Overview / Commentary
Bar Harbor Savings and Loan is headquartered in Bar Harbor and is the 23rd largest bank in the state of Maine. It is also the 3,993rd largest bank in the nation. It was established in 1902 and as of June of 2019, it had grown to 12 employees at 1 location. Bar Harbor Savings and Loan's CD rates are 57% higher than the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30878 |
| Year Established | 1902 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 4.34% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $104.7MM$104.6MM |
| Loans | Q2 2019vs Q2 2018 | $77.6MM$90.1MM |
| Deposits | Q2 2019vs Q2 2018 | $81.8MM$80.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $11.5MM$10.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $872.00K$836.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $471.00K$627.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bar Harbor Savings and Loan Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $5 | - | Statement Savings Account | |
| 0.40% | $5 | - | Youth Statement Savings Account |
Bar Harbor Savings and Loan Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $2.5k* | - | IRA Money Market Deposit Account | ||
| OTHER TIERS: 0.25% → $5 - $2.5k | |||||
| 0.40%* | $2.5k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.25% → $5 - $2.5k | |||||
Bar Harbor Savings and Loan CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $1k | - | 18 Month CD | |
| 1.71% | $1k | - | 60 Month CD | |
| 1.41% | $1k | - | 12 Month CD | |
| 1.26% | $1k | - | 36 Month CD | |
| 1.26% | $1k | - | 48 Month CD | |
| 1.11% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | 6 Month CD |
Bar Harbor Savings and Loan IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $5 | - | 18 Month IRA CD | |
| 1.71% | $5 | - | 60 Month IRA CD | |
| 1.41% | $5 | - | 12 Month IRA CD | |
| 1.26% | $5 | - | 36 Month IRA CD | |
| 1.26% | $5 | - | 48 Month IRA CD | |
| 1.11% | $5 | - | 24 Month IRA CD | |
| 0.50% | $5 | - | 6 Month IRA CD |
Locations
| Bar Harbor Savings and Loan Locations | ||
|---|---|---|
| Bar Harbor Savings and Loan Association | 103 Main Street | Bar Harbor, ME 04609 |