Bath Savings Institution

Overview / Commentary

www.bathsavings.com

207-442-7711

105 Front Street
Bath, ME 04530

Bath Savings Institution is headquartered in Bath and is the 13^th largest bank in the state of Maine. It is also the 868^th largest bank in the nation. It was established in 1852 and as of December of 2019, it had grown to 180 employees at 13 locations. Bath Savings Institution has an A+ health rating.

Reviews (1)

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Just A Great Bank All Around - Low Risk, Community Focused, Well Capitalized, Old-School Strength And Orientation

Posted by: wch111 | Jul 11, 2011

Bath Savings has been a bank we've used for more than 10 years, including deposit accounts, lines of equity and mortgages. As so many large banks continue to engage in high risk activities that make them overly susceptible to market and political policy changes, BSI just continues to focus on great, solid, predicatable, low cost banking with outstanding service. I feel confidence banking with them.

Bill H.

Washington, DC / Phippsburg, ME

Comment

Health

A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	17749
Year Established	1852
Employees	180
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.72%
Return on Equity - YTD	12.1%
Annual Interest Income	$36.3MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$937.3MM$920.9MM
Loans	Q4 2019vs Q4 2018	$632.0MM$617.7MM
Deposits	Q4 2019vs Q4 2018	$737.3MM$740.1MM
Equity Capital	Q4 2019vs Q4 2018	$142.7MM$123.0MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$7.6MM$7.2MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$1.3MM$1.5MM
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

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Savings
Checking
CD
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Always verify rates and promotions with the bank or credit union. We are not Bath Savings Institution; we are a rate comparison website and cannot provide official rates or promotions.

Bath Savings Institution Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%	$2.5k	-	Super Savings Account
0.10%	$5	-	Regular Savings Account
0.10%	$1	-	Sneakers Savings
0.05%	$1	-	Health Savings NOW

Bath Savings Institution Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%	$10k	-	Packard NOW Checking

Bath Savings Institution CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$500	-	5.75 Year CD
0.65%	$500	-	5 Year Rung Laddered CD
0.60%	$500	-	5 Year CD
0.60%	$500	-	5.5 Year CD
0.50%	$500	-	54 Month Opportunity CD Special
0.50%	$500	-	4 Year Rung Laddered CD
0.45%	$500	-	4 Year CD
0.40%	$500	-	3 1/2 Year CD
0.40%	$500	-	3 Year Rung Laddered CD
0.35%	$500	-	3 Year CD
0.30%	$500	-	30 Month Opportunity CD Special
0.30%	$500	-	2 Year Rung Laddered CD
0.25%	$500	-	2 Year CD
0.20%	$500	-	1 Year Rung Laddered CD
0.15%	$500	-	1 Year CD
0.15%	$500	-	18 Month CD
0.15%	$500	-	15 Month Opportunity CD Special
0.15%	$100	-	Sneakers CD
0.13%	$500	-	6 Month CD
0.13%	$500	-	The Nine Month No-Penalty CD Special
0.08%	$500	-	91 Day CD
0.08%	$100	-	5 Month Savers CD Special

Bath Savings Institution IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$500	-	5 Year Rung Laddered IRA
0.60%	$500	-	5 Year IRA
0.50%	$500	-	4 Year Rung Laddered IRA
0.50%	$500	-	54 Month Opportunity IRA Special
0.45%	$500	-	4 Year IRA
0.40%	$500	-	3 Year Rung Laddered IRA
0.40%	$500	-	3 1/2 Year IRA
0.35%	$500	-	3 Year IRA
0.30%	$500	-	2 Year Rung Laddered IRA
0.30%	$500	-	30 Month Opportunity IRA Special
0.25%	$500	-	2 Year IRA
0.20%	$500	-	1 Year Rung Laddered IRA
0.15%	$500	-	1 Year IRA
0.15%	$500	-	15 Month Opportunity IRA Special
0.15%	$500	-	18 Month IRA
0.13%	$500	-	6 Month IRA
0.08%	$500	-	91 Day IRA
0.08%	$500	-	1 Year Variable Rate IRA Special

Locations

Bath Savings Institution Locations
Boothbay Harbor	1 Todd Ave	Boothbay Harbor, ME 04538
Bath Savings Institution	105 Front Street	Bath, ME 04530
Freeport Branch	189 Lower Main Street	Freeport, ME 04032
South Portland Branch	225 Ocean Street	South Portland, ME 04106
Falmouth Branch	239 U.S. Route One	Falmouth, ME 04105
Brunswick Branch	3 Pleasant Street	Brunswick, ME 04011
Yarmouth Branch	424 U.S. Route One	Yarmouth, ME 04096
Portland Branch	46 Auburn Street	Portland, ME 04103
Damariscotta Branch	8 Church Street	Damariscotta, ME 04543

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