD
0.05%$1k$250k6 Month CD
Locations

BankUnitedDirect is an Internet only bank and does not have branch locations. Its headquarters is located at 14817 Oak Lane - Miami Lakes, FL 33016

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