BayVanguard Bank

Overview / Commentary
7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in BALTIMORE and is the 12th largest bank in the state of Maryland. It is also the 1,133rd largest bank in the nation. It was established in 1873 and as of March of 2023, it had grown to 117 employees at 15 locations. BayVanguard Bank has a B+ health rating.

Reviews (1)

Former Depositor

Posted by: |

Would not recommend.


Health Grade Components

FDIC Certificate #32527
Year Established1873
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD11.52%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$849.7MM$849.9MM
LoansQ1 2023vs Q1 2022$672.8MM$632.7MM
DepositsQ1 2023vs Q1 2022$671.4MM$718.8MM
Equity CapitalQ1 2023vs Q1 2022$125.3MM$115.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$8.1MM$2.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$4.6MM$3.8MM
Real Estate OwnedQ1 2023vs Q1 2022$2.0MM$2.0MM
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Always verify rates and promotions with the bank or credit union. We are not BayVanguard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

0.05%$50-Statement Savings Accounts
0.05%$10-IRA Statement Accounts
0.05%$10-Business IRA Statement Accounts
0.05%$50-Business Statement Savings Accounts
0.05%$5-Christmas Club Savings
0.05%$5-Budget Bee Saving
0.05%$5-CESA Account

BayVanguard Bank Money Market Rates

0.30%*$50k*-Money Market Accounts
OTHER TIERS: 0.01% $100 - $2.5k | 0.05% $2.5k - $10k | 0.10% $10k - $50k
0.30%*$50k*-Business Money Market Accounts
OTHER TIERS: 0.01% $100 - $2.5k | 0.05% $2.5k - $10k | 0.10% $10k - $50k

BayVanguard Bank Checking Account Rates

0.05%$100-Interest Checking
0.05%$5k-Business Interest Checking
0.05%*-$10kReward Checking
OTHER TIERS: 0.01% $10k+

BayVanguard Bank CD Rates

2.53%$1k-60 Month CD
2.53%$1k-Business 60 Month CD
2.02%$1k-25 - 42 Month CD
2.02%$1k-43 - 59 Month CD
2.02%$1k-36 Month Bump-Up CD
2.02%$1k-Business 25 - 42 Month CD
2.02%$1k-Business 36 Month Bump-Up CD
2.02%$1k-Business 43 - 59 Month CD
1.51%$1k-4 - 6 Month CD
1.51%$1k-7 - 12 Month CD
1.51%$1k-13 - 24 Month CD
1.51%$1k-Business 4 - 6 Month CD
1.51%$1k-Business 7 - 12 Month CD
1.51%$1k-Business 13 - 24 Month CD

BayVanguard Bank IRA Rates

2.53%$1k-60 Month IRA
2.02%$1k-25 - 42 Month IRA
2.02%$1k-36 Month Bump-Up IRA
2.02%$1k-43 - 59 Month IRA
1.51%$1k-4 - 6 Month IRA
1.51%$1k-7 - 12 Month IRA
1.51%$1k-13 - 24 Month IRA


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