Baptist Credit Union

Overview / Commentary
5815 IH-10 W
San Antonio, TX 78201

Baptist Credit Union is headquartered in San Antonio and is the 194th largest credit union in the state of Texas. It is also the 2,520th largest credit union in the nation. It was established in 1955 and as of September of 2022, it had grown to 6 employees and 7,942 members at 5 locations. Baptist Credit Union has a B health rating.

Field of Membership Restrictions

Baptist Credit Union is open to Baptist-affiliated Churches, organizations, facilities, institutions, and businesses located throughout the Texas Counties of San Antonio, Bexar, and Dallas. A full list of eligibility requirements are posted on the credit union's website.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baptist Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68358
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD7.3%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$50.0MM$49.7MM
LoansQ3 2022vs Q3 2021$33.0MM$31.8MM
DepositsQ3 2022vs Q3 2021$45.8MM$46.0MM
Equity CapitalQ3 2022vs Q3 2021$3.7MM$3.4MM
Loan Loss AllowanceQ3 2022vs Q3 2021$96.00K$102.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$25.00K$71.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Baptist Credit Union are currently being reviewed.


Baptist Credit Union Locations
Branch Office5815 W Interstate 10San Antonio, TX 78201
Branch Office3333 Research PlzSan Antonio, TX 78235
Branch Office111 Dallas StSan Antonio, TX 78205
Branch Office521 N Ervay StDallas, TX 75201
Branch Office8811 Village DrSan Antonio, TX 78217

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