Baycel Federal Credit Union is headquartered in Bay City and is the 164th largest credit union in the state of Texas. It is also the 2,078th largest credit union in the nation. It was established in 1963 and as of September of 2022, it had grown to 11 employees and 4,967 members at 2 locations. Baycel Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.
Membership in Baycel Federal Credit Union is open to those who work, attend school, worship or live in Matagorda County. Immediate family and household members are also eligible for membership.
See current membership details
Overall | |
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NCUA # | 15563 |
Year Chartered | 1963 |
Employees | 11 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.05% |
Return on Equity - YTD | 5.99% |
Annual Interest Income | $1.4MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $80.0MM$74.1MM |
Loans | Q3 2022vs Q3 2021 | $30.5MM$30.9MM |
Deposits | Q3 2022vs Q3 2021 | $65.6MM$60.5MM |
Equity Capital | Q3 2022vs Q3 2021 | $14.2MM$13.6MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $124.00K$87.00K |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $351.00K$339.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Baycel Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | - | - | Club Share Accounts | |
0.25% | $25 | - | Primary Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | - | - | Share Draft Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.78% | $1k | - | 2 Year CD | |
2.52% | $1k | - | 1 Year CD | |
2.02% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $1k | - | 1 Year IRA CD | |
0.40% | $500 | - | 1 Year IRA Share Certificate |
Baycel Federal Credit Union Locations | ||
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Branch Office | 400 7th St | Bay City, TX 77414 |
Branch Office | 2320 6TH ST | Bay City, TX 77414-5240 |