BayVanguard Bank

Overview / Commentary
7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in Baltimore and is the 14th largest bank in the state of Maryland. It is also the 1,187th largest bank in the nation. It was established in 1873 and as of June of 2021, it had grown to 92 employees at 16 locations. BayVanguard Bank has an A health rating.

Reviews (1)

Former Depositor

Posted by: |

Would not recommend.


Health Grade Components

FDIC Certificate #32527
Year Established1873
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD10.95%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$800.8MM$420.9MM
LoansQ2 2021vs Q2 2020$600.7MM$350.7MM
DepositsQ2 2021vs Q2 2020$685.3MM$325.7MM
Equity CapitalQ2 2021vs Q2 2020$104.7MM$65.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.1MM$1.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$7.1MM$769.00K
Real Estate OwnedQ2 2021vs Q2 2020$1.8MM$17.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

0.05%$50-Statement Savings Accounts
0.05%$10-IRA Statement Accounts
0.05%$10-Business IRA Statement Accounts
0.05%$50-Business Statement Savings Accounts
0.05%$5-Christmas Club Savings

BayVanguard Bank Money Market Rates

0.15%*$50k*-Money Market Accounts
OTHER TIERS: 0.01% $100 - $2.5k | 0.05% $2.5k - $10k | 0.10% $10k - $50k
0.15%*$50k*-Business Money Market Accounts
OTHER TIERS: 0.01% $100 - $2.5k | 0.05% $2.5k - $10k | 0.10% $10k - $50k

BayVanguard Bank Checking Account Rates

0.05%$100-Interest Checking
0.05%$5k-Business Interest Checking
0.05%*-$10kReward Checking
OTHER TIERS: 0.01% $10k+

BayVanguard Bank CD Rates

0.35%$1k-60 Month CD
0.35%$1k-Business 60 Month CD
0.30%$1k-43 - 59 Month CD
0.30%$1k-Business 43 - 59 Month CD
0.25%$1k-25 - 42 Month CD
0.25%$1k-36 Month Bump-Up CD
0.25%$1k-Business 25 - 42 Month CD
0.25%$1k-Business 36 Month Bump-Up CD
0.20%$1k-13 - 24 Month CD
0.20%$1k-Business 13 - 24 Month CD
0.10%$1k-4 - 6 Month CD
0.10%$1k-7 - 12 Month CD
0.10%$1k-Business 4 - 6 Month CD
0.10%$1k-Business 7 - 12 Month CD

BayVanguard Bank IRA Rates

0.35%$1k-60 Month IRA
0.35%$1k-Business 60 Month IRA
0.30%$1k-43 - 59 Month IRA
0.30%$1k-Business 43 - 59 Month IRA
0.25%$1k-25 - 42 Month IRA
0.25%$1k-36 Month Bump-Up IRA
0.25%$1k-Business 25 - 42 Month IRA
0.25%$1k-Business 36 Month Bump-Up IRA
0.20%$1k-13 - 24 Month IRA
0.20%$1k-Business 13 - 24 Month IRA
0.10%$1k-4 - 6 Month IRA
0.10%$1k-7 - 12 Month IRA
0.10%$1k-Business 4 - 6 Month IRA
0.10%$1k-Business 7 - 12 Month IRA


Baltimore Area

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