Baylor Health Care System Credit Union
Overview / Commentary
Baylor Health Care System Credit Union is headquartered in Dallas and is the 166th largest credit union in the state of Texas. It is also the 2,024th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 14 employees and 4,983 members at 1 location. Baylor Health Care System Credit Union has a B+ health rating.
Field of Membership Restrictions
Baylor Health Care System Credit Union is open to current and retired employees of Baylor Scott & White Health, or its subsidiaries. Immediate family of credit union members are also eligible.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baylor Health Care System Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67544 |
| Year Chartered | 1957 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 2.96% |
| Annual Interest Income | $764K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $81.2MM$82.9MM |
| Loans | Q1 2025vs Q1 2024 | $41.1MM$49.6MM |
| Deposits | Q1 2025vs Q1 2024 | $64.6MM$67.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $16.4MM$15.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $596K$665K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $428K$314K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |