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BayVanguard Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bayvanguard.com
410-477-5000
7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in BALTIMORE and is the 11th largest bank in the state of Maryland. It is also the 1,129th largest bank in the nation. It was established in 1873 and as of March of 2025, it had grown to 109 employees at 14 locations. BayVanguard Bank's money market rates are 7X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #32527
Year Established1873
Employees109
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD4.83%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$914.2MM$883.7MM
LoansQ1 2025vs Q1 2024$741.3MM$700.1MM
DepositsQ1 2025vs Q1 2024$694.7MM$687MM
Equity CapitalQ1 2025vs Q1 2024$186.5MM$178.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.9MM$8.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.8MM$10.7MM
Real Estate OwnedQ1 2025vs Q1 2024$158K$170K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$50-Statement Savings Accounts

BayVanguard Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.84%*$100k*-Premier Relationship Money Market - 90 Days Intro Rate
OTHER TIERS: 2.48% → $10k - $50k | 3.39% → $50k - $100k
3.73%*$1m*-Business Premier Money Market Savings
OTHER TIERS: 1.44% → $10k - $50k | 2.04% → $50k - $100k | 2.63% → $100k - $250k | 2.98% → $250k - $500k | 3.23% → $500k - $750k | 3.48% → $750k - $1m
3.73%*$1m*-Business Premier Money Market - 90 Days Intro Rate
OTHER TIERS: 2.00% → $10k - $50k | 2.45% → $50k - $100k | 2.90% → $100k - $250k | 3.17% → $250k - $500k | 3.35% → $500k - $750k | 3.54% → $750k - $1m
3.63%*$100k*-Personal Premier Money Market Savings w/checking
OTHER TIERS: 1.84% → $10k - $50k | 3.04% → $50k - $100k
2.90%*$100k*-Premier Money Market - 90 Days Intro Rate
OTHER TIERS: 1.55% → $10k - $50k | 2.45% → $50k - $100k
2.63%*$100k*-Personal Premier Money Market Savings
OTHER TIERS: 0.84% → $10k - $50k | 2.04% → $50k - $100k

BayVanguard Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Interest Checking
0.05%$5k-Business Interest Checking

BayVanguard Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-60 Month CD
2.02%$1k-25 - 42 Month CD
2.02%$1k-43 - 59 Month CD
2.02%$1k-36 Month Bump-Up CD
1.51%$1k-4 - 6 Month CD
1.51%$1k-7 - 12 Month CD
1.51%$1k-13 - 24 Month CD

BayVanguard Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10-IRA Statement Accounts
Locations

Availability

Baltimore Area

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