Bay Area Credit Union


Overview / Commentary
419-698-2962
4202 Navarre Ave
Oregon, OH 43616

Bay Area Credit Union is headquartered in Oregon and is the 86th largest credit union in the state of Ohio. It is also the 2,048th largest credit union in the nation. It was established in 1934 and as of December of 2019, it had grown to 20 employees and 5,773 members at 1 location. Bay Area Credit Union has an A health rating.

Field of Membership Restrictions

Bay Area CU is open to anyone who resides, works, attends church, or is a registered student in the counties of Lucas, Wood, Ottawa, and Sandusky or anyone who is related to a current CU member.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bay Area Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63375
Year Chartered1934
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD4.73%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$66.1MM$61.9MM
LoansQ4 2019vs Q4 2018$42.1MM$40.7MM
DepositsQ4 2019vs Q4 2018$57.0MM$53.0MM
Equity CapitalQ4 2019vs Q4 2018$8.2MM$7.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$263.00K$256.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$411.00K$558.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$104.00K
Rates

Rates for Bay Area Credit Union are currently being reviewed.

Locations


Bay Area Credit Union Locations
Branch Office4202 Navarre AveOregon, OH 43616-3562

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