BayVanguard Bank

Overview / Commentary

www.bayvanguard.com

410-477-5000

7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in BALTIMORE and is the 12^th largest bank in the state of Maryland. It is also the 1,133^rd largest bank in the nation. It was established in 1873 and as of March of 2023, it had grown to 117 employees at 15 locations. BayVanguard Bank has a B+ health rating.

Reviews (1)

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Former Depositor

Posted by: Anonymous | Apr 26, 2011

Would not recommend.

Comment

Health

B+

Data as of Q1 2023

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Health Grade Components

Overall
FDIC Certificate #	32527
Year Established	1873
Employees	117
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.7%
Return on Equity - YTD	11.52%
Annual Interest Income	$9.7MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$849.7MM$849.9MM
Loans	Q1 2023vs Q1 2022	$672.8MM$632.7MM
Deposits	Q1 2023vs Q1 2022	$671.4MM$718.8MM
Equity Capital	Q1 2023vs Q1 2022	$125.3MM$115.4MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$8.1MM$2.9MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$4.6MM$3.8MM
Real Estate Owned	Q1 2023vs Q1 2022	$2.0MM$2.0MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not BayVanguard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$50	-	Statement Savings Accounts
0.05%	$10	-	IRA Statement Accounts
0.05%	$10	-	Business IRA Statement Accounts
0.05%	$50	-	Business Statement Savings Accounts
0.05%	$5	-	Christmas Club Savings
0.05%	$5	-	Budget Bee Saving
0.05%	$5	-	CESA Account

BayVanguard Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$50k^*	-	Money Market Accounts
OTHER TIERS: 0.01% → $100 - $2.5k \| 0.05% → $2.5k - $10k \| 0.10% → $10k - $50k
0.30%^*	$50k^*	-	Business Money Market Accounts
OTHER TIERS: 0.01% → $100 - $2.5k \| 0.05% → $2.5k - $10k \| 0.10% → $10k - $50k

BayVanguard Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Interest Checking
0.05%	$5k	-	Business Interest Checking
0.05%^*	-	$10k	Reward Checking
OTHER TIERS: 0.01% → $10k+

BayVanguard Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$1k	-	60 Month CD
2.53%	$1k	-	Business 60 Month CD
2.02%	$1k	-	25 - 42 Month CD
2.02%	$1k	-	43 - 59 Month CD
2.02%	$1k	-	36 Month Bump-Up CD
2.02%	$1k	-	Business 25 - 42 Month CD
2.02%	$1k	-	Business 36 Month Bump-Up CD
2.02%	$1k	-	Business 43 - 59 Month CD
1.51%	$1k	-	4 - 6 Month CD
1.51%	$1k	-	7 - 12 Month CD
1.51%	$1k	-	13 - 24 Month CD
1.51%	$1k	-	Business 4 - 6 Month CD
1.51%	$1k	-	Business 7 - 12 Month CD
1.51%	$1k	-	Business 13 - 24 Month CD

BayVanguard Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$1k	-	60 Month IRA
2.02%	$1k	-	25 - 42 Month IRA
2.02%	$1k	-	36 Month Bump-Up IRA
2.02%	$1k	-	43 - 59 Month IRA
1.51%	$1k	-	4 - 6 Month IRA
1.51%	$1k	-	7 - 12 Month IRA
1.51%	$1k	-	13 - 24 Month IRA

Locations

Availability

Baltimore Area

Baltimore Area bank & credit union details

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