Bay Area Credit Union is headquartered in Oregon and is the 85th largest credit union in the state of Ohio. It is also the 2,060th largest credit union in the nation. It was established in 1934 and as of December of 2021, it had grown to 22 employees and 5,610 members at 1 location. Bay Area Credit Union has an A health rating.
Bay Area CU is open to anyone who resides, works, attends church, or is a registered student in the counties of Lucas, Wood, Ottawa, and Sandusky or anyone who is related to a current CU member.
See current membership details
Overall | |
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NCUA # | 63375 |
Year Chartered | 1934 |
Employees | 22 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.65% |
Return on Equity - YTD | 5.4% |
Annual Interest Income | $2.4MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $79.4MM$74.5MM |
Loans | Q4 2021vs Q4 2020 | $43.3MM$43.1MM |
Deposits | Q4 2021vs Q4 2020 | $69.5MM$65.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $9.4MM$8.6MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $244.00K$326.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $272.00K$415.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Bay Area Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.15%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Bonus Cash | ||
OTHER TIERS: 0.25% → $10k+ |
Bay Area Credit Union Locations | ||
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Branch Office | 4202 Navarre Ave | Oregon, OH 43616-3562 |