Overview / Commentary
Baptist Credit Union is headquartered in San Antonio and is the 194th largest credit union in the state of Texas. It is also the 2,520th largest credit union in the nation. It was established in 1955 and as of September of 2022, it had grown to 6 employees and 7,942 members at 5 locations. Baptist Credit Union has a B health rating.
Field of Membership Restrictions
Baptist Credit Union is open to Baptist-affiliated Churches, organizations, facilities, institutions, and businesses located throughout the Texas Counties of San Antonio, Bexar, and Dallas. A full list of eligibility requirements are posted on the credit union's website.
See current membership details
Health
B
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baptist Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68358 |
| Year Chartered | 1955 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 7.3% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $50.0MM$49.7MM |
| Loans | Q3 2022vs Q3 2021 | $33.0MM$31.8MM |
| Deposits | Q3 2022vs Q3 2021 | $45.8MM$46.0MM |
| Equity Capital | Q3 2022vs Q3 2021 | $3.7MM$3.4MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $96.00K$102.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $25.00K$71.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |