Overview / Commentary
Banner Federal Credit Union is headquartered in Phoenix and is the 23rd largest credit union in the state of Arizona. It is also the 2,193rd largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 15 employees and 6,877 members at 5 locations. Banner Federal Credit Union has a B health rating.
Field of Membership Restrictions
Banner Federal Credit Union offers membership to employees of Banner Health System, and small employee groups who are associated or affiliated with health care providers.
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Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Banner Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11680 |
| Year Chartered | 1957 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 5.96% |
| Annual Interest Income | $674K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $66MM$66.5MM |
| Loans | Q1 2025vs Q1 2024 | $25.4MM$27.4MM |
| Deposits | Q1 2025vs Q1 2024 | $58.4MM$59.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.2MM$5.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $239K$255K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $176K$158K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |