Overview / Commentary
Baptist Credit Union is headquartered in San Antonio and is the 188th largest credit union in the state of Texas. It is also the 2,393rd largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 22 employees and 8,075 members at 5 locations. Baptist Credit Union's CD rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Baptist Credit Union is open to Baptist-affiliated Churches, organizations, facilities, institutions, and businesses located throughout the Texas counties of San Antonio, Bexar, and Dallas. A full list of eligibility requirements are posted on the credit union's website.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baptist Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68358 |
| Year Chartered | 1955 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.15% |
| Return on Equity - YTD | 1.94% |
| Annual Interest Income | $704K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $52.7MM$51.3MM |
| Loans | Q1 2025vs Q1 2024 | $38.2MM$37.9MM |
| Deposits | Q1 2025vs Q1 2024 | $48.2MM$46.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.2MM$4.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $98K$77K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $152K$65K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |