Bay Cities Credit Union is headquartered in Hayward and is the 171st largest credit union in the state of California. It is also the 1,920th largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 17 employees and 10,154 members at 1 location. Bay Cities Credit Union has a B health rating.
Field of Membership Restrictions
Bay Cities CU is open to anyone who is a member with, an employee of, current and retired, or a volunteer at any of the CU-affiliated companies, organizations, or accredited institutions, as well as a family member of current CU members. Some of the affiliated listings are, but not limited to; volunteers and employees of the cities of Hayward and San Leandro, Southern Alameda County School District, and Teamster Union Locals--Joint Council 7.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68316 |
| Year Chartered | 1953 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 5.85% |
| Annual Interest Income | $674.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $74.9MM$77.8MM |
| Loans | Q1 2019vs Q1 2018 | $27.4MM$25.8MM |
| Deposits | Q1 2019vs Q1 2018 | $67.8MM$71.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $6.8MM$6.4MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $384.00K$343.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $217.00K$210.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Bay Cities Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bay Cities Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $100 | - | Share Savings Account | |
| 0.02% | $100 | - | Vacation Club Account | |
| 0.02% | $100 | - | Holiday Club Account | |
| 0.02% | $100 | - | Accumulation IRA Share Account | |
| 0.02% | $100 | - | You Name It Club |
Bay Cities Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $1k | - | Money Market Account |
Bay Cities Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $1k | - | Dividend Checking Account |
Bay Cities Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $2k | - | 3 Month CD | |
| 0.02% | $2k | - | 6 Month CD | |
| 0.02% | $2k | - | 12 Month CD | |
| 0.02% | $2k | - | 18 Month CD | |
| 0.02% | $2k | - | 24 Month CD | |
| 0.02% | $2k | - | 36 Month CD |
Bay Cities Credit Union IRA Rates
| Bay Cities Credit Union Locations | ||
|---|---|---|
| Branch Office | 22777 Main St | Hayward, CA 94541-5113 |