BayVanguard Bank

Overview / Commentary
7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in BALTIMORE and is the 11th largest bank in the state of Maryland. It is also the 1,134th largest bank in the nation. It was established in 1873 and as of March of 2024, it had grown to 112 employees at 15 locations. BayVanguard Bank's money market rates are 10X the national average, and it has an A health rating.

Reviews (1)

Former Depositor

Posted by: |

Would not recommend.


Health Grade Components

FDIC Certificate #32527
Year Established1873
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD7.52%
Annual Interest Income$11MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$883.7MM$849.7MM
LoansQ1 2024vs Q1 2023$700.1MM$672.8MM
DepositsQ1 2024vs Q1 2023$687MM$671.4MM
Equity CapitalQ1 2024vs Q1 2023$178.8MM$125.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$8.5MM$8.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$10.7MM$4.6MM
Real Estate OwnedQ1 2024vs Q1 2023$170K$2MM
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Always verify rates and promotions with the bank or credit union. We are not BayVanguard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

0.05%$50-Statement Savings Accounts
0.05%$10-IRA Statement Accounts

BayVanguard Bank Money Market Rates

5.00%$10k-Premier Money Market w/checking - 180 Days Intro Rate
4.25%*$1m*-Business Premier Money Market Savings
OTHER TIERS: 1.35% $10k - $25k | 1.95% $25k - $50k | 2.55% $50k - $50k | 3.15% $100k - $250k | 3.50% $250k - $500k | 3.75% $500k - $750k | 4.00% $750k - $1m
4.25%$10k-Premier Money Market - 180 Days Intro Rate
4.15%*$100k*-Personal Premier Money Market Savings w/checking
OTHER TIERS: 2.35% $10k - $50k | 3.55% $50k - $100k
3.15%*$100k*-Personal Premier Money Market Savings
OTHER TIERS: 1.35% $10k - $50k | 2.55% $50k - $100k

BayVanguard Bank Checking Account Rates

0.05%$100-Interest Checking
0.05%$5k-Business Interest Checking

BayVanguard Bank CD Rates

2.53%$1k-60 Month CD
2.02%$1k-25 - 42 Month CD
2.02%$1k-43 - 59 Month CD
2.02%$1k-36 Month Bump-Up CD
1.51%$1k-4 - 6 Month CD
1.51%$1k-7 - 12 Month CD
1.51%$1k-13 - 24 Month CD

BayVanguard Bank IRA Rates

2.53%$1k-60 Month IRA
2.02%$1k-25 - 42 Month IRA
2.02%$1k-36 Month Bump-Up IRA
2.02%$1k-43 - 59 Month IRA
1.51%$1k-4 - 6 Month IRA
1.51%$1k-7 - 12 Month IRA
1.51%$1k-13 - 24 Month IRA


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