Overview / Commentary
Baptist Credit Union is headquartered in San Antonio and is the 203rd largest credit union in the state of Texas. It is also the 2,567th largest credit union in the nation. It was established in 1955 and as of June of 2020, it had grown to 21 employees and 7,701 members at 5 locations. Baptist Credit Union has a B health rating.
Field of Membership Restrictions
Baptist Credit Union is open to Baptist-affiliated Churches, organizations, facilities, institutions, and businesses located throughout the Texas Counties of San Antonio, Bexar, and Dallas. A full list of eligibility requirements are posted on the credit union's website.
See current membership details
Health
B
Data as of Q2 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baptist Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68358 |
| Year Chartered | 1955 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.16% |
| Return on Equity - YTD | -2.11% |
| Annual Interest Income | $858.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $43.7MM$36.2MM |
| Loans | Q2 2020vs Q2 2019 | $32.1MM$29.0MM |
| Deposits | Q2 2020vs Q2 2019 | $40.3MM$32.6MM |
| Equity Capital | Q2 2020vs Q2 2019 | $3.1MM$3.1MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $116.00K$90.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $173.00K$74.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |