Baptist Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

baptistcu.org

210-525-0100

5815 IH-10 W
San Antonio, TX 78201

Baptist Credit Union is headquartered in San Antonio and is the 188^th largest credit union in the state of Texas. It is also the 2,392^nd largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 19 employees and 8,075 members at 5 locations. Baptist Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Baptist Credit Union is open to Baptist-affiliated Churches, organizations, facilities, institutions, and businesses located throughout the Texas counties of San Antonio, Bexar, and Dallas. A full list of eligibility requirements are posted on the credit union's website.
See current membership details

Reviews

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baptist Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68358
Year Chartered	1955
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	4.07%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$52.5MM$48.9MM
Loans	Q4 2024vs Q4 2023	$39.2MM$38MM
Deposits	Q4 2024vs Q4 2023	$48MM$44.7MM
Equity Capital	Q4 2024vs Q4 2023	$4.2MM$4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$93K$84K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$99K$88K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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Baptist Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$25	-	Holiday Flex
0.25%	$25	-	Share Savings
0.25%	$5	-	Kid’s Club Savings Account
0.25%	$5	-	Student Savings

Baptist Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.55%	$2k	-	Money Market

Baptist Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$500	-	1 Year CD with compounding
3.75%	$500	-	2 Year CD with compounding
3.74%	$500	-	1 Year CD w/o compounding
3.70%	$500	-	6 Month CD with compounding
3.70%	$500	-	3 Year CD with compounding
3.69%	$500	-	2 Year CD w/o compounding
3.65%	$500	-	4 Year CD with compounding
3.64%	$500	-	6 Month CD w/o compounding
3.64%	$500	-	3 Year CD w/o compounding
3.59%	$500	-	4 Year CD w/o compounding
3.25%	$500	-	5 Year CD with compounding
3.21%	$500	-	5 Year CD w/o compounding

Baptist Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.06%	$25	-	IRA Savings Account

Locations

Baptist Credit Union Locations
Branch Office	5815 W Interstate 10	San Antonio, TX 78201
Branch Office	3333 Research Plz	San Antonio, TX 78235
Branch Office	111 Dallas St	San Antonio, TX 78205
Branch Office	521 N Ervay St	Dallas, TX 75201
Branch Office	8811 Village Dr	San Antonio, TX 78217

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