BayVanguard Bank

Overview / Commentary
7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in Baltimore and is the 30th largest bank in the state of Maryland. It is also the 2,245th largest bank in the nation. It was established in 1873 and as of December of 2019, it had grown to 52 employees at 8 locations. BayVanguard Bank has an A+ health rating.

Reviews (1)

Former Depositor

Posted by: |

Would not recommend.


Health Grade Components

FDIC Certificate #32527
Year Established1873
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD4.46%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$294.2MM$160.2MM
LoansQ4 2019vs Q4 2018$235.2MM$123.2MM
DepositsQ4 2019vs Q4 2018$221.1MM$133.1MM
Equity CapitalQ4 2019vs Q4 2018$65.2MM$21.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.3MM$1.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$872.00K
Real Estate OwnedQ4 2019vs Q4 2018$450.00K$276.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

0.35%$10-IRA Statement Accounts
0.35%$10-Business IRA Statement Accounts
0.10%$50-Statement Savings Accounts
0.10%$50-Business Statement Savings Accounts

BayVanguard Bank Money Market Rates

0.30%*$50k*-Money Market Accounts
OTHER TIERS: 0.05% $100 - $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k
0.30%*$50k*-Business Money Market Accounts
OTHER TIERS: 0.05% $100 - $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

BayVanguard Bank Checking Account Rates

0.10%$5k-Business Interest Checking
0.05%$100-Interest Checking

BayVanguard Bank CD Rates

0.80%$1k-60 Month CD
0.80%$1k-Business 60 Month CD
0.75%$1k-43 - 59 Month CD
0.75%$1k-Business 43 - 59 Month CD
0.69%$1k-25 - 42 Month CD
0.69%$1k-Business 25 - 42 Month CD
0.59%$1k-13 - 24 Month CD
0.59%$1k-Business 13 - 24 Month CD
0.55%$1k-7 - 12 Month CD
0.55%$1k-Business 7 - 12 Month CD
0.50%$1k-36 Month Bump-Up CD
0.50%$1k-Business 36 Month Bump-Up CD
0.45%$1k-4 - 6 Month CD
0.45%$1k-Business 4 - 6 Month CD

BayVanguard Bank IRA Rates

0.80%$1k-60 Month IRA
0.80%$1k-Business 60 Month IRA
0.75%$1k-43 - 59 Month IRA
0.75%$1k-Business 43 - 59 Month IRA
0.69%$1k-25 - 42 Month IRA
0.69%$1k-Business 25 - 42 Month IRA
0.59%$1k-13 - 24 Month IRA
0.59%$1k-Business 13 - 24 Month IRA
0.55%$1k-7 - 12 Month IRA
0.55%$1k-Business 7 - 12 Month IRA
0.50%$1k-36 Month Bump-Up IRA
0.50%$1k-Business 36 Month Bump-Up IRA
0.45%$1k-4 - 6 Month IRA
0.45%$1k-Business 4 - 6 Month IRA


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