Overview / Commentary
Bar Harbor Savings and Loan is headquartered in Bar Harbor and is the 23rd largest bank in the state of Maine. It is also the 4,051st largest bank in the nation. It was established in 1902 and as of December of 2018, it had grown to 10 employees at 1 location. Bar Harbor Savings and Loan's CD rates are 68% higher than the national average, and it has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30878 |
| Year Established | 1902 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 9.34% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $104.2MM$103.8MM |
| Loans | Q4 2018vs Q4 2017 | $90.4MM$87.4MM |
| Deposits | Q4 2018vs Q4 2017 | $80.0MM$79.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.2MM$10.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $872.00K$800.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $545.00K$565.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bar Harbor Savings and Loan Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $5 | - | Passbook Savings Account | |
| 0.50% | $5 | - | Student Passbook Savings Account |
Bar Harbor Savings and Loan Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | $5 | - | IRA Money Market Deposit Account | ||
| 0.50%* | $2.5k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.25% → $5 - $2.5k | |||||
Bar Harbor Savings and Loan CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 60 Month CD | |
| 2.53% | $1k | - | 36 Month CD | |
| 2.53% | $1k | - | 48 Month CD | |
| 2.48% | $1k | - | 24 Month CD | |
| 2.07% | $1k | - | 18 Month CD | |
| 1.51% | $1k | - | 12 Month CD | |
| 0.60% | $1k | - | 6 Month CD |
Bar Harbor Savings and Loan IRA Rates
Locations
| Bar Harbor Savings and Loan Locations | ||
|---|---|---|
| Bar Harbor Savings and Loan Association | 103 Main Street | Bar Harbor, ME 04609 |