Bay Cities Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.02% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.02% | Savings | Share Savings Account 1.00% - Ally Bank Online Savings Account |
| 0.02% | 2-year CD | 24 Month CD |
Bay Cities Credit Union is headquartered in Hayward and is the 177th largest credit union in the state of California. It is also the 1,955th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 20 employees and 11,279 members at 1 location. Bay Cities Credit Union has a B+ health rating.
Field of Membership Restrictions
Bay Cities CU is open to anyone who is a member with, an employee of, current and retired, or a volunteer at any of the CU-affiliated companies, organizations, or accredited institutions, as well as a family member of current CU members. Some of the affiliated listings are, but not limited to; volunteers and employees of the cities of Hayward and San Leandro, Southern Alameda County School District, and Teamster Union Locals--Joint Council 7.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68316 |
| Year Chartered | 1953 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 7.75% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $69.4MM$67.3MM |
| Loans | Q2 2016vs Q2 2015 | $25.6MM$24.0MM |
| Deposits | Q2 2016vs Q2 2015 | $63.6MM$61.9MM |
| Equity Capital | Q2 2016vs Q2 2015 | $5.6MM$5.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $339.00K$391.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $70.00K$187.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Bay Cities Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Bay Cities Credit Union Savings Account Rates
Bay Cities Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $1k | - | Money Market Account |
Bay Cities Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $1k | - | Dividend Checking Account |
Bay Cities Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $2k | - | 3 Month CD | |
| 0.02% | $2k | - | 6 Month CD | |
| 0.02% | $2k | - | 12 Month CD | |
| 0.02% | $2k | - | 18 Month CD | |
| 0.02% | $2k | - | 24 Month CD | |
| 0.02% | $2k | - | 36 Month CD |
Bay Cities Credit Union IRA Rates
| Bay Cities Credit Union Locations | ||
|---|---|---|
| Branch Office | 22777 Main St | Hayward, CA 94541-5113 |