Bay Area Credit Union

Overview / Commentary
4202 Navarre Ave
Oregon, OH 43616-3562

Bay Area Credit Union is headquartered in Oregon and is the 86th largest credit union in the state of Ohio. It is also the 2,061st largest credit union in the nation. It was established in 1934 and as of March of 2019, it had grown to 19 employees and 5,819 members at 1 location. Bay Area Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Bay Area CU is open to anyone who resides, works, attends church, or is a registered student in the counties of Lucas, Wood, Ottawa, and Sandusky or anyone who is related to a current CU member.
See current membership details

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bay Area Credit Union has a relatively low asset base.

Health Grade Components

NCUA #63375
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.71%
Annual Interest Income$668.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$64.9MM$64.3MM
LoansQ1 2019vs Q1 2018$40.5MM$40.9MM
DepositsQ1 2019vs Q1 2018$56.0MM$55.8MM
Equity CapitalQ1 2019vs Q1 2018$8.0MM$7.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$258.00K$185.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$530.00K$627.00K
Real Estate OwnedQ1 2019vs Q1 2018$15.00K$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bay Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bay Area Credit Union Savings Account Rates

1.00%*-$3.5kWealth Builder
OTHER TIERS: 0.10% $3.5k+
0.99%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.30%--Traditional IRA
0.30%--Roth IRA
0.15%--Holiday Club
0.10%--Secondary Savings Account

Bay Area Credit Union Money Market Rates

1.01%*$100k*-Money Market
OTHER TIERS: 0.80% $2.5k - $50k | 0.90% $50k - $100k

Bay Area Credit Union Checking Account Rates

2.00%-$10kKasasa Cash
2.00%*$10k*-Plus checking
OTHER TIERS: 0.05% Up to $10k

Bay Area Credit Union CD Rates

2.70%$1k-60 Month Share Certificate
2.25%$1k-48 Month Share Certificate
2.00%$1k-36 Month Share Certificate
1.70%$1k-24 Month Share Certificate
1.25%$1k-12 Month Share Certificate
0.60%$1k-6 Month Share Certificate

Bay Area Credit Union IRA Rates

2.70%$1k-60 Month IRA Certificate
2.25%$1k-48 Month IRA Certificate
2.00%$1k-36 Month IRA Certificate
1.70%$1k-24 Month IRA Certificate
1.25%$1k-12 Month IRA Certificate
0.60%$1k-6 Month IRA Certificate

Bay Area Credit Union Locations
Branch Office4202 Navarre AveOregon, OH 43616-3562

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.