Advertising Disclosure
  1. Home
  2. Banks
  3. Baptist Credit Union

Baptist Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
baptistcu.org
210-525-0100
5815 IH-10 W
San Antonio, TX 78201

Baptist Credit Union is headquartered in San Antonio and is the 188th largest credit union in the state of Texas. It is also the 2,393rd largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 22 employees and 8,075 members at 5 locations. Baptist Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Baptist Credit Union is open to Baptist-affiliated Churches, organizations, facilities, institutions, and businesses located throughout the Texas counties of San Antonio, Bexar, and Dallas. A full list of eligibility requirements are posted on the credit union's website.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baptist Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68358
Year Chartered1955
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.94%
Annual Interest Income$704K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$52.7MM$51.3MM
LoansQ1 2025vs Q1 2024$38.2MM$37.9MM
DepositsQ1 2025vs Q1 2024$48.2MM$46.9MM
Equity CapitalQ1 2025vs Q1 2024$4.2MM$4.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$98K$77K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$152K$65K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Baptist Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Baptist Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$25-Holiday Flex
0.25%$25-Share Savings
0.25%$5-Kid’s Club Savings Account
0.25%$5-Student Savings

Baptist Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$2k-Money Market

Baptist Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-1 Year CD with compounding
3.75%$500-2 Year CD with compounding
3.74%$500-1 Year CD w/o compounding
3.70%$500-6 Month CD with compounding
3.70%$500-3 Year CD with compounding
3.69%$500-2 Year CD w/o compounding
3.65%$500-4 Year CD with compounding
3.64%$500-6 Month CD w/o compounding
3.64%$500-3 Year CD w/o compounding
3.59%$500-4 Year CD w/o compounding
3.25%$500-5 Year CD with compounding
3.21%$500-5 Year CD w/o compounding

Baptist Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%$25-IRA Savings Account
Locations


Baptist Credit Union Locations
Branch Office5815 W Interstate 10San Antonio, TX 78201
Branch Office3333 Research PlzSan Antonio, TX 78235
Branch Office111 Dallas StSan Antonio, TX 78205
Branch Office521 N Ervay StDallas, TX 75201
Branch Office8811 Village DrSan Antonio, TX 78217

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.