Overview / Commentary
Baylor Health Care System Credit Union is headquartered in Dallas and is the 151st largest credit union in the state of Texas. It is also the 1,893rd largest credit union in the nation. It was established in 1957 and as of December of 2019, it had grown to 11 employees and 5,591 members at 1 location. Baylor Health Care System Credit Union has an A health rating.
Field of Membership Restrictions
Baylor Health Care System Credit Union is open to current and retired employees of Baylor Scott & White Health, or its subsidiaries. Immediate family of credit union members are also eligible.
See current membership details
Health
A
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baylor Health Care System Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67544 |
| Year Chartered | 1957 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 6.86% |
| Annual Interest Income | $3.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $76.2MM$74.7MM |
| Loans | Q4 2019vs Q4 2018 | $39.3MM$34.2MM |
| Deposits | Q4 2019vs Q4 2018 | $63.2MM$62.6MM |
| Equity Capital | Q4 2019vs Q4 2018 | $12.8MM$11.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $223.00K$187.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $549.00K$356.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |